Synchrony Financial (NYSE:SYF) Insider Darrell Owens Sells 3,865 Shares of Stock

Synchrony Financial (NYSE:SYF) insider Darrell Owens sold 3,865 shares of the company’s stock in a transaction on Monday, March 2nd. The shares were sold at an average price of $67.71, for a total value of $261,699.15. Following the sale, the insider directly owned 17,432 shares of the company’s stock, valued at approximately $1,180,320.72. This represents a 18.15% decrease in their ownership of the stock. The sale was disclosed in a legal filing with the Securities & Exchange Commission, which is available through this hyperlink.

Synchrony Financial Trading Down 0.2%

Shares of SYF opened at $68.53 on Wednesday. The business’s 50-day moving average price is $77.07 and its 200 day moving average price is $75.98. The company has a current ratio of 1.24, a quick ratio of 1.24 and a debt-to-equity ratio of 0.98. The stock has a market capitalization of $23.82 billion, a P/E ratio of 7.38, a P/E/G ratio of 0.61 and a beta of 1.42. Synchrony Financial has a 1-year low of $40.54 and a 1-year high of $88.77.

Synchrony Financial (NYSE:SYF) last announced its earnings results on Tuesday, January 27th. The financial services provider reported $2.18 EPS for the quarter, topping the consensus estimate of $2.02 by $0.16. The company had revenue of $3.79 billion during the quarter, compared to analysts’ expectations of $3.84 billion. Synchrony Financial had a net margin of 15.72% and a return on equity of 23.07%. The business’s revenue for the quarter was down .2% on a year-over-year basis. During the same period last year, the company posted $1.91 earnings per share. Synchrony Financial has set its FY 2026 guidance at 9.100-9.500 EPS. Analysts expect that Synchrony Financial will post 7.67 earnings per share for the current year.

Synchrony Financial Dividend Announcement

The company also recently disclosed a quarterly dividend, which was paid on Tuesday, February 17th. Investors of record on Friday, February 6th were paid a $0.30 dividend. The ex-dividend date of this dividend was Friday, February 6th. This represents a $1.20 dividend on an annualized basis and a yield of 1.8%. Synchrony Financial’s dividend payout ratio (DPR) is currently 12.92%.

Institutional Investors Weigh In On Synchrony Financial

Hedge funds and other institutional investors have recently made changes to their positions in the business. Donoghue Forlines LLC acquired a new stake in Synchrony Financial in the 3rd quarter valued at approximately $2,064,000. Brandywine Global Investment Management LLC lifted its holdings in shares of Synchrony Financial by 56.5% during the second quarter. Brandywine Global Investment Management LLC now owns 370,383 shares of the financial services provider’s stock worth $24,719,000 after buying an additional 133,780 shares during the last quarter. Nordea Investment Management AB boosted its position in shares of Synchrony Financial by 7.9% in the third quarter. Nordea Investment Management AB now owns 4,542,336 shares of the financial services provider’s stock valued at $318,236,000 after acquiring an additional 333,093 shares during the period. Ritholtz Wealth Management grew its stake in shares of Synchrony Financial by 73.8% in the third quarter. Ritholtz Wealth Management now owns 77,220 shares of the financial services provider’s stock worth $5,486,000 after acquiring an additional 32,802 shares during the last quarter. Finally, AQR Capital Management LLC increased its position in Synchrony Financial by 6.1% during the second quarter. AQR Capital Management LLC now owns 4,266,366 shares of the financial services provider’s stock worth $284,737,000 after acquiring an additional 245,527 shares during the period. 96.48% of the stock is owned by institutional investors and hedge funds.

Analyst Upgrades and Downgrades

SYF has been the subject of several recent analyst reports. TD Cowen raised their target price on Synchrony Financial from $91.00 to $100.00 and gave the stock a “buy” rating in a research report on Thursday, January 8th. BTIG Research dropped their price target on shares of Synchrony Financial from $100.00 to $96.00 and set a “buy” rating on the stock in a research note on Tuesday, January 27th. Keefe, Bruyette & Woods lifted their price objective on Synchrony Financial from $95.00 to $98.00 and gave the company an “outperform” rating in a research report on Friday, January 2nd. Wells Fargo & Company boosted their target price on Synchrony Financial from $95.00 to $100.00 and gave the company an “overweight” rating in a research note on Monday, January 5th. Finally, Robert W. Baird raised Synchrony Financial from a “neutral” rating to an “outperform” rating and set a $83.00 price target for the company in a research note on Friday, February 13th. One equities research analyst has rated the stock with a Strong Buy rating, thirteen have assigned a Buy rating and seven have issued a Hold rating to the company. Based on data from MarketBeat, the company presently has an average rating of “Moderate Buy” and an average price target of $87.11.

Synchrony Financial News Roundup

Here are the key news stories impacting Synchrony Financial this week:

• Positive Sentiment: Survey shows rising consumer use of generative AI for shopping, which could boost card spend, merchant partnerships, and demand for loyalty/financing solutions that benefit Synchrony. This highlights potential tailwinds for originations and debit/credit transaction volume. GENERATIVE AI IS FAST BECOMING CONSUMERS’ GO-TO SHOPPING ADVISOR
• Neutral Sentiment: Synchrony’s CFO will participate in the 2026 RBC Capital Markets Global Financial Institutions Conference — routine investor outreach that may provide additional management color on guidance, credit trends, or capital plans but is not an immediate operational surprise. Synchrony to Participate in the 2026 RBC Capital Markets Global Financial Institutions Conference
• Negative Sentiment: Multiple insiders executed sizable sales over Mar 2–3 (large blocks and double-digit percentage reductions), which is weighing on sentiment: Brian D. Doubles sold 217,554 shares (~$14.94M). Brian D. Doubles Form 4 Alberto Casellas sold 14,399 shares (~$975k). Alberto Casellas Form 4 Brian J. Wenzel sold multiple tranches (~$4.49M total). Brian J. Wenzel Form 4 Additional insider sales (Darrell Owens, Curtis Howse, Bart Schaller) add several hundred thousand dollars more. Darrell Owens Form 4 Curtis Howse Form 4 Bart Schaller Form 4 Combined disclosed sales are roughly ~$22M, which traders may interpret as a signal to reduce exposure until management commentary clarifies intent.

About Synchrony Financial

Synchrony Financial (NYSE: SYF) is a consumer financial services company that specializes in providing point-of-sale financing and private-label, co-branded and branded credit card programs. The company serves as a payments and lending partner to retailers, digital merchants and service providers, offering consumer financing solutions designed to drive customer engagement and sales. Synchrony also operates a direct bank that offers deposit products, including savings accounts and certificates of deposit, which support its funding and customer-facing product suite.

Its core product set includes private-label and co-branded credit cards, general-purpose credit cards, installment loan programs and promotional financing options that are integrated into merchants’ checkout experiences.