Head-To-Head Review: Zurich Insurance Group (OTCMKTS:ZURVY) and Hippo (NYSE:HIPO)

Hippo (NYSE:HIPO) and Zurich Insurance Group (OTCMKTS:ZURVY) are both finance companies, but which is the better business? We will compare the two companies based on the strength of their analyst recommendations, institutional ownership, valuation, earnings, risk, dividends and profitability.

Profitability

This table compares Hippo and Zurich Insurance Group’s net margins, return on equity and return on assets.

	Net Margins	Return on Equity	Return on Assets
Hippo	12.31%	-2.24%	-0.48%
Zurich Insurance Group	N/A	N/A	N/A

Earnings and Valuation

This table compares Hippo and Zurich Insurance Group”s top-line revenue, earnings per share and valuation.

	Gross Revenue	Price/Sales Ratio	Net Income	Earnings Per Share	Price/Earnings Ratio
Hippo	$468.60 million	1.59	$57.70 million	$2.14	13.43
Zurich Insurance Group	$62.95 billion	1.68	$6.80 billion	N/A	N/A

Zurich Insurance Group has higher revenue and earnings than Hippo.

Volatility and Risk

Hippo has a beta of 1.61, suggesting that its share price is 61% more volatile than the S&P 500. Comparatively, Zurich Insurance Group has a beta of 0.57, suggesting that its share price is 43% less volatile than the S&P 500.

Analyst Ratings

This is a breakdown of recent ratings and target prices for Hippo and Zurich Insurance Group, as provided by MarketBeat.

	Sell Ratings	Hold Ratings	Buy Ratings	Strong Buy Ratings	Rating Score
Hippo	0	3	3	0	2.50
Zurich Insurance Group	1	3	0	0	1.75

Hippo presently has a consensus price target of $37.67, suggesting a potential upside of 31.03%. Given Hippo’s stronger consensus rating and higher probable upside, analysts plainly believe Hippo is more favorable than Zurich Insurance Group.

Institutional and Insider Ownership

43.0% of Hippo shares are owned by institutional investors. Comparatively, 0.0% of Zurich Insurance Group shares are owned by institutional investors. 10.8% of Hippo shares are owned by company insiders. Comparatively, 0.0% of Zurich Insurance Group shares are owned by company insiders. Strong institutional ownership is an indication that endowments, hedge funds and large money managers believe a company is poised for long-term growth.

Summary

Hippo beats Zurich Insurance Group on 7 of the 12 factors compared between the two stocks.

About Hippo

Hippo Holdings Inc. provides property and casualty insurance products to individuals and business customers primarily in the United States. The company operates through three segments: Services, Insurance-as-a-Service, and Hippo Home Insurance Program. Its insurance products include homeowners' insurance against risks of fire, wind, and theft, as well as other personal lines policies from third party carriers; and personal and commercial, as well as home, auto, cyber, small business, life, specialty lines, and other insurance products. The company distributes insurance products and services through its technology platform and website, as well as operates licensed insurance agencies. Hippo Holdings Inc. is headquartered in Palo Alto, California.

About Zurich Insurance Group

Zurich Insurance Group AG, together with its subsidiaries, provides insurance products and related services in Europe, the Middle East, Africa, North America, Latin America, and the Asia Pacific. The company operates through Property & Casualty Regions, Life Regions, Farmers, Group Functions and Operations, and Non-Core Businesses segments. It offers car and motor, home, travel, general liability, life and critical illness, and other insurance products; and saving and investment, and pension and retirement planning products. The company also provides property, casualty, energy and engineering lines, and marine; commercial management liability, financial institutions, and professional indemnity; and cyber, accident and health, and credit lines and surety insurance products, as well as and non-claims and ancillary services to the farmers exchanges. In addition, it offers employee benefit insurance products; and climate resilience, risk engineering, captive, and cyber resilience, as well as climate risk assessment and reinsurance services. The company serves individuals, small businesses, and mid-sized and large companies, as well as multinational corporations. It sells its products through agents, brokers, and bank distribution channels. Zurich Insurance Group AG was founded in 1872 and is based in Zurich, Switzerland.