Independent Advisor Alliance Cuts Stake in PayPal Holdings, Inc. $PYPL

Independent Advisor Alliance lowered its position in shares of PayPal Holdings, Inc. (NASDAQ:PYPL) by 46.7% during the 4th quarter, according to the company in its most recent disclosure with the Securities and Exchange Commission. The firm owned 22,597 shares of the credit services provider’s stock after selling 19,830 shares during the period. Independent Advisor Alliance’s holdings in PayPal were worth $1,319,000 at the end of the most recent quarter.

Several other institutional investors have also recently made changes to their positions in the company. Legacy Financial Advisors Inc. increased its stake in shares of PayPal by 39.6% during the fourth quarter. Legacy Financial Advisors Inc. now owns 10,886 shares of the credit services provider’s stock valued at $635,000 after buying an additional 3,090 shares during the period. Argos Wealth Advisors LLC purchased a new position in shares of PayPal during the fourth quarter valued at $471,000. Meridian Wealth Management LLC increased its stake in shares of PayPal by 12.2% during the fourth quarter. Meridian Wealth Management LLC now owns 12,445 shares of the credit services provider’s stock valued at $727,000 after buying an additional 1,351 shares during the period. Money Concepts Capital Corp grew its stake in PayPal by 564.8% in the fourth quarter. Money Concepts Capital Corp now owns 31,173 shares of the credit services provider’s stock valued at $1,820,000 after purchasing an additional 26,484 shares during the last quarter. Finally, First National Advisers LLC purchased a new position in PayPal in the fourth quarter valued at about $492,000. Hedge funds and other institutional investors own 68.32% of the company’s stock.

PayPal Price Performance

Shares of PYPL stock opened at $44.41 on Friday. PayPal Holdings, Inc. has a fifty-two week low of $38.46 and a fifty-two week high of $79.50. The firm has a market capitalization of $39.17 billion, a price-to-earnings ratio of 8.33, a PEG ratio of 1.13 and a beta of 1.39. The company has a debt-to-equity ratio of 0.47, a quick ratio of 1.26 and a current ratio of 1.26. The stock’s 50-day simple moving average is $46.61 and its 200-day simple moving average is $53.08.

PayPal (NASDAQ:PYPL) last issued its quarterly earnings results on Tuesday, May 5th. The credit services provider reported $1.34 earnings per share for the quarter, topping analysts’ consensus estimates of $1.27 by $0.07. PayPal had a return on equity of 25.02% and a net margin of 15.00%.The business had revenue of $8.35 billion for the quarter, compared to analyst estimates of $8.05 billion. During the same quarter in the previous year, the firm earned $1.33 earnings per share. The company’s revenue was up 7.2% on a year-over-year basis. As a group, equities analysts forecast that PayPal Holdings, Inc. will post 5.3 earnings per share for the current fiscal year.

PayPal Dividend Announcement

The firm also recently declared a quarterly dividend, which will be paid on Thursday, June 25th. Stockholders of record on Thursday, June 4th will be paid a dividend of $0.14 per share. The ex-dividend date is Thursday, June 4th. This represents a $0.56 dividend on an annualized basis and a dividend yield of 1.3%. PayPal’s payout ratio is presently 10.51%.

Insider Transactions at PayPal

In other news, insider Frank Keller sold 10,732 shares of the business’s stock in a transaction dated Wednesday, April 29th. The stock was sold at an average price of $49.96, for a total transaction of $536,170.72. Following the sale, the insider owned 41,567 shares in the company, valued at approximately $2,076,687.32. The trade was a 20.52% decrease in their ownership of the stock. The sale was disclosed in a legal filing with the Securities & Exchange Commission, which is accessible through this hyperlink. The transaction was executed under a pre-arranged Rule 10b5-1 trading plan. Also, CAO Chris Natali sold 1,337 shares of the business’s stock in a transaction dated Wednesday, April 29th. The stock was sold at an average price of $49.46, for a total value of $66,128.02. Following the sale, the chief accounting officer owned 1,586 shares in the company, valued at $78,443.56. The trade was a 45.74% decrease in their position. The disclosure for this sale is available in the SEC filing. The transaction was executed under a pre-arranged Rule 10b5-1 trading plan. Over the last 90 days, insiders have sold 96,199 shares of company stock worth $4,294,018. Insiders own 0.63% of the company’s stock.

Analysts Set New Price Targets

Several research firms have issued reports on PYPL. BNP Paribas Exane lifted their target price on PayPal from $41.00 to $43.50 and gave the company a “neutral” rating in a research note on Friday, April 10th. JPMorgan Chase & Co. cut their target price on PayPal from $70.00 to $46.00 and set a “neutral” rating on the stock in a research note on Wednesday, February 4th. Raymond James Financial reiterated a “market perform” rating on shares of PayPal in a research note on Monday, February 23rd. Wells Fargo & Company cut their target price on PayPal from $67.00 to $48.00 and set an “equal weight” rating on the stock in a research note on Wednesday, February 4th. Finally, Rothschild & Co Redburn cut their target price on PayPal from $50.00 to $32.00 and set a “sell” rating on the stock in a research note on Wednesday, February 11th. Eight analysts have rated the stock with a Buy rating, thirty-two have assigned a Hold rating and five have issued a Sell rating to the stock. Based on data from MarketBeat, the stock presently has a consensus rating of “Hold” and an average price target of $55.85.

PayPal News Roundup

Here are the key news stories impacting PayPal this week:

• Positive Sentiment: Analysts and commentary point to PayPal trading at a discounted valuation, with support from Venmo growth, AI-commerce initiatives, and international expansion; several pieces argue the stock may be too cheap if execution improves. Article Title
• Positive Sentiment: PayPal’s Q1 results beat expectations on revenue and profit, and the company is leaning into a new strategy under its CEO, including AI tools for small businesses and a fee-waiver push that could support merchant growth. Article Title
• Positive Sentiment: PayPal’s partnership with Anthropic to bring AI services to small businesses reinforces its effort to modernize the platform and build new revenue opportunities. Article Title
• Neutral Sentiment: The company reached a $30 million DOJ settlement over a past DEI-related program, removing a legal overhang but also highlighting governance and compliance scrutiny. Article Title
• Neutral Sentiment: Reports that UK regulators are investigating PayPal alongside Mastercard and Visa over digital-wallet competition add uncertainty, but the direct financial impact is still unclear. Article Title
• Negative Sentiment: Some analysts remain skeptical after the earnings call, citing margin pressure, transformation risk, and slower confidence in the turnaround story. Article Title
• Negative Sentiment: Investor reaction to the quarter was muted despite the revenue beat, suggesting the market is still focused on margin trends and execution risk rather than near-term growth. Article Title

PayPal Profile

PayPal Holdings, Inc operates a global digital payments platform that enables consumers and merchants to send and receive payments online, on mobile devices and at the point of sale. The company provides a broad set of payment solutions, including a digital wallet, merchant payment processing, checkout services, invoicing and fraud-management tools. PayPal’s platform is designed to support e-commerce, in-person retail and person-to-person transfers, targeting both individual consumers and businesses of varying sizes.

Key products and services in PayPal’s portfolio include the PayPal wallet and checkout ecosystem, the Venmo peer-to-peer mobile app, Braintree’s developer-focused payment gateway, Xoom for international money transfers, and PayPal Credit and buy-now-pay-later options.