Bank7 (NASDAQ:BSVN) & Seacoast Banking Corporation of Florida (NASDAQ:SBCF) Head to Head Contrast

Seacoast Banking Corporation of Florida (NASDAQ:SBCF) and Bank7 (NASDAQ:BSVN) are both finance companies, but which is the superior business? We will compare the two companies based on the strength of their valuation, analyst recommendations, risk, dividends, earnings, institutional ownership and profitability.

Dividends

Seacoast Banking Corporation of Florida pays an annual dividend of $0.76 per share and has a dividend yield of 2.5%. Bank7 pays an annual dividend of $1.08 per share and has a dividend yield of 2.5%. Seacoast Banking Corporation of Florida pays out 50.0% of its earnings in the form of a dividend. Bank7 pays out 23.2% of its earnings in the form of a dividend. Both companies have healthy payout ratios and should be able to cover their dividend payments with earnings for the next several years. Seacoast Banking Corporation of Florida has raised its dividend for 4 consecutive years and Bank7 has raised its dividend for 5 consecutive years.

Earnings & Valuation

This table compares Seacoast Banking Corporation of Florida and Bank7″s top-line revenue, earnings per share and valuation.

	Gross Revenue	Price/Sales Ratio	Net Income	Earnings Per Share	Price/Earnings Ratio
Seacoast Banking Corporation of Florida	$675.79 million	4.39	$144.88 million	$1.52	20.06
Bank7	$137.26 million	3.04	$43.07 million	$4.66	9.40

Seacoast Banking Corporation of Florida has higher revenue and earnings than Bank7. Bank7 is trading at a lower price-to-earnings ratio than Seacoast Banking Corporation of Florida, indicating that it is currently the more affordable of the two stocks.

Institutional and Insider Ownership

81.8% of Seacoast Banking Corporation of Florida shares are owned by institutional investors. Comparatively, 23.5% of Bank7 shares are owned by institutional investors. 1.5% of Seacoast Banking Corporation of Florida shares are owned by insiders. Comparatively, 25.7% of Bank7 shares are owned by insiders. Strong institutional ownership is an indication that large money managers, endowments and hedge funds believe a stock will outperform the market over the long term.

Analyst Recommendations

This is a breakdown of current recommendations for Seacoast Banking Corporation of Florida and Bank7, as provided by MarketBeat.

	Sell Ratings	Hold Ratings	Buy Ratings	Strong Buy Ratings	Rating Score
Seacoast Banking Corporation of Florida	0	3	3	0	2.50
Bank7	0	0	3	1	3.25

Seacoast Banking Corporation of Florida currently has a consensus price target of $33.13, indicating a potential upside of 8.64%. Bank7 has a consensus price target of $54.50, indicating a potential upside of 24.46%. Given Bank7’s stronger consensus rating and higher probable upside, analysts clearly believe Bank7 is more favorable than Seacoast Banking Corporation of Florida.

Risk & Volatility

Seacoast Banking Corporation of Florida has a beta of 0.88, indicating that its stock price is 12% less volatile than the S&P 500. Comparatively, Bank7 has a beta of 0.93, indicating that its stock price is 7% less volatile than the S&P 500.

Profitability

This table compares Seacoast Banking Corporation of Florida and Bank7’s net margins, return on equity and return on assets.

	Net Margins	Return on Equity	Return on Assets
Seacoast Banking Corporation of Florida	14.42%	8.23%	1.11%
Bank7	31.77%	18.18%	2.34%

Summary

Bank7 beats Seacoast Banking Corporation of Florida on 11 of the 17 factors compared between the two stocks.

About Seacoast Banking Corporation of Florida

Seacoast Banking Corp. of Florida is a financial holding company, which engages in the provision of integrated financial services. It provides banking and investment services to businesses and consumers, including personal and business deposit products, Internet and mobile banking, personal, commercial and mortgage loans, wealth management services, and treasury management solutions. The company was founded in 1983 and is headquartered in Stuart, FL.

About Bank7

Bank7 Corp. operates as a bank holding company for Bank7 that provides banking and financial services to individual and corporate customers. It offers commercial deposit, commercial checking, money market, and other deposit accounts; and retail deposit services, such as certificates of deposit, money market accounts, checking accounts, negotiable order of withdrawal accounts, savings accounts, and automated teller machine access. The company also provides commercial real estate, hospitality, energy, and commercial and industrial lending services; consumer lending services to individuals for personal and household purposes comprising residential real estate loans and mortgage banking services, personal lines of credit, loans for the purchase of automobiles, and other installment loans, as well as secured and unsecured term loans and home improvement loans. It operates through a network of full-service branches in Oklahoma, the Dallas/Fort Worth, Texas metropolitan area, and Kansas. The company was formerly known as Haines Financial Corp. Bank7 Corp. was founded in 1901 and is headquartered in Oklahoma City, Oklahoma.