UniCredit (OTCMKTS:UNCRY) and UniCredit (OTCMKTS:UNCFF) Critical Analysis

UniCredit (OTCMKTS:UNCRY) and UniCredit (OTCMKTS:UNCFF) are both large-cap finance companies, but which is the superior investment? We will compare the two businesses based on the strength of their profitability, risk, institutional ownership, dividends, analyst recommendations, valuation and earnings.

Profitability

This table compares UniCredit and UniCredit’s net margins, return on equity and return on assets.

	Net Margins	Return on Equity	Return on Assets
UniCredit	34.34%	20.22%	1.60%
UniCredit	27.51%	16.29%	1.30%

Valuation & Earnings

This table compares UniCredit and UniCredit”s gross revenue, earnings per share (EPS) and valuation.

	Gross Revenue	Price/Sales Ratio	Net Income	Earnings Per Share	Price/Earnings Ratio
UniCredit	$41.32 billion	3.28	$15.35 billion	N/A	N/A
UniCredit	$41.32 billion	3.46	$12.35 billion	N/A	N/A

Risk and Volatility

UniCredit has a beta of 0.98, meaning that its share price is 2% less volatile than the S&P 500. Comparatively, UniCredit has a beta of 0.82, meaning that its share price is 18% less volatile than the S&P 500.

Analyst Ratings

This is a breakdown of current recommendations and price targets for UniCredit and UniCredit, as provided by MarketBeat.

	Sell Ratings	Hold Ratings	Buy Ratings	Strong Buy Ratings	Rating Score
UniCredit	0	2	3	2	3.00
UniCredit	0	0	0	0	0.00

Institutional and Insider Ownership

0.3% of UniCredit shares are held by institutional investors. Strong institutional ownership is an indication that endowments, large money managers and hedge funds believe a stock will outperform the market over the long term.

Summary

UniCredit beats UniCredit on 9 of the 10 factors compared between the two stocks.

About UniCredit

UniCredit S.p.A. provides commercial banking services in Italy, Germany, Central Europe, and Eastern Europe. It offers retail, private, and wealth management solutions; and institutional investor solutions. The company also provides corporate finance advisory, rating advisory, financial sponsor, patient capital, capital structure advisory, and finance solutions, as well as securities services. In addition, it offers transactional and risk management, and strategic advisory and funding services; group trade and correspondent banking services; and payments and cash management solutions. The company serves SME, corporate, multinational corporate, financial institution, and public sector clients, as well as retail, private banking, wealth management, and family office clients. The company was founded in 1870 and is headquartered in Milan, Italy.

About UniCredit

UniCredit S.p.A. provides commercial banking services in Italy, Germany, Central Europe, and Eastern Europe. It offers retail, private, and wealth management solutions; and institutional investor solutions. The company also provides corporate finance advisory, rating advisory, financial sponsor, patient capital, capital structure advisory, and finance solutions, as well as securities services. In addition, it offers transactional and risk management, and strategic advisory and funding services; group trade and correspondent banking services; and payments and cash management solutions. The company serves SME, corporate, multinational corporate, financial institution, and public sector clients, as well as retail, private banking, wealth management, and family office clients. The company was founded in 1870 and is headquartered in Milan, Italy.