What is Zacks Research’s Estimate for SYF Q2 Earnings?

Synchrony Financial (NYSE:SYF) – Stock analysts at Zacks Research issued their Q2 2026 earnings per share estimates for Synchrony Financial in a research report issued on Thursday, July 16th. Zacks Research analyst Team anticipates that the financial services provider will post earnings per share of $2.02 for the quarter. The consensus estimate for Synchrony Financial’s current full-year earnings is $9.34 per share. Zacks Research also issued estimates for Synchrony Financial’s FY2026 earnings at $9.33 EPS.

Synchrony Financial (NYSE:SYF) last posted its quarterly earnings results on Tuesday, April 21st. The financial services provider reported $2.27 earnings per share for the quarter, topping analysts’ consensus estimates of $2.14 by $0.13. Synchrony Financial had a net margin of 15.80% and a return on equity of 23.41%. The firm had revenue of $3.70 billion for the quarter, compared to the consensus estimate of $3.81 billion. During the same quarter in the previous year, the company earned $1.89 earnings per share. The business’s revenue was down 7.4% compared to the same quarter last year.

SYF has been the topic of a number of other research reports. Weiss Ratings reissued a “buy (b-)” rating on shares of Synchrony Financial in a research note on Friday. TD Cowen raised their price target on shares of Synchrony Financial from $89.00 to $90.00 and gave the stock a “buy” rating in a research note on Tuesday, July 7th. Barclays lifted their price objective on Synchrony Financial from $82.00 to $93.00 and gave the company an “overweight” rating in a report on Wednesday, April 22nd. Truist Financial upped their price objective on Synchrony Financial from $71.00 to $82.00 and gave the company a “hold” rating in a research note on Thursday, April 23rd. Finally, UBS Group increased their target price on Synchrony Financial from $77.00 to $84.00 and gave the stock a “neutral” rating in a report on Tuesday, July 7th. Twelve investment analysts have rated the stock with a Buy rating and eight have given a Hold rating to the stock. Based on data from MarketBeat.com, the stock currently has an average rating of “Moderate Buy” and an average price target of $87.32.

Synchrony Financial Trading Down 0.2%

Shares of SYF stock opened at $73.48 on Monday. The firm has a fifty day moving average of $73.17 and a 200-day moving average of $73.30. The stock has a market cap of $24.72 billion, a price-to-earnings ratio of 7.60, a P/E/G ratio of 0.69 and a beta of 1.32. Synchrony Financial has a 52-week low of $63.08 and a 52-week high of $88.77. The company has a debt-to-equity ratio of 1.08, a quick ratio of 1.24 and a current ratio of 1.24.

Synchrony Financial declared that its Board of Directors has initiated a stock buyback plan on Tuesday, April 21st that allows the company to repurchase $0.00 in shares. This repurchase authorization allows the financial services provider to buy shares of its stock through open market purchases. Stock repurchase plans are generally an indication that the company’s board believes its stock is undervalued.

Insider Buying and Selling at Synchrony Financial

In related news, insider Jonathan S. Mothner sold 51,258 shares of the stock in a transaction dated Friday, May 15th. The shares were sold at an average price of $71.23, for a total transaction of $3,651,107.34. Following the completion of the sale, the insider owned 132,664 shares in the company, valued at $9,449,656.72. This trade represents a 27.87% decrease in their position. The sale was disclosed in a document filed with the SEC, which is available through the SEC website. The transaction was executed under a pre-arranged Rule 10b5-1 trading plan. Insiders own 0.36% of the company’s stock.

Hedge Funds Weigh In On Synchrony Financial

Institutional investors and hedge funds have recently added to or reduced their stakes in the company. FWL Investment Management LLC bought a new position in shares of Synchrony Financial in the third quarter valued at approximately $26,000. Fideuram Asset Management Ireland dac acquired a new position in shares of Synchrony Financial in the 4th quarter worth approximately $29,000. Advisors Asset Management Inc. bought a new stake in Synchrony Financial during the 4th quarter worth approximately $29,000. Palisade Asset Management LLC bought a new stake in Synchrony Financial during the 3rd quarter worth approximately $29,000. Finally, Reflection Asset Management acquired a new stake in Synchrony Financial during the 4th quarter valued at $31,000. 96.48% of the stock is currently owned by institutional investors and hedge funds.

Synchrony Financial Company Profile

Synchrony Financial (NYSE: SYF) is a consumer financial services company that specializes in providing point-of-sale financing and private-label, co-branded and branded credit card programs. The company serves as a payments and lending partner to retailers, digital merchants and service providers, offering consumer financing solutions designed to drive customer engagement and sales. Synchrony also operates a direct bank that offers deposit products, including savings accounts and certificates of deposit, which support its funding and customer-facing product suite.

Its core product set includes private-label and co-branded credit cards, general-purpose credit cards, installment loan programs and promotional financing options that are integrated into merchants’ checkout experiences.