Citizens Financial Services (CZFS) to Post Quarterly Earnings on Wednesday

Citizens Financial Services (NASDAQ:CZFS) will likely be announcing its Q2 2026 results before the market opens on Wednesday, July 29th. Analysts expect Citizens Financial Services to post earnings of $1.98 per share and revenue of $29.30 million for the quarter. Parties may visit the the company’s upcoming Q2 2026 earning results page for the latest details on the call scheduled for Wednesday, July 29, 2026 at 9:30 AM ET.

Citizens Financial Services (NASDAQ:CZFS) last released its quarterly earnings results on Wednesday, April 29th. The company reported $2.16 earnings per share for the quarter, beating analysts’ consensus estimates of $1.98 by $0.18. The company had revenue of $29.80 million for the quarter, compared to analysts’ expectations of $29.10 million. Citizens Financial Services had a return on equity of 11.89% and a net margin of 22.47%. On average, analysts expect Citizens Financial Services to post $8 EPS for the current fiscal year and $8 EPS for the next fiscal year.

Citizens Financial Services Stock Performance

Shares of NASDAQ CZFS opened at $74.29 on Wednesday. Citizens Financial Services has a 12-month low of $49.99 and a 12-month high of $75.00. The company has a market cap of $356.96 million, a PE ratio of 9.07 and a beta of 0.36. The stock has a 50 day simple moving average of $68.28 and a 200-day simple moving average of $64.83. The company has a current ratio of 0.95, a quick ratio of 0.95 and a debt-to-equity ratio of 0.58.

Citizens Financial Services Increases Dividend

The firm also recently announced a quarterly dividend, which was paid on Friday, June 26th. Shareholders of record on Friday, June 12th were paid a dividend of $0.51 per share. This represents a $2.04 annualized dividend and a yield of 2.7%. The ex-dividend date of this dividend was Friday, June 12th. This is an increase from Citizens Financial Services’s previous quarterly dividend of $0.50. Citizens Financial Services’s dividend payout ratio (DPR) is presently 24.91%.

Institutional Investors Weigh In On Citizens Financial Services

Hedge funds and other institutional investors have recently bought and sold shares of the business. Royal Bank of Canada grew its stake in shares of Citizens Financial Services by 93.5% in the 4th quarter. Royal Bank of Canada now owns 447 shares of the company’s stock worth $25,000 after purchasing an additional 216 shares during the last quarter. BNP Paribas Financial Markets boosted its holdings in Citizens Financial Services by 39.4% during the second quarter. BNP Paribas Financial Markets now owns 658 shares of the company’s stock worth $39,000 after buying an additional 186 shares in the last quarter. Tower Research Capital LLC TRC grew its position in Citizens Financial Services by 537.3% in the second quarter. Tower Research Capital LLC TRC now owns 1,332 shares of the company’s stock worth $78,000 after buying an additional 1,123 shares during the last quarter. Russell Investments Group Ltd. grew its position in Citizens Financial Services by 3,225.0% in the third quarter. Russell Investments Group Ltd. now owns 1,463 shares of the company’s stock worth $88,000 after buying an additional 1,419 shares during the last quarter. Finally, Raymond James Financial Inc. bought a new position in shares of Citizens Financial Services in the second quarter valued at $124,000. 22.49% of the stock is currently owned by institutional investors.

Wall Street Analyst Weigh In

CZFS has been the subject of several recent analyst reports. Zacks Research raised Citizens Financial Services from a “hold” rating to a “strong-buy” rating in a research note on Tuesday, June 30th. Weiss Ratings cut shares of Citizens Financial Services from a “buy (b-)” rating to a “hold (c)” rating in a research note on Monday, May 4th. Two equities research analysts have rated the stock with a Strong Buy rating and one has issued a Hold rating to the company. According to data from MarketBeat.com, the stock has an average rating of “Buy”.

Citizens Financial Services Company Profile

Citizens Financial Services, Inc (NASDAQ:CZFS) is a bank holding company headquartered in Elderton, Pennsylvania, providing a range of retail and commercial banking services through its primary subsidiary, Citizens Savings Bank. The company offers deposit products such as checking and savings accounts, money market accounts and certificates of deposit, supported by online and mobile banking platforms tailored to personal and business clients.

Beyond deposit-taking, Citizens Financial Services underwrites a variety of lending products, including residential mortgage loans, home equity financing, commercial real estate loans, construction lending and consumer installment loans.