Equifax (NYSE:EFX) Updates Q3 2026 Earnings Guidance

Equifax (NYSE:EFX) updated its third quarter 2026 earnings guidance on Tuesday. The company provided earnings per share guidance of 2.150-2.250 for the period, compared to the consensus EPS estimate of 2.270. The company issued revenue guidance of $1.7 billion-$1.7 billion, compared to the consensus revenue estimate of $1.7 billion. Equifax also updated its FY 2026 guidance to 8.390-8.690 EPS.

Equifax Stock Down 1.6%

EFX opened at $170.29 on Thursday. Equifax has a twelve month low of $150.74 and a twelve month high of $271.84. The firm has a market cap of $20.28 billion, a price-to-earnings ratio of 29.93, a PEG ratio of 1.31 and a beta of 1.32. The firm’s 50-day simple moving average is $165.52 and its 200-day simple moving average is $183.07. The company has a debt-to-equity ratio of 0.92, a quick ratio of 0.61 and a current ratio of 0.60.

Equifax (NYSE:EFX) last issued its quarterly earnings data on Tuesday, July 21st. The credit services provider reported $2.25 earnings per share for the quarter, topping the consensus estimate of $2.20 by $0.05. Equifax had a net margin of 10.73% and a return on equity of 21.61%. The firm had revenue of $1.70 billion for the quarter, compared to analysts’ expectations of $1.70 billion. During the same period in the prior year, the firm earned $2.00 earnings per share. The company’s quarterly revenue was up 10.6% compared to the same quarter last year. Equifax has set its Q3 2026 guidance at 2.150-2.250 EPS and its FY 2026 guidance at 8.390-8.690 EPS. Equities research analysts anticipate that Equifax will post 8.56 EPS for the current fiscal year.

Equifax Dividend Announcement

The company also recently disclosed a quarterly dividend, which was paid on Monday, June 15th. Shareholders of record on Friday, May 22nd were given a $0.56 dividend. This represents a $2.24 dividend on an annualized basis and a yield of 1.3%. The ex-dividend date was Friday, May 22nd. Equifax’s dividend payout ratio (DPR) is presently 39.44%.

Analyst Upgrades and Downgrades

A number of research analysts have recently weighed in on the company. Barclays cut their price target on Equifax from $215.00 to $200.00 and set an “equal weight” rating on the stock in a research note on Wednesday. Jefferies Financial Group reduced their target price on Equifax from $220.00 to $200.00 and set a “buy” rating on the stock in a report on Friday, April 24th. Deutsche Bank Aktiengesellschaft set a $208.00 price target on Equifax in a research note on Wednesday. Robert W. Baird reduced their price objective on shares of Equifax from $245.00 to $232.00 and set an “outperform” rating on the stock in a research note on Wednesday. Finally, Bank of America decreased their price objective on shares of Equifax from $250.00 to $225.00 and set a “buy” rating for the company in a report on Tuesday, May 19th. Thirteen research analysts have rated the stock with a Buy rating and six have assigned a Hold rating to the stock. According to data from MarketBeat.com, Equifax presently has a consensus rating of “Moderate Buy” and a consensus price target of $215.79.

Insider Transactions at Equifax

In related news, EVP Chad M. Borton sold 2,455 shares of the stock in a transaction that occurred on Thursday, May 7th. The stock was sold at an average price of $173.89, for a total transaction of $426,899.95. Following the completion of the sale, the executive vice president directly owned 29,518 shares of the company’s stock, valued at approximately $5,132,885.02. This represents a 7.68% decrease in their position. The transaction was disclosed in a document filed with the Securities & Exchange Commission, which can be accessed through this link. The transaction was executed under a pre-arranged Rule 10b5-1 trading plan. Also, CEO Mark W. Begor sold 37,791 shares of the firm’s stock in a transaction that occurred on Friday, April 24th. The stock was sold at an average price of $172.40, for a total transaction of $6,515,168.40. Following the sale, the chief executive officer owned 271,730 shares in the company, valued at $46,846,252. This trade represents a 12.21% decrease in their ownership of the stock. Additional details regarding this sale are available in the official SEC disclosure. The transaction was executed under a pre-arranged Rule 10b5-1 trading plan. Company insiders own 1.70% of the company’s stock.

Institutional Investors Weigh In On Equifax

Several institutional investors have recently added to or reduced their stakes in EFX. Geneos Wealth Management Inc. raised its holdings in Equifax by 16.9% during the second quarter. Geneos Wealth Management Inc. now owns 401 shares of the credit services provider’s stock worth $104,000 after buying an additional 58 shares during the last quarter. Parkside Financial Bank & Trust grew its holdings in shares of Equifax by 3.2% during the fourth quarter. Parkside Financial Bank & Trust now owns 2,043 shares of the credit services provider’s stock valued at $443,000 after buying an additional 63 shares during the last quarter. Virtue Capital Management LLC grew its holdings in shares of Equifax by 7.3% during the fourth quarter. Virtue Capital Management LLC now owns 979 shares of the credit services provider’s stock valued at $210,000 after buying an additional 67 shares during the last quarter. Ameriflex Group Inc. increased its position in shares of Equifax by 612.5% during the fourth quarter. Ameriflex Group Inc. now owns 114 shares of the credit services provider’s stock worth $25,000 after acquiring an additional 98 shares in the last quarter. Finally, Bamco Inc. NY increased its position in shares of Equifax by 3.1% during the second quarter. Bamco Inc. NY now owns 3,300 shares of the credit services provider’s stock worth $856,000 after acquiring an additional 100 shares in the last quarter. 96.20% of the stock is owned by institutional investors.

About Equifax

Equifax Inc (NYSE: EFX) is a global data, analytics and technology company that specializes in consumer and commercial credit reporting, decisioning tools and identity solutions. Headquartered in Atlanta, Georgia, Equifax is one of the three major consumer credit reporting agencies in the United States and provides credit information and related services to lenders, employers, governments and consumers worldwide.

The company’s offerings include consumer credit reports and scores, credit monitoring and identity protection services, and a range of business-oriented products for risk management, fraud detection and compliance.