Pathward Financial (NASDAQ:CASH) Releases FY 2026 Earnings Guidance

Pathward Financial (NASDAQ:CASH) updated its FY 2026 earnings guidance on Wednesday morning. The company provided earnings per share (EPS) guidance of 7.800-8.200 for the period, compared to the consensus EPS estimate of 8.690. The company issued revenue guidance of -. Pathward Financial also updated its FY 2027 guidance to 9.500-10.000 EPS.

Pathward Financial Stock Performance

Pathward Financial stock opened at $88.67 on Thursday. The firm has a market capitalization of $1.87 billion, a P/E ratio of 10.53 and a beta of 0.60. Pathward Financial has a 52-week low of $65.87 and a 52-week high of $101.26. The company has a debt-to-equity ratio of 0.04, a current ratio of 0.81 and a quick ratio of 0.80. The stock has a fifty day moving average price of $84.86 and a two-hundred day moving average price of $87.06.

Pathward Financial (NASDAQ:CASH) last announced its earnings results on Wednesday, July 22nd. The savings and loans company reported $1.37 EPS for the quarter, missing the consensus estimate of $1.95 by ($0.58). The business had revenue of $189.64 million for the quarter, compared to the consensus estimate of $191.18 million. Pathward Financial had a return on equity of 22.35% and a net margin of 22.42%.Pathward Financial has set its FY 2027 guidance at 9.500-10.000 EPS and its FY 2026 guidance at 7.800-8.200 EPS. As a group, analysts anticipate that Pathward Financial will post 8.73 EPS for the current fiscal year.

Pathward Financial Dividend Announcement

The business also recently declared a quarterly dividend, which was paid on Wednesday, July 1st. Stockholders of record on Thursday, June 11th were paid a $0.05 dividend. The ex-dividend date of this dividend was Thursday, June 11th. This represents a $0.20 dividend on an annualized basis and a dividend yield of 0.2%. Pathward Financial’s dividend payout ratio is 2.38%.

Analysts Set New Price Targets

Several research analysts recently weighed in on CASH shares. Weiss Ratings reissued a “buy (b)” rating on shares of Pathward Financial in a research note on Friday, May 8th. Keefe, Bruyette & Woods lowered their price target on Pathward Financial from $108.00 to $97.00 and set an “outperform” rating on the stock in a research report on Thursday. Three investment analysts have rated the stock with a Buy rating, According to MarketBeat.com, Pathward Financial has an average rating of “Buy” and a consensus price target of $102.00.

Insider Buying and Selling at Pathward Financial

In other Pathward Financial news, Director Douglas J. Hajek sold 5,000 shares of the firm’s stock in a transaction on Wednesday, April 29th. The shares were sold at an average price of $86.37, for a total value of $431,850.00. Following the completion of the sale, the director directly owned 12,281 shares in the company, valued at approximately $1,060,709.97. This trade represents a 28.93% decrease in their ownership of the stock. The transaction was disclosed in a document filed with the SEC, which can be accessed through this hyperlink. Also, Director Elizabeth G. Hoople sold 4,500 shares of the company’s stock in a transaction dated Friday, May 29th. The shares were sold at an average price of $82.29, for a total transaction of $370,305.00. Following the transaction, the director owned 28,050 shares in the company, valued at $2,308,234.50. This represents a 13.82% decrease in their position. The disclosure for this sale is available in the SEC filing. 1.43% of the stock is owned by corporate insiders.

Pathward Financial News Roundup

Here are the key news stories impacting Pathward Financial this week:

• Positive Sentiment: Keefe, Bruyette & Woods kept an outperform rating on Pathward Financial while lowering its price target to $97 from $108, implying upside from the current share price. Article link
• Positive Sentiment: Management raised its long-term outlook, guiding FY2027 EPS to $9.50-$10.00, which suggests earnings can recover after the near-term setback. Article link
• Neutral Sentiment: Earnings-call coverage highlighted strong income growth in parts of the business, but the market focus remained on the miss and lower near-term guidance. Article link
• Negative Sentiment: Q3 results missed analyst expectations on both earnings and revenue, with EPS down from $1.81 a year ago to $1.37, signaling weaker quarterly performance. Article link
• Negative Sentiment: The company trimmed FY2026 EPS guidance to $7.80-$8.20, below the Street’s expectations, which adds pressure to the stock. Article link

Institutional Investors Weigh In On Pathward Financial

Several hedge funds and other institutional investors have recently modified their holdings of CASH. Invesco Ltd. lifted its position in shares of Pathward Financial by 2.9% during the fourth quarter. Invesco Ltd. now owns 215,833 shares of the savings and loans company’s stock worth $15,324,000 after acquiring an additional 6,162 shares in the last quarter. State of Tennessee Department of Treasury grew its position in Pathward Financial by 63.0% during the fourth quarter. State of Tennessee Department of Treasury now owns 9,734 shares of the savings and loans company’s stock worth $691,000 after buying an additional 3,763 shares in the last quarter. XTX Topco Ltd bought a new stake in shares of Pathward Financial during the 4th quarter valued at about $440,000. Voloridge Investment Management LLC boosted its position in shares of Pathward Financial by 27.1% during the 4th quarter. Voloridge Investment Management LLC now owns 100,393 shares of the savings and loans company’s stock valued at $7,128,000 after acquiring an additional 21,388 shares during the last quarter. Finally, Susquehanna Fundamental Investments LLC grew its holdings in shares of Pathward Financial by 28.9% during the fourth quarter. Susquehanna Fundamental Investments LLC now owns 23,837 shares of the savings and loans company’s stock worth $1,692,000 after purchasing an additional 5,344 shares in the last quarter. Institutional investors own 92.66% of the company’s stock.

Pathward Financial Company Profile

Pathward Financial (NASDAQ:CASH) is a U.S.-based financial services company that operates through its wholly owned subsidiary, Pathward Bank. The company provides a range of banking and payment solutions designed for consumers, small businesses, community banks and fintech partners. Core offerings include deposit accounts, consumer and commercial lending, debit and prepaid card programs, digital banking platforms and treasury management services.

Through its banking charter, Pathward Financial delivers customizable payment solutions, including prepaid cards, payroll cards and benefit disbursement programs.