Pathward Financial (NASDAQ:CASH) Updates FY 2027 Earnings Guidance

Pathward Financial (NASDAQ:CASH) updated its FY 2027 earnings guidance on Wednesday morning. The company provided earnings per share (EPS) guidance of 9.500-10.000 for the period, compared to the consensus earnings per share estimate of 9.660. The company issued revenue guidance of -. Pathward Financial also updated its FY 2026 guidance to 7.800-8.200 EPS.

Pathward Financial Stock Down 6.3%

Shares of NASDAQ CASH opened at $83.12 on Friday. The company has a debt-to-equity ratio of 0.04, a quick ratio of 0.80 and a current ratio of 0.81. Pathward Financial has a 1 year low of $65.87 and a 1 year high of $101.26. The stock’s 50-day simple moving average is $84.90 and its 200-day simple moving average is $87.14. The firm has a market cap of $1.75 billion, a price-to-earnings ratio of 10.42 and a beta of 0.60.

Pathward Financial (NASDAQ:CASH) last issued its earnings results on Wednesday, July 22nd. The savings and loans company reported $1.37 earnings per share for the quarter, missing analysts’ consensus estimates of $1.95 by ($0.58). Pathward Financial had a return on equity of 20.59% and a net margin of 21.03%.The business had revenue of $189.64 million for the quarter, compared to analyst estimates of $191.18 million. Pathward Financial has set its FY 2027 guidance at 9.500-10.000 EPS and its FY 2026 guidance at 7.800-8.200 EPS. As a group, equities analysts anticipate that Pathward Financial will post 8.73 earnings per share for the current fiscal year.

Pathward Financial Announces Dividend

The company also recently disclosed a quarterly dividend, which was paid on Wednesday, July 1st. Shareholders of record on Thursday, June 11th were given a dividend of $0.05 per share. This represents a $0.20 annualized dividend and a yield of 0.2%. The ex-dividend date was Thursday, June 11th. Pathward Financial’s payout ratio is presently 2.51%.

Wall Street Analyst Weigh In

Several analysts have commented on CASH shares. Keefe, Bruyette & Woods decreased their target price on shares of Pathward Financial from $108.00 to $97.00 and set an “outperform” rating for the company in a research report on Thursday. Piper Sandler restated an “overweight” rating and set a $105.00 target price (down from $107.00) on shares of Pathward Financial in a report on Thursday. Finally, Weiss Ratings reissued a “buy (b)” rating on shares of Pathward Financial in a research note on Friday, May 8th. Three equities research analysts have rated the stock with a Buy rating, According to data from MarketBeat.com, the company currently has a consensus rating of “Buy” and a consensus price target of $101.00.

Insider Activity at Pathward Financial

In related news, Director Douglas J. Hajek sold 5,000 shares of the stock in a transaction on Wednesday, April 29th. The stock was sold at an average price of $86.37, for a total value of $431,850.00. Following the completion of the sale, the director directly owned 12,281 shares in the company, valued at $1,060,709.97. This represents a 28.93% decrease in their ownership of the stock. The transaction was disclosed in a document filed with the SEC, which is available at this hyperlink. Also, Director Elizabeth G. Hoople sold 4,500 shares of Pathward Financial stock in a transaction dated Friday, May 29th. The stock was sold at an average price of $82.29, for a total value of $370,305.00. Following the transaction, the director directly owned 28,050 shares in the company, valued at $2,308,234.50. The trade was a 13.82% decrease in their ownership of the stock. The SEC filing for this sale provides additional information. 1.43% of the stock is currently owned by insiders.

Institutional Inflows and Outflows

A number of institutional investors have recently modified their holdings of the stock. Revolve Wealth Partners LLC bought a new stake in Pathward Financial in the fourth quarter worth about $267,437,000. Royal Bank of Canada boosted its holdings in Pathward Financial by 21.2% in the 1st quarter. Royal Bank of Canada now owns 5,057 shares of the savings and loans company’s stock worth $369,000 after buying an additional 886 shares during the period. AQR Capital Management LLC grew its stake in Pathward Financial by 61.3% in the 1st quarter. AQR Capital Management LLC now owns 9,152 shares of the savings and loans company’s stock valued at $668,000 after buying an additional 3,479 shares in the last quarter. Millennium Management LLC grew its stake in Pathward Financial by 264.1% in the 1st quarter. Millennium Management LLC now owns 128,645 shares of the savings and loans company’s stock valued at $9,385,000 after buying an additional 93,308 shares in the last quarter. Finally, Arrowstreet Capital Limited Partnership bought a new stake in Pathward Financial during the 2nd quarter valued at $980,000. Institutional investors and hedge funds own 92.66% of the company’s stock.

Pathward Financial Company Profile

Pathward Financial (NASDAQ:CASH) is a U.S.-based financial services company that operates through its wholly owned subsidiary, Pathward Bank. The company provides a range of banking and payment solutions designed for consumers, small businesses, community banks and fintech partners. Core offerings include deposit accounts, consumer and commercial lending, debit and prepaid card programs, digital banking platforms and treasury management services.

Through its banking charter, Pathward Financial delivers customizable payment solutions, including prepaid cards, payroll cards and benefit disbursement programs.