Financial Survey: First Acceptance (OTCMKTS:FACO) versus Ageas (OTCMKTS:AGESY)

Ageas (OTCMKTS:AGESY) and First Acceptance (OTCMKTS:FACO) are both finance companies, but which is the better investment? We will compare the two businesses based on the strength of their institutional ownership, profitability, analyst recommendations, dividends, valuation, earnings and risk.

Volatility and Risk

Ageas has a beta of 0.42, meaning that its stock price is 58% less volatile than the S&P 500. Comparatively, First Acceptance has a beta of 0.21, meaning that its stock price is 79% less volatile than the S&P 500.

Earnings and Valuation

This table compares Ageas and First Acceptance”s gross revenue, earnings per share and valuation.

	Gross Revenue	Price/Sales Ratio	Net Income	Earnings Per Share	Price/Earnings Ratio
Ageas	$15.59 billion	1.17	$1.94 billion	N/A	N/A
First Acceptance	$506.34 million	0.45	$30.23 million	$0.99	6.20

Ageas has higher revenue and earnings than First Acceptance.

Analyst Ratings

This is a summary of recent ratings for Ageas and First Acceptance, as reported by MarketBeat.com.

	Sell Ratings	Hold Ratings	Buy Ratings	Strong Buy Ratings	Rating Score
Ageas	1	1	1	0	2.00
First Acceptance	0	0	0	0	0.00

Profitability

This table compares Ageas and First Acceptance’s net margins, return on equity and return on assets.

	Net Margins	Return on Equity	Return on Assets
Ageas	N/A	N/A	N/A
First Acceptance	7.82%	19.01%	4.50%

Institutional and Insider Ownership

0.1% of First Acceptance shares are held by institutional investors. 9.5% of First Acceptance shares are held by company insiders. Strong institutional ownership is an indication that endowments, hedge funds and large money managers believe a stock will outperform the market over the long term.

Summary

Ageas beats First Acceptance on 6 of the 11 factors compared between the two stocks.

About Ageas

ageas SA/NV, together with its subsidiaries, engages in insurance business. It operates in five segments: Belgium, Europe, Asia, Reinsurance, and General Account. The company offers property, casualty, and life insurance products, as well as pension products; and reinsurance products. It provides life insurance products include risks related to the life and death of individuals; and non-life insurance products comprise accident and health, motor, fire, and other property insurance products, as well as insurance services for other damages to property. The company serves private individuals, as well as small, medium-sized, and large companies through independent brokers and the bank channels. ageas SA/NV was founded in 1824 and is headquartered in Brussels, Belgium.

About First Acceptance

First Acceptance Corporation, together with its subsidiaries, operates as a retailer, servicer, and underwriter of non-standard personal automobile insurance and related products in the United States. It issues non-standard automobile insurance policies to individuals based on their inability or unwillingness to obtain insurance coverage from standard carriers due to various factors, including their payment preference, failure to maintain continuous insurance coverage, or driving record. The company also underwrites auto and motorcycle insurance products; and renters, homeowners, commercial, pet, life, travel, outdoor vehicle, and hospital indemnity insurance products. In addition, it provides TeleMed, a subscription service that offers access to doctor for consulting, diagnosing, and prescribing medication for non-emergency illness. The company primarily distributes its products through its retail locations, as well as through call center and internet. As of December 31, 2021, it leased and operated 338 retail locations, and a call center. First Acceptance Corporation was founded in 1969 and is headquartered in Nashville, Tennessee.