OppFi (NYSE:OPFI) CEO Todd Schwartz Acquires 60,000 Shares

OppFi Inc. (NYSE:OPFI) CEO Todd Schwartz acquired 60,000 shares of the company’s stock in a transaction on Wednesday, August 12th. The stock was acquired at an average price of $7.05 per share, for a total transaction of $423,000.00. Following the completion of the purchase, the chief executive officer owned 493,733 shares of the company’s stock, valued at $3,480,817.65. This trade represents a 13.83% increase in their position. The purchase was disclosed in a legal filing with the Securities & Exchange Commission, which is accessible through this hyperlink.

OppFi Stock Performance

Shares of NYSE:OPFI opened at $6.85 on Thursday. OppFi Inc. has a one year low of $6.50 and a one year high of $12.45. The stock has a market capitalization of $583.69 million, a price-to-earnings ratio of 3.62 and a beta of 1.77. The company has a 50-day simple moving average of $9.04 and a 200-day simple moving average of $8.84.

OppFi (NYSE:OPFI) last released its quarterly earnings results on Monday, August 10th. The company reported $0.33 earnings per share (EPS) for the quarter, missing analysts’ consensus estimates of $0.44 by ($0.11). OppFi had a return on equity of 33.50% and a net margin of 16.64%.The company had revenue of $86.17 million for the quarter, compared to analysts’ expectations of $155.89 million. OppFi has set its FY 2026 guidance at 1.340-1.510 EPS. As a group, research analysts forecast that OppFi Inc. will post 1.43 EPS for the current fiscal year.

Analysts Set New Price Targets

OPFI has been the topic of several research analyst reports. Wall Street Zen lowered shares of OppFi from a “strong-buy” rating to a “buy” rating in a research report on Saturday, August 8th. Stephens reduced their price target on shares of OppFi from $11.00 to $9.50 and set an “equal weight” rating for the company in a research report on Tuesday. Citizens Jmp decreased their price target on OppFi from $15.00 to $11.00 and set a “market outperform” rating on the stock in a research note on Tuesday. Weiss Ratings restated a “hold (c)” rating on shares of OppFi in a report on Friday, August 7th. Finally, Zacks Research downgraded OppFi from a “strong-buy” rating to a “hold” rating in a research note on Tuesday, July 28th. Two investment analysts have rated the stock with a Buy rating and three have assigned a Hold rating to the company’s stock. Based on data from MarketBeat, the stock has an average rating of “Hold” and a consensus price target of $10.25.

Institutional Investors Weigh In On OppFi

Several institutional investors and hedge funds have recently made changes to their positions in the business. Great Valley Advisor Group Inc. increased its holdings in OppFi by 6.1% during the 2nd quarter. Great Valley Advisor Group Inc. now owns 24,895 shares of the company’s stock valued at $348,000 after acquiring an additional 1,423 shares in the last quarter. Quantbot Technologies LP raised its position in OppFi by 20.8% during the second quarter. Quantbot Technologies LP now owns 8,663 shares of the company’s stock worth $121,000 after acquiring an additional 1,494 shares during the last quarter. Zacks Investment Management lifted its holdings in shares of OppFi by 5.2% in the third quarter. Zacks Investment Management now owns 40,585 shares of the company’s stock valued at $460,000 after purchasing an additional 2,000 shares in the last quarter. MIRAE ASSET GLOBAL ETFS HOLDINGS Ltd. lifted its holdings in shares of OppFi by 17.9% in the second quarter. MIRAE ASSET GLOBAL ETFS HOLDINGS Ltd. now owns 13,282 shares of the company’s stock valued at $186,000 after purchasing an additional 2,013 shares in the last quarter. Finally, R Squared Ltd grew its position in shares of OppFi by 10.5% in the first quarter. R Squared Ltd now owns 21,684 shares of the company’s stock valued at $167,000 after purchasing an additional 2,053 shares during the last quarter. 7.10% of the stock is currently owned by hedge funds and other institutional investors.

Key OppFi News

Here are the key news stories impacting OppFi this week:

• Positive Sentiment: CEO Todd G. Schwartz purchased 60,000 shares for approximately $423,000 at an average price of $7.05. The purchase increased his position by 13.83%, a signal of management confidence after the recent selloff. SEC insider transaction filing
• Positive Sentiment: Stephens lowered its price target to $9.50 from $11.00 while maintaining an “equal weight” rating, and Citizens JMP cut its target to $11.00 from $15.00 while retaining a “market outperform” rating. Both targets remain materially above recent trading levels, indicating potential upside if earnings stabilize. Analyst price target coverage
• Neutral Sentiment: Stonegate Capital Partners said OppFi’s second-quarter results weakened the near-term earnings outlook but did not change its longer-term investment thesis. The firm also noted increased assets and reduced debt in the company’s quarterly filing. Stonegate Capital Partners coverage
• Negative Sentiment: Northland Securities sharply reduced its EPS forecasts, including Q3 2026 to $0.38 from $0.50, FY2026 to $1.38 from $1.80, FY2027 to $2.15 from $2.41, and FY2028 to $2.65 from $2.91. The revisions point to weaker expected profitability across multiple periods.
• Negative Sentiment: OppFi’s second-quarter earnings missed expectations, with EPS of $0.33 versus the $0.44 consensus and revenue of $86.17 million versus the $155.89 million estimate. Lower loan originations and disappointing 2026 guidance have pressured sentiment and remain the main risks to the stock. OppFi second-quarter earnings coverage

About OppFi

OppFi (NYSE: OPFI) is a financial technology company that provides digital lending and credit solutions designed to meet the needs of near-prime consumers in the United States. Through its technology-driven platform, OppFi offers unsecured installment loans under the OppLoans brand, allowing borrowers to access credit online or via mobile devices. The company leverages proprietary data analytics and machine learning models to assess credit risk, streamline underwriting processes and deliver personalized loan products with transparent terms.

Headquartered in Chicago, Illinois, OppFi was founded in 2013 with a mission to increase financial inclusion for underserved and underbanked populations.