Zacks Research Decreases Earnings Estimates for BankUnited

BankUnited, Inc. (NYSE:BKU) – Equities research analysts at Zacks Research decreased their FY2026 earnings per share (EPS) estimates for shares of BankUnited in a note issued to investors on Wednesday, August 12th. Zacks Research analyst Team now anticipates that the financial services provider will post earnings per share of $4.02 for the year, down from their previous forecast of $4.28. Zacks Research has a “Hold” rating on the stock. The consensus estimate for BankUnited’s current full-year earnings is $4.09 per share.

A number of other analysts also recently weighed in on BKU. Citigroup decreased their target price on shares of BankUnited from $45.00 to $42.00 and set a “sell” rating for the company in a research report on Friday, July 24th. Barclays decreased their price objective on shares of BankUnited from $50.00 to $48.00 and set an “equal weight” rating for the company in a research report on Monday, August 3rd. Raymond James Financial reissued an “outperform” rating on shares of BankUnited in a research note on Wednesday, April 22nd. Cantor Fitzgerald restated an “overweight” rating and issued a $56.00 target price on shares of BankUnited in a report on Wednesday, July 15th. Finally, Hovde Group cut their price target on shares of BankUnited from $55.00 to $53.00 and set an “outperform” rating on the stock in a research report on Monday, July 27th. One investment analyst has rated the stock with a Strong Buy rating, six have assigned a Buy rating, five have given a Hold rating and two have issued a Sell rating to the stock. According to MarketBeat, BankUnited currently has an average rating of “Hold” and an average target price of $51.64.

BankUnited Price Performance

Shares of BKU opened at $47.79 on Friday. The business has a 50-day moving average of $47.83 and a 200-day moving average of $47.09. The company has a debt-to-equity ratio of 0.54, a current ratio of 0.82 and a quick ratio of 0.82. The company has a market capitalization of $3.40 billion, a price-to-earnings ratio of 13.09 and a beta of 1.18. BankUnited has a 1 year low of $35.10 and a 1 year high of $52.11.

BankUnited (NYSE:BKU) last released its quarterly earnings results on Wednesday, July 22nd. The financial services provider reported $0.97 EPS for the quarter, missing analysts’ consensus estimates of $1.00 by ($0.03). The company had revenue of $284.57 million during the quarter, compared to the consensus estimate of $290.33 million. BankUnited had a net margin of 14.76% and a return on equity of 9.13%. The company’s quarterly revenue was up 3.9% on a year-over-year basis. During the same quarter last year, the firm posted $0.91 EPS.

Hedge Funds Weigh In On BankUnited

A number of hedge funds have recently added to or reduced their stakes in the stock. Allworth Financial LP purchased a new stake in shares of BankUnited in the second quarter worth approximately $26,000. Strs Ohio purchased a new stake in BankUnited in the 1st quarter valued at $28,000. Eurizon Capital SGR S.p.A. bought a new position in BankUnited during the 4th quarter valued at $30,000. Kestra Advisory Services LLC purchased a new position in BankUnited during the 4th quarter worth $35,000. Finally, Quarry LP grew its stake in shares of BankUnited by 158.2% in the 3rd quarter. Quarry LP now owns 940 shares of the financial services provider’s stock worth $36,000 after acquiring an additional 576 shares in the last quarter. Institutional investors and hedge funds own 99.70% of the company’s stock.

Insider Buying and Selling

In other BankUnited news, Director John N. Digiacomo sold 1,000 shares of the firm’s stock in a transaction on Monday, June 1st. The shares were sold at an average price of $45.97, for a total value of $45,970.00. Following the transaction, the director directly owned 15,027 shares of the company’s stock, valued at approximately $690,791.19. This trade represents a 6.24% decrease in their ownership of the stock. The transaction was disclosed in a filing with the Securities & Exchange Commission, which is accessible through this hyperlink. Also, insider Jay D. Richards sold 4,000 shares of BankUnited stock in a transaction dated Monday, June 15th. The shares were sold at an average price of $48.67, for a total transaction of $194,680.00. Following the transaction, the insider owned 40,502 shares of the company’s stock, valued at $1,971,232.34. This represents a 8.99% decrease in their ownership of the stock. The SEC filing for this sale provides additional information. Insiders have sold a total of 8,000 shares of company stock worth $384,350 in the last ninety days. Corporate insiders own 1.00% of the company’s stock.

BankUnited Announces Dividend

The company also recently announced a quarterly dividend, which was paid on Friday, July 31st. Investors of record on Friday, July 10th were issued a $0.33 dividend. This represents a $1.32 dividend on an annualized basis and a dividend yield of 2.8%. The ex-dividend date was Friday, July 10th. BankUnited’s dividend payout ratio (DPR) is currently 36.16%.

BankUnited News Summary

Here are the key news stories impacting BankUnited this week:

• Positive Sentiment: Zacks Research raised its Q2 2028 EPS forecast to $1.38 from $1.36, suggesting slightly improved expectations for that quarter. However, the increase was outweighed by several cuts to other forecasts.
• Neutral Sentiment: Zacks projects BankUnited’s 2027 EPS at $4.53 and 2028 EPS at $5.33, compared with the current-year consensus estimate of $4.09. These figures still imply longer-term earnings growth, although the forecasts were reduced from previous levels. The analyst continues to rate the stock Hold.
• Negative Sentiment: Zacks Research lowered its EPS forecasts for Q3 2026 to $1.07 from $1.15, Q4 2026 to $1.17 from $1.30, Q1 2027 to $1.09 from $1.12, Q2 2027 to $1.11 from $1.12, Q3 2027 to $1.13 from $1.17, and Q4 2027 to $1.21 from $1.28.
• Negative Sentiment: Full-year 2027 EPS expectations were reduced to $4.53 from $4.68, while full-year 2028 estimates fell to $5.33 from $5.69. The breadth of the revisions may weigh on sentiment because it points to softer earnings expectations across multiple future periods.
• Negative Sentiment: Director Douglas J. Pauls sold 3,000 BankUnited shares for approximately $143,700 at an average price of $47.90, reducing his direct ownership by 6.6%. Insider sales are not necessarily a sign of deteriorating fundamentals, but the transaction can create modest selling pressure or investor caution. SEC Form 4 filing

BankUnited Company Profile

BankUnited, Inc is a bank holding company based in Miami Lakes, Florida, operating through its subsidiary BankUnited, National Association. The company provides a broad range of commercial banking products and services, including deposit accounts, commercial lending and treasury management. It serves middle-market and small-business clients, offering tailored financing solutions across a variety of industry sectors.

The bank’s lending portfolio includes commercial and industrial loans, commercial real estate loans and construction financing, as well as residential mortgage lending.