Financial Analysis: The Baldwin Insurance Group (NASDAQ:BRP) & MS&AD Insurance Group (OTCMKTS:MSADY)

Profitability

This table compares MS&AD Insurance Group and The Baldwin Insurance Group’s net margins, return on equity and return on assets.

	Net Margins	Return on Equity	Return on Assets
MS&AD Insurance Group	12.18%	20.57%	3.40%
The Baldwin Insurance Group	-4.29%	9.21%	2.82%

Institutional & Insider Ownership

0.0% of MS&AD Insurance Group shares are owned by institutional investors. Comparatively, 70.4% of The Baldwin Insurance Group shares are owned by institutional investors. 22.7% of The Baldwin Insurance Group shares are owned by insiders. Strong institutional ownership is an indication that large money managers, endowments and hedge funds believe a company will outperform the market over the long term.

Risk & Volatility

MS&AD Insurance Group has a beta of 0.33, meaning that its share price is 67% less volatile than the S&P 500. Comparatively, The Baldwin Insurance Group has a beta of 1.54, meaning that its share price is 54% more volatile than the S&P 500.

Earnings and Valuation

This table compares MS&AD Insurance Group and The Baldwin Insurance Group”s revenue, earnings per share (EPS) and valuation.

	Gross Revenue	Price/Sales Ratio	Net Income	Earnings Per Share	Price/Earnings Ratio
MS&AD Insurance Group	$50.84 billion	0.91	$5.20 billion	$3.54	8.73
The Baldwin Insurance Group	$1.27 billion	2.92	-$90.14 million	($0.92)	-34.25

MS&AD Insurance Group has higher revenue and earnings than The Baldwin Insurance Group. The Baldwin Insurance Group is trading at a lower price-to-earnings ratio than MS&AD Insurance Group, indicating that it is currently the more affordable of the two stocks.

Summary

MS&AD Insurance Group beats The Baldwin Insurance Group on 7 of the 11 factors compared between the two stocks.

About MS&AD Insurance Group

MS&AD Insurance Group Holdings, Inc., an insurance holding company, provides insurance and financial services worldwide. The company offers domestic non-life insurance; life insurance; international business; financial services; and provides risk-related services. The company was formerly known as Mitsui Sumitomo Insurance Group Holdings, Inc. and changed its name to MS&AD Insurance Group Holdings, Inc. in April 2010. MS&AD Insurance Group Holdings, Inc. was founded in 1918 and is headquartered in Tokyo, Japan.

About The Baldwin Insurance Group

BRP Group, Inc. operates as an independent insurance distribution firm that delivers insurance and risk management solutions in the United States. It operates through three segments: Insurance Advisory Solutions; Underwriting, Capacity & Technology Solutions; and Mainstreet Insurance Solutions. The Insurance Advisory Solutions segment provides commercial risk management, employee benefits, and private risk management solutions for businesses and high-net-worth individuals, as well as their families. The Underwriting, Capacity & Technology Solutions segment offers Future platform, that manufactures technology-enabled insurance products suite comprises personal, commercial, and specialty lines; specialty wholesale broker business that delivers professionals, individuals, and niche industry businesses; and reinsurance brokerage services. The Mainstreet Insurance Solutions segment provides personal insurance, commercial insurance, and life and health solutions to individuals and businesses in communities. BRP Group, Inc. was founded in 2011 and is headquartered in Tampa, Florida.