Zacks Research Has Bearish Outlook for Assurant Q3 Earnings

Assurant, Inc. (NYSE:AIZ) – Research analysts at Zacks Research dropped their Q3 2026 earnings per share estimates for Assurant in a report issued on Tuesday, August 18th. Zacks Research analyst Team now anticipates that the financial services provider will post earnings per share of $4.36 for the quarter, down from their prior estimate of $4.39. The consensus estimate for Assurant’s current full-year earnings is $21.61 per share. Zacks Research also issued estimates for Assurant’s Q4 2026 earnings at $4.98 EPS, FY2026 earnings at $21.70 EPS, Q1 2027 earnings at $5.59 EPS, Q4 2027 earnings at $5.65 EPS, FY2027 earnings at $23.00 EPS and FY2028 earnings at $24.74 EPS.

A number of other research firms have also recently weighed in on AIZ. Morgan Stanley increased their price target on Assurant from $300.00 to $320.00 and gave the company an “overweight” rating in a research note on Wednesday. Wall Street Zen cut shares of Assurant from a “buy” rating to a “hold” rating in a research report on Saturday, July 25th. Royal Bank Of Canada set a $310.00 price objective on shares of Assurant in a report on Wednesday, June 17th. Piper Sandler increased their price objective on shares of Assurant from $290.00 to $329.00 and gave the company an “overweight” rating in a research report on Thursday, August 6th. Finally, Weiss Ratings upgraded shares of Assurant from a “buy (b+)” rating to a “buy (a-)” rating in a research note on Tuesday, August 11th. One analyst has rated the stock with a Strong Buy rating, six have given a Buy rating and one has given a Hold rating to the stock. According to MarketBeat.com, the company has a consensus rating of “Buy” and a consensus price target of $316.57.

Assurant Stock Performance

AIZ opened at $278.82 on Thursday. The company has a quick ratio of 0.38, a current ratio of 0.38 and a debt-to-equity ratio of 0.36. Assurant has a 12-month low of $205.01 and a 12-month high of $303.94. The business has a 50 day moving average of $275.40 and a 200-day moving average of $247.15. The stock has a market cap of $13.75 billion, a price-to-earnings ratio of 13.32 and a beta of 0.55.

Assurant (NYSE:AIZ) last announced its quarterly earnings results on Tuesday, August 4th. The financial services provider reported $6.41 earnings per share for the quarter, topping analysts’ consensus estimates of $5.17 by $1.24. The firm had revenue of $3.45 billion for the quarter, compared to the consensus estimate of $3.43 billion. Assurant had a return on equity of 20.40% and a net margin of 7.90%.The business’s revenue was up 9.4% compared to the same quarter last year. During the same quarter in the previous year, the business earned $5.56 earnings per share.

Assurant Dividend Announcement

The company also recently declared a quarterly dividend, which will be paid on Monday, September 28th. Investors of record on Monday, August 31st will be paid a $0.88 dividend. The ex-dividend date is Monday, August 31st. This represents a $3.52 annualized dividend and a yield of 1.3%. Assurant’s payout ratio is 16.81%.

Insider Buying and Selling at Assurant

In other Assurant news, EVP Nair Biju sold 3,931 shares of the company’s stock in a transaction on Thursday, August 6th. The stock was sold at an average price of $302.46, for a total value of $1,188,970.26. Following the transaction, the executive vice president directly owned 24,247 shares of the company’s stock, valued at $7,333,747.62. This represents a 13.95% decrease in their position. The sale was disclosed in a filing with the SEC, which is available through this hyperlink. Also, CAO Dimitry Dirienzo sold 2,000 shares of the stock in a transaction on Tuesday, May 26th. The stock was sold at an average price of $255.68, for a total value of $511,360.00. Following the transaction, the chief accounting officer owned 2,741 shares in the company, valued at $700,818.88. The trade was a 42.19% decrease in their position. The disclosure for this sale is available in the SEC filing. Insiders have sold a total of 12,931 shares of company stock valued at $3,539,300 in the last ninety days. 0.54% of the stock is currently owned by corporate insiders.

Hedge Funds Weigh In On Assurant

A number of hedge funds have recently bought and sold shares of AIZ. CYBER HORNET ETFs LLC acquired a new stake in Assurant in the 2nd quarter worth about $27,000. Montag A & Associates Inc. acquired a new position in shares of Assurant during the 4th quarter worth approximately $28,000. First Bancorp Inc ME acquired a new position in shares of Assurant during the 2nd quarter worth approximately $31,000. BOKF NA bought a new position in shares of Assurant during the third quarter worth approximately $32,000. Finally, Western Wealth Management LLC bought a new position in shares of Assurant during the first quarter worth approximately $33,000. 92.65% of the stock is owned by institutional investors.

Assurant News Roundup

Here are the key news stories impacting Assurant this week:

• Positive Sentiment: Zacks also raised estimates for first-quarter 2027 EPS to $5.59 from $4.97, second-quarter 2027 EPS to $5.77 from $5.67, first-quarter 2028 EPS to $6.37 from $5.87, and second-quarter 2028 EPS to $5.77 from $5.66. The upgrades support the view that Assurant’s earnings growth could strengthen beyond 2026.
• Positive Sentiment: A Seeking Alpha analysis argued that Assurant’s service-led growth strategy provides additional upside potential, offering a constructive view of the company’s operating momentum. Assurant: Service-Led Growth Supports Further Upside
• Neutral Sentiment: The revisions were not uniformly positive. Zacks maintained forecasts of $21.70 for 2026, $23.00 for 2027 and $24.74 for 2028 in its various updates, while the current full-year consensus remains $21.61 per share. This indicates modest overall optimism but limited immediate change to consensus expectations.
• Negative Sentiment: Zacks lowered third-quarter 2026 EPS to $4.36 from $4.39 and cut fourth-quarter 2026 EPS to $4.98 from $5.43. It also reduced fourth-quarter 2027 EPS to $5.65 from $5.76 and third-quarter 2027 EPS to $5.65 from $6.06. Near-term estimate cuts may weigh on sentiment despite the stronger long-term outlook.
• Negative Sentiment: A separate MSN opinion piece presented three reasons to avoid AIZ, reflecting bearish commentary that could reinforce investor caution. 3 Reasons to Avoid AIZ and 1 Stock to Buy Instead

About Assurant

Assurant, Inc is a global provider of risk management products and services, specializing in the housing and lifestyle markets. The company offers insurance and related products designed to help consumers protect their homes, personal belongings, and electronic devices. Its core offerings include renters insurance, manufactured housing finance, flood insurance, mobile device protection plans, and extended service contracts for appliances and electronics.

Within its Global Housing segment, Assurant partners with mortgage lenders, financial institutions and government agencies to deliver specialty insurance and risk mitigation services.