American Express (NYSE:AXP) versus Navient Co. SR NT 6% 121543 (NASDAQ:JSM) Financial Review

American Express (NYSE:AXP) and Navient Co. SR NT 6% 121543 (NASDAQ:JSM) are both finance companies, but which is the superior investment? We will contrast the two businesses based on the strength of their institutional ownership, risk, dividends, analyst recommendations, profitability, earnings and valuation.

Institutional & Insider Ownership

84.3% of American Express shares are held by institutional investors. 0.1% of American Express shares are held by company insiders. Strong institutional ownership is an indication that endowments, large money managers and hedge funds believe a stock will outperform the market over the long term.

Valuation and Earnings

This table compares American Express and Navient Co. SR NT 6% 121543″s revenue, earnings per share (EPS) and valuation.

	Gross Revenue	Price/Sales Ratio	Net Income	Earnings Per Share	Price/Earnings Ratio
American Express	$75.95 billion	2.97	$10.83 billion	$16.48	20.26
Navient Co. SR NT 6% 121543	N/A	N/A	N/A	N/A	N/A

American Express has higher revenue and earnings than Navient Co. SR NT 6% 121543.

Profitability

This table compares American Express and Navient Co. SR NT 6% 121543’s net margins, return on equity and return on assets.

	Net Margins	Return on Equity	Return on Assets
American Express	15.07%	34.12%	3.77%
Navient Co. SR NT 6% 121543	N/A	N/A	N/A

Analyst Recommendations

This is a summary of recent ratings and recommmendations for American Express and Navient Co. SR NT 6% 121543, as reported by MarketBeat.

	Sell Ratings	Hold Ratings	Buy Ratings	Strong Buy Ratings	Rating Score
American Express	1	10	12	1	2.54
Navient Co. SR NT 6% 121543	0	0	0	0	0.00

American Express currently has a consensus target price of $373.32, suggesting a potential upside of 11.81%. Given American Express’ stronger consensus rating and higher possible upside, analysts plainly believe American Express is more favorable than Navient Co. SR NT 6% 121543.

Summary

American Express beats Navient Co. SR NT 6% 121543 on 10 of the 10 factors compared between the two stocks.

About American Express

American Express Company, together with its subsidiaries, operates as integrated payments company in the United States, Europe, the Middle East and Africa, the Asia Pacific, Australia, New Zealand, Latin America, Canada, the Caribbean, and Internationally. It operates through four segments: U.S. Consumer Services, Commercial Services, International Card Services, and Global Merchant and Network Services. The company’s products and services include credit card, charge card, banking, and other payment and financing products; network services; expense management products and services; and travel and lifestyle services. It also provides merchant acquisition and processing, servicing and settlement, point-of-sale marketing, and information products and services for merchants; and fraud prevention services, as well as the design and operation of customer loyalty programs. In addition, the company operates lounges at airports under Centurion Lounge brand name. It sells its products and services to consumers, small businesses, mid-sized companies, and large corporations through mobile and online applications, affiliate marketing, customer referral programs, third-party service providers and business partners, direct mail, telephone, in-house sales teams, and direct response advertising. American Express Company was founded in 1850 and is headquartered in New York, New York.

About Navient Co. SR NT 6% 121543

as the nation’s leading loan management, servicing and asset recovery company, navient (nasdaq:navi) helps customers navigate the path to financial success. servicing more than $300 billion in student loans, the company supports the educational and economic achievements of more than 12 million americans. a growing number of government and higher education clients rely on navient for proven solutions to meet their financial goals. learn more at navient.com.