JPMorgan Chase & Co. (NYSE:JPM) versus Capital City Bank Group (NASDAQ:CCBG) Head to Head Analysis

Capital City Bank Group (NASDAQ:CCBG) and JPMorgan Chase & Co. (NYSE:JPM) are both finance companies, but which is the superior stock? We will contrast the two companies based on the strength of their earnings, risk, profitability, dividends, valuation, analyst recommendations and institutional ownership.

Profitability

This table compares Capital City Bank Group and JPMorgan Chase & Co.’s net margins, return on equity and return on assets.

	Net Margins	Return on Equity	Return on Assets
Capital City Bank Group	21.37%	11.11%	1.40%
JPMorgan Chase & Co.	21.86%	18.23%	1.33%

Earnings and Valuation

This table compares Capital City Bank Group and JPMorgan Chase & Co.”s gross revenue, earnings per share (EPS) and valuation.

	Gross Revenue	Price/Sales Ratio	Net Income	Earnings Per Share	Price/Earnings Ratio
Capital City Bank Group	$286.74 million	2.99	$61.56 million	$3.60	13.92
JPMorgan Chase & Co.	$280.35 billion	3.32	$57.05 billion	$23.34	14.98

JPMorgan Chase & Co. has higher revenue and earnings than Capital City Bank Group. Capital City Bank Group is trading at a lower price-to-earnings ratio than JPMorgan Chase & Co., indicating that it is currently the more affordable of the two stocks.

Dividends

Capital City Bank Group pays an annual dividend of $1.08 per share and has a dividend yield of 2.2%. JPMorgan Chase & Co. pays an annual dividend of $6.00 per share and has a dividend yield of 1.7%. Capital City Bank Group pays out 30.0% of its earnings in the form of a dividend. JPMorgan Chase & Co. pays out 25.7% of its earnings in the form of a dividend. Both companies have healthy payout ratios and should be able to cover their dividend payments with earnings for the next several years. Capital City Bank Group has increased its dividend for 11 consecutive years and JPMorgan Chase & Co. has increased its dividend for 15 consecutive years.

Risk and Volatility

Capital City Bank Group has a beta of 0.32, suggesting that its share price is 68% less volatile than the S&P 500. Comparatively, JPMorgan Chase & Co. has a beta of 0.98, suggesting that its share price is 2% less volatile than the S&P 500.

Analyst Ratings

This is a summary of recent recommendations for Capital City Bank Group and JPMorgan Chase & Co., as provided by MarketBeat.com.

	Sell Ratings	Hold Ratings	Buy Ratings	Strong Buy Ratings	Rating Score
Capital City Bank Group	0	3	1	0	2.25
JPMorgan Chase & Co.	0	12	16	0	2.57

Capital City Bank Group presently has a consensus price target of $51.75, suggesting a potential upside of 3.28%. JPMorgan Chase & Co. has a consensus price target of $359.96, suggesting a potential upside of 2.94%. Given Capital City Bank Group’s higher probable upside, equities research analysts clearly believe Capital City Bank Group is more favorable than JPMorgan Chase & Co..

Institutional & Insider Ownership

44.6% of Capital City Bank Group shares are owned by institutional investors. Comparatively, 71.6% of JPMorgan Chase & Co. shares are owned by institutional investors. 19.8% of Capital City Bank Group shares are owned by company insiders. Comparatively, 0.4% of JPMorgan Chase & Co. shares are owned by company insiders. Strong institutional ownership is an indication that endowments, large money managers and hedge funds believe a company will outperform the market over the long term.

Summary

JPMorgan Chase & Co. beats Capital City Bank Group on 13 of the 17 factors compared between the two stocks.

About Capital City Bank Group

Capital City Bank Group, Inc. operates as the financial holding company for Capital City Bank that provides a range of banking- related services to individual and corporate clients. The company offers financing for commercial business properties, equipment, inventories, and accounts receivable, as well as commercial leasing and letters of credit; treasury management services; and merchant credit card transaction processing services. It also provides commercial and residential real estate lending products, as well as fixed and adjustable-rate residential mortgage loans; personal, automobile, boat/RV, and home equity loans; and credit card programs. In addition, the company offers institutional banking services, including customized checking and savings accounts, cash management systems, tax-exempt loans, lines of credit, and term loans to meet the needs of state and local governments, public schools and colleges, charities, membership, and not-for-profit associations. Further, it provides consumer banking services comprising checking accounts, savings programs, interactive/automated teller machines, debit/credit cards, night deposit services, safe deposit facilities, and online and mobile banking services. Additionally, the company provides asset management for individuals through agency, personal trust, IRA, and personal investment management accounts; and various retail securities products, such as the U.S. government bonds, tax-free municipal bonds, stocks, mutual funds, unit investment trusts, annuities, life insurance, and long-term health care, as well as business, estate, financial, insurance and business planning, tax planning, and asset protection advisory services. Capital City Bank Group, Inc. was founded in 1895 and is headquartered in Tallahassee, Florida.

About JPMorgan Chase & Co.

JPMorgan Chase & Co. is a financial holding company, which engages in the provision of financial and investment banking services. It focuses on investment banking, financial services for consumers and small businesses, commercial banking, financial transaction processing, and asset management. It operates through the following segments: Consumer and Community Banking (CCB), Commercial and Investment Bank (CIB), Asset and Wealth Management (AWM), and Corporate. The CCB segment originates and services mortgage loans. The CIB segment makes markets and services clients across fixed income, foreign exchange, equities, and commodities. The AWM segment provides initial capital investments in products such as mutual funds and capital invested alongside third-party investors. The Corporate segment manages its liquidity, funding, capital, structural interest rate, and foreign exchange risks. The company was founded in 1799 and is headquartered in New York, NY.