Analysts Set Enova International, Inc. (NYSE:ENVA) Target Price at $247.83

Enova International, Inc. (NYSE:ENVA) has received an average rating of “Moderate Buy” from the nine research firms that are currently covering the firm, Marketbeat Ratings reports. One research analyst has rated the stock with a hold rating and eight have given a buy rating to the company. The average 12-month price target among brokers that have covered the stock in the last year is $231.6667.

ENVA has been the topic of a number of research analyst reports. Jefferies Financial Group boosted their target price on Enova International from $260.00 to $280.00 and gave the stock a “buy” rating in a research note on Wednesday, July 8th. Wall Street Zen downgraded Enova International from a “strong-buy” rating to a “buy” rating in a research report on Saturday, August 22nd. Citizens Jmp dropped their price target on Enova International from $270.00 to $215.00 and set a “market outperform” rating on the stock in a report on Tuesday. Citigroup reissued a “market outperform” rating on shares of Enova International in a research report on Tuesday. Finally, TD Cowen reduced their price objective on Enova International from $257.00 to $220.00 and set a “buy” rating for the company in a research note on Tuesday.

Insider Buying and Selling at Enova International

In related news, Chairman David Fisher sold 9,491 shares of the stock in a transaction dated Tuesday, August 25th. The shares were sold at an average price of $244.01, for a total transaction of $2,315,898.91. Following the completion of the transaction, the chairman owned 306,444 shares in the company, valued at approximately $74,775,400.44. This represents a 3.00% decrease in their ownership of the stock. The transaction was disclosed in a filing with the Securities & Exchange Commission, which can be accessed through this link. Company insiders own 8.40% of the company’s stock.

Institutional Trading of Enova International

Several hedge funds have recently added to or reduced their stakes in ENVA. Geode Capital Management LLC increased its stake in shares of Enova International by 3.1% during the 4th quarter. Geode Capital Management LLC now owns 611,208 shares of the credit services provider’s stock worth $96,095,000 after purchasing an additional 18,258 shares during the last quarter. Amundi raised its holdings in Enova International by 66.6% during the 2nd quarter. Amundi now owns 207,684 shares of the credit services provider’s stock valued at $49,996,000 after acquiring an additional 83,002 shares during the period. Bank of New York Mellon Corp bought a new position in Enova International in the 2nd quarter worth about $38,453,000. Tieton Capital Management LLC purchased a new position in Enova International during the 2nd quarter valued at about $26,577,000. Finally, Alyeska Investment Group L.P. purchased a new position in Enova International during the 2nd quarter valued at about $25,749,000. Institutional investors own 89.43% of the company’s stock.

Enova International Stock Performance

Shares of ENVA stock opened at $174.96 on Friday. The company has a debt-to-equity ratio of 3.35, a current ratio of 18.42 and a quick ratio of 18.42. The firm has a 50-day moving average of $236.06 and a 200-day moving average of $192.55. Enova International has a one year low of $103.02 and a one year high of $267.45. The company has a market cap of $4.36 billion, a P/E ratio of 12.97 and a beta of 1.21.

Enova International (NYSE:ENVA) last released its quarterly earnings results on Thursday, July 23rd. The credit services provider reported $4.31 earnings per share for the quarter, topping the consensus estimate of $3.99 by $0.32. The business had revenue of $928.93 million for the quarter, compared to analysts’ expectations of $909.61 million. Enova International had a net margin of 10.31% and a return on equity of 26.66%. The firm’s revenue for the quarter was up 21.6% compared to the same quarter last year. During the same period in the previous year, the company earned $3.23 earnings per share. Equities research analysts forecast that Enova International will post 16.33 EPS for the current fiscal year.

More Enova International News

Here are the key news stories impacting Enova International this week:

• Positive Sentiment: Despite the Grasshopper setback, Enova reaffirmed its financial guidance excluding the acquisition and accelerated its share-repurchase program. Approximately $349 million—about 8% of its market capitalization—has been authorized for buybacks through June 2027, which could support earnings per share and shareholder returns. Enova International: Oversold, Upgrading To Buy
• Positive Sentiment: An analyst upgrade characterized ENVA as oversold, citing a forward price-to-earnings multiple of slightly above 10 times expected fiscal 2026 earnings, projected earnings-per-share growth of 30%–35%, and Enova’s differentiated focus on business lending. Separately, Zacks highlighted the company as a highly ranked growth stock. Enova International Is a Top-Ranked Growth Stock
• Neutral Sentiment: Analyst sentiment remains mixed: Enova retains a consensus “Buy” rating, but TD Cowen and Citizens JMP lowered their price expectations, while Zacks Research downgraded the shares from “Strong Buy” to “Hold.” These revisions signal reduced confidence in the stock’s near-term upside rather than a clear change to the company’s fundamentals.
• Negative Sentiment: The abandoned Grasshopper-related applications have undermined confidence in the proposed acquisition and contributed to the recent selloff. Investors are now more focused on interest rates, credit losses, and broader macroeconomic conditions. Why Enova International Stock Was Plummeting This Week
• Negative Sentiment: Several law firms announced investigations into potential securities-law violations or other investor claims involving Enova. These announcements do not establish wrongdoing, but they add reputational and litigation risk and may weigh on investor sentiment. Enova International Investigation

Enova International Company Profile

Enova International, Inc is a financial technology company that provides online financial services to consumers and small businesses. The company uses technology, data analytics and automated decision-making to offer credit products designed for customers who may have limited access to traditional bank financing.

Enova’s consumer finance brands include CashNetUSA and NetCredit, which offer products such as short-term and installment loans, lines of credit and other forms of personal credit, subject to applicable laws and eligibility requirements.