TransUnion (NYSE:TRU) Releases Q3 2026 Earnings Guidance

TransUnion (NYSE:TRU) issued an update on its third quarter 2026 earnings guidance on Thursday. The company provided earnings per share guidance of 1.180-1.210 for the period, compared to the consensus estimate of 1.190. The company issued revenue guidance of $1.3 billion-$1.3 billion, compared to the consensus revenue estimate of $1.3 billion. TransUnion also updated its FY 2026 guidance to 4.750-4.830 EPS.

TransUnion Stock Performance

NYSE TRU opened at $70.98 on Thursday. The company has a quick ratio of 1.90, a current ratio of 1.90 and a debt-to-equity ratio of 1.07. TransUnion has a fifty-two week low of $63.37 and a fifty-two week high of $89.12. The business has a fifty day moving average of $79.57 and a 200-day moving average of $74.06. The stock has a market cap of $13.60 billion, a price-to-earnings ratio of 18.73, a price-to-earnings-growth ratio of 1.19 and a beta of 1.54.

TransUnion (NYSE:TRU) last posted its quarterly earnings data on Tuesday, July 28th. The business services provider reported $1.23 EPS for the quarter, topping analysts’ consensus estimates of $1.16 by $0.07. The firm had revenue of $1.31 billion during the quarter, compared to analysts’ expectations of $1.28 billion. TransUnion had a return on equity of 16.29% and a net margin of 15.08%.The firm’s quarterly revenue was up 14.9% compared to the same quarter last year. During the same quarter last year, the business posted $1.08 EPS. TransUnion has set its Q3 2026 guidance at 1.180-1.210 EPS and its FY 2026 guidance at 4.750-4.830 EPS. As a group, analysts predict that TransUnion will post 4.23 earnings per share for the current fiscal year.

TransUnion Dividend Announcement

The firm also recently announced a quarterly dividend, which was paid on Friday, September 4th. Investors of record on Thursday, August 20th were given a dividend of $0.125 per share. The ex-dividend date was Thursday, August 20th. This represents a $0.50 annualized dividend and a yield of 0.7%. TransUnion’s dividend payout ratio is 13.19%.

Wall Street Analysts Forecast Growth

Several research analysts recently weighed in on TRU shares. UBS Group cut their target price on TransUnion from $88.00 to $82.00 and set a “neutral” rating on the stock in a research report on Monday. Needham & Company LLC raised their price target on shares of TransUnion from $95.00 to $100.00 and gave the company a “buy” rating in a report on Wednesday, July 29th. Griffin Securities set a $98.00 price objective on shares of TransUnion in a research note on Wednesday, July 29th. Morgan Stanley restated an “overweight” rating and set a $106.00 target price on shares of TransUnion in a report on Wednesday, July 29th. Finally, Mizuho lowered their price target on TransUnion from $88.00 to $77.00 and set a “neutral” rating for the company in a report on Thursday, July 2nd. Ten equities research analysts have rated the stock with a Buy rating and six have assigned a Hold rating to the stock. According to data from MarketBeat.com, TransUnion has an average rating of “Moderate Buy” and a consensus price target of $94.69.

Insider Transactions at TransUnion

In other news, EVP Alicia Zuiker sold 8,673 shares of the business’s stock in a transaction on Tuesday, August 11th. The shares were sold at an average price of $78.49, for a total transaction of $680,743.77. Following the completion of the transaction, the executive vice president owned 41,883 shares of the company’s stock, valued at approximately $3,287,396.67. The trade was a 17.16% decrease in their ownership of the stock. The sale was disclosed in a legal filing with the SEC, which can be accessed through the SEC website. The transaction was executed under a pre-arranged Rule 10b5-1 trading plan. Also, CAO Jennifer A. Williams sold 1,070 shares of the business’s stock in a transaction dated Monday, August 31st. The shares were sold at an average price of $84.57, for a total transaction of $90,489.90. Following the transaction, the chief accounting officer directly owned 4,327 shares of the company’s stock, valued at $365,934.39. The trade was a 19.83% decrease in their ownership of the stock. The disclosure for this sale is available in the SEC filing. The transaction was executed under a pre-arranged Rule 10b5-1 trading plan. Insiders have sold a total of 73,697 shares of company stock valued at $5,861,807 over the last ninety days. Insiders own 0.37% of the company’s stock.

TransUnion Company Profile

TransUnion (NYSE: TRU) is a global information and insights company that helps businesses and consumers make more informed decisions. Its services use credit, identity, and other data to support lending, insurance, telecommunications, retail, employment, and other commercial activities.

The company provides credit reporting and risk-management solutions, including consumer credit information, scoring, decisioning tools, fraud detection, identity verification, and analytics. TransUnion also offers marketing and audience-insights products designed to help organizations understand and reach consumers, as well as consumer-facing services that provide access to credit information, monitoring, and identity-protection tools.

TransUnion traces its origins to 1968, when it was established as a holding company for a railroad-leasing business before developing into a consumer credit reporting organization.