Head to Head Contrast: Citigroup (C) and Its Competitors

Citigroup (NYSE:C) is one of 923 public companies in the “Banks” industry, but how does it compare to its rivals? We will compare Citigroup to related companies based on the strength of its institutional ownership, dividends, risk, valuation, analyst recommendations, profitability and earnings.

Dividends

Citigroup pays an annual dividend of $2.68 per share and has a dividend yield of 2.1%. Citigroup pays out 28.9% of its earnings in the form of a dividend. As a group, “Banks” companies pay a dividend yield of 9.4% and pay out 29.0% of their earnings in the form of a dividend. Citigroup has increased its dividend for 2 consecutive years.

Volatility & Risk

Citigroup has a beta of 1.13, meaning that its share price is 13% more volatile than the S&P 500. Comparatively, Citigroup’s rivals have a beta of 0.60, meaning that their average share price is 40% less volatile than the S&P 500.

Earnings and Valuation

This table compares Citigroup and its rivals gross revenue, earnings per share (EPS) and valuation.

	Gross Revenue	Net Income	Price/Earnings Ratio
Citigroup	$168.30 billion	$14.31 billion	13.74
Citigroup Competitors	$9.87 billion	$2.40 billion	20.26

Citigroup has higher revenue and earnings than its rivals. Citigroup is trading at a lower price-to-earnings ratio than its rivals, indicating that it is currently more affordable than other companies in its industry.

Profitability

This table compares Citigroup and its rivals’ net margins, return on equity and return on assets.

	Net Margins	Return on Equity	Return on Assets
Citigroup	10.23%	10.15%	0.72%
Citigroup Competitors	14.81%	9.27%	0.91%

Analyst Recommendations

This is a breakdown of current ratings and target prices for Citigroup and its rivals, as provided by MarketBeat.com.

	Sell Ratings	Hold Ratings	Buy Ratings	Strong Buy Ratings	Rating Score
Citigroup	0	4	13	1	2.83
Citigroup Competitors	7409	29856	27291	1380	2.34

Citigroup currently has a consensus target price of $149.06, suggesting a potential upside of 17.17%. As a group, “Banks” companies have a potential upside of 17.46%. Given Citigroup’s rivals higher probable upside, analysts clearly believe Citigroup has less favorable growth aspects than its rivals.

Institutional & Insider Ownership

71.7% of Citigroup shares are owned by institutional investors. Comparatively, 47.7% of shares of all “Banks” companies are owned by institutional investors. 0.1% of Citigroup shares are owned by insiders. Comparatively, 9.8% of shares of all “Banks” companies are owned by insiders. Strong institutional ownership is an indication that hedge funds, endowments and large money managers believe a company is poised for long-term growth.

Summary

Citigroup beats its rivals on 9 of the 15 factors compared.

Citigroup Company Profile

Citigroup Inc., a diversified financial service holding company, provides various financial product and services to consumers, corporations, governments, and institutions worldwide. It operates through five segments: Services, Markets, Banking, U.S. Personal Banking, and Wealth. The Services segment includes Treasury and Trade Solutions, which provides cash management, trade, and working capital solutions to multinational corporations, financial institutions, and public sector organizations; and Securities Services, such as cross-border support for clients, local market expertise, post-trade technologies, data solutions, and various securities services solutions. The Markets segment offers sales and trading services for equities, foreign exchange, rates, spread products, and commodities to corporate, institutional, and public sector clients; and market-making services, including asset classes, risk management solutions, financing, prime brokerage, research, securities clearing, and settlement. The banking segment includes investment banking; advisory services related to mergers and acquisitions, divestitures, restructurings, and corporate defense activities; and corporate lending, which includes corporate and commercial banking. The U.S. Personal Banking segment provides co-branded cards and retail banking services. The Wealth segment provides financial services to high-net-worth clients through banking, lending, mortgages, investment, custody, and trust product offerings; and to professional industries, including law firms, consulting groups, accounting, and asset management. The company was founded in 1812 and is headquartered in New York, New York.