Equifax (NYSE:EFX) Releases Q4 2026 Earnings Guidance

Equifax (NYSE:EFX) issued an update on its fourth quarter 2026 earnings guidance on Wednesday. The company provided EPS guidance of 2.070-2.170 for the period, compared to the consensus EPS estimate of 2.210. The company issued revenue guidance of $1.6 billion, compared to the consensus revenue estimate of $1.7 billion. Equifax also updated its FY 2026 guidance to 8.450-8.550 EPS.

Equifax Stock Performance

Shares of EFX stock traded down $1.08 during trading hours on Wednesday, reaching $175.46. 2,535,582 shares of the company’s stock were exchanged, compared to its average volume of 1,751,932. Equifax has a fifty-two week low of $137.01 and a fifty-two week high of $238.94. The stock has a market capitalization of $20.61 billion, a P/E ratio of 30.84, a P/E/G ratio of 1.66 and a beta of 1.35. The business has a fifty day moving average price of $166.97 and a 200-day moving average price of $169.93. The company has a quick ratio of 0.60, a current ratio of 0.60 and a debt-to-equity ratio of 0.92.

Equifax (NYSE:EFX) last posted its quarterly earnings results on Tuesday, October 20th. The credit services provider reported $2.26 earnings per share for the quarter, topping analysts’ consensus estimates of $2.20 by $0.06. Equifax had a net margin of 10.73% and a return on equity of 21.61%. The firm had revenue of $1.69 billion for the quarter, compared to the consensus estimate of $1.69 billion. During the same quarter in the previous year, the company earned $2.04 earnings per share. The business’s revenue was up 9.6% compared to the same quarter last year. Analysts predict that Equifax will post 8.50 EPS for the current fiscal year.

Equifax Announces Dividend

The business also recently disclosed a quarterly dividend, which was paid on Tuesday, September 15th. Shareholders of record on Monday, August 31st were issued a dividend of $0.56 per share. The ex-dividend date of this dividend was Monday, August 31st. This represents a $2.24 dividend on an annualized basis and a dividend yield of 1.3%. Equifax’s dividend payout ratio (DPR) is presently 39.37%.

Analyst Upgrades and Downgrades

Several equities research analysts have recently weighed in on the stock. Royal Bank Of Canada lowered their target price on shares of Equifax from $194.00 to $177.00 and set an “outperform” rating on the stock in a report on Friday, October 16th. Stifel Nicolaus decreased their price target on Equifax from $235.00 to $217.00 and set a “buy” rating on the stock in a research report on Wednesday. The Goldman Sachs Group restated a “neutral” rating on shares of Equifax in a research report on Tuesday. Deutsche Bank Aktiengesellschaft reaffirmed a “buy” rating and set a $201.00 price target on shares of Equifax in a report on Wednesday. Finally, UBS Group reiterated a “buy” rating on shares of Equifax in a research report on Wednesday. Fourteen equities research analysts have rated the stock with a Buy rating and seven have assigned a Hold rating to the company’s stock. According to MarketBeat, the stock presently has an average rating of “Moderate Buy” and a consensus price target of $200.00.

Insiders Place Their Bets

In other news, CEO Mark Begor sold 37,791 shares of the business’s stock in a transaction dated Friday, July 24th. The stock was sold at an average price of $172.16, for a total transaction of $6,506,098.56. Following the completion of the transaction, the chief executive officer directly owned 271,890 shares in the company, valued at approximately $46,808,582.40. The trade was a 12.20% decrease in their position. The transaction was disclosed in a filing with the Securities & Exchange Commission, which is available through this hyperlink. The transaction was executed under a pre-arranged Rule 10b5-1 trading plan. Also, EVP John W. Gamble, Jr. sold 4,500 shares of the business’s stock in a transaction that occurred on Thursday, September 3rd. The shares were sold at an average price of $187.96, for a total transaction of $845,820.00. Following the transaction, the executive vice president owned 69,055 shares of the company’s stock, valued at approximately $12,979,577.80. This represents a 6.12% decrease in their position. The SEC filing for this sale provides additional information. The transaction was executed under a pre-arranged Rule 10b5-1 trading plan. 1.70% of the stock is owned by insiders.

Key Equifax News

Here are the key news stories impacting Equifax this week:

• Positive Sentiment: Third-quarter earnings beat expectations. Equifax reported adjusted EPS of $2.26, above the $2.20 consensus estimate, while revenue of $1.693 billion was roughly in line with expectations and increased 10% year over year. U.S. Information Solutions revenue rose 13%, and international revenue increased 9%. Equifax third-quarter 2026 results
• Positive Sentiment: Cost controls and AI initiatives supported profitability. Lower selling, general and administrative expenses and AI-driven efficiencies helped Equifax exceed earnings expectations. The company also returned $158 million to shareholders through dividends and share repurchases.
• Positive Sentiment: Needham raised its price target. The firm increased its target for EFX from $190 to $210 and reiterated a “buy” rating, implying substantial upside from the referenced share price.
• Neutral Sentiment: Equifax highlighted ongoing demand in diversified markets, including state-agency contract signings representing approximately $550 million in annual contract value. Its latest credit trends research also showed changing debt patterns among U.S. consumers, which may support demand for credit-data services over time.
• Negative Sentiment: Fourth-quarter guidance missed estimates. Equifax forecast adjusted EPS of $2.07-$2.17, below the $2.21 consensus, and revenue of about $1.6 billion versus expectations of $1.7 billion.
• Negative Sentiment: Full-year guidance is slightly below Wall Street forecasts. Fiscal 2026 EPS guidance of $8.45-$8.55 is centered near consensus, but revenue guidance of $6.6-$6.7 billion trails the $6.7 billion estimate. Management cited a meaningful decline in U.S. mortgage transaction volumes as interest rates rose, while inflation continues to pressure lower-income consumers.

Equifax Company Profile

Equifax Inc (NYSE: EFX) is a global data, analytics and technology company that provides information and services to help businesses, governments and consumers make informed financial and workforce decisions. The company is best known for its credit reporting activities, but its offerings also include identity verification, fraud prevention, income and employment verification, marketing services and risk management solutions.

Equifax provides consumer and commercial credit information, credit reports and related analytics to lenders and other businesses.