Coinbase Global (NASDAQ:COIN) versus NewtekOne (NASDAQ:NEWT) Head to Head Review

NewtekOne (NASDAQ:NEWT) and Coinbase Global (NASDAQ:COIN) are both finance companies, but which is the superior business? We will compare the two companies based on the strength of their risk, analyst recommendations, valuation, profitability, dividends, earnings and institutional ownership.

Earnings and Valuation

This table compares NewtekOne and Coinbase Global”s top-line revenue, earnings per share and valuation.

	Gross Revenue	Price/Sales Ratio	Net Income	Earnings Per Share	Price/Earnings Ratio
NewtekOne	$338.73 million	1.02	$50.85 million	$2.23	5.35
Coinbase Global	$6.56 billion	10.10	$2.58 billion	$11.56	21.27

Coinbase Global has higher revenue and earnings than NewtekOne. NewtekOne is trading at a lower price-to-earnings ratio than Coinbase Global, indicating that it is currently the more affordable of the two stocks.

Risk and Volatility

NewtekOne has a beta of 1.23, meaning that its share price is 23% more volatile than the S&P 500. Comparatively, Coinbase Global has a beta of 3.7, meaning that its share price is 270% more volatile than the S&P 500.

Analyst Ratings

This is a summary of recent recommendations and price targets for NewtekOne and Coinbase Global, as reported by MarketBeat.

	Sell Ratings	Hold Ratings	Buy Ratings	Strong Buy Ratings	Rating Score
NewtekOne	0	4	0	1	2.40
Coinbase Global	1	10	19	1	2.65

NewtekOne currently has a consensus target price of $14.25, suggesting a potential upside of 19.45%. Coinbase Global has a consensus target price of $377.84, suggesting a potential upside of 53.64%. Given Coinbase Global’s stronger consensus rating and higher probable upside, analysts plainly believe Coinbase Global is more favorable than NewtekOne.

Institutional & Insider Ownership

38.4% of NewtekOne shares are held by institutional investors. Comparatively, 68.8% of Coinbase Global shares are held by institutional investors. 6.7% of NewtekOne shares are held by insiders. Comparatively, 16.6% of Coinbase Global shares are held by insiders. Strong institutional ownership is an indication that hedge funds, endowments and large money managers believe a stock is poised for long-term growth.

Profitability

This table compares NewtekOne and Coinbase Global’s net margins, return on equity and return on assets.

	Net Margins	Return on Equity	Return on Assets
NewtekOne	15.59%	19.93%	2.72%
Coinbase Global	41.99%	15.70%	7.74%

Summary

Coinbase Global beats NewtekOne on 13 of the 14 factors compared between the two stocks.

About NewtekOne

NewtekOne, Inc. operates as the bank holding company for Newtek Bank, National Association that engages in the provision of various business and financial solutions under the Newtek brand name to the small- and medium-sized business market. The company accepts demand, savings, NOW, money market, and time deposits; and provides loans including SBA loans, commercial and industrial loans, and commercial real estate loans. It is also involved in the provision of electronic payment processing services comprising credit and debit card processing services, check approval services, processing equipment, and software, as well as cloud-based Point of Sale systems for a various restaurant, retail, assisted living, taxi cabs, parks, and golf course businesses. In addition, it offers wholesale brokerage insurance agency services; and payroll management, and related payment and tax reporting services to independent business owners. Further, the company provides website hosting, dedicated server hosting, cloud hosting, web design and development, internet marketing, ecommerce, data storage, backup and disaster recovery, and other related services, including consulting and implementing technology solutions for enterprise and commercial clients as well as SMBs. The company was formerly known as Newtek Business Services Corp. and changed its name to NewtekOne, Inc. in January 2023. NewtekOne, Inc. was founded in 1998 and is headquartered in Boca Raton, Florida.

About Coinbase Global

Coinbase Global, Inc. provides financial infrastructure and technology for the crypto economy in the United States and internationally. The company offers the primary financial account in the crypto economy for consumers; and a marketplace with a pool of liquidity for transacting in crypto assets for institutions. It also provides technology and services that enable developers to build crypto products and securely accept crypto assets as payment. The company was founded in 2012 and is based in Wilmington, Delaware.