BMO Capital Markets Has Lowered Expectations for BILL (NYSE:BILL) Stock Price

BILL (NYSE:BILL) had its price target reduced by investment analysts at BMO Capital Markets from $50.00 to $46.00 in a research report issued to clients and investors on Friday. The firm currently has a “market perform” rating on the stock. BMO Capital Markets’ price target points to a potential upside of 29.19% from the company’s previous close.

BILL has been the topic of a number of other reports. BTIG Research restated a “buy” rating and set a $60.00 target price on shares of BILL in a report on Monday. Keefe, Bruyette & Woods boosted their price objective on shares of BILL from $52.00 to $60.00 and gave the stock a “market perform” rating in a research note on Friday, January 2nd. William Blair reiterated a “market perform” rating on shares of BILL in a research note on Friday, November 7th. Zacks Research raised BILL from a “hold” rating to a “strong-buy” rating in a research report on Friday, January 9th. Finally, Weiss Ratings reiterated a “sell (d+)” rating on shares of BILL in a research note on Monday, December 29th. One analyst has rated the stock with a Strong Buy rating, twelve have issued a Buy rating, nine have issued a Hold rating and two have given a Sell rating to the company’s stock. According to data from MarketBeat.com, the stock presently has a consensus rating of “Moderate Buy” and a consensus target price of $58.52.

BILL Stock Performance

Shares of BILL opened at $35.61 on Friday. The firm has a fifty day simple moving average of $50.77 and a 200 day simple moving average of $48.94. The company has a current ratio of 1.67, a quick ratio of 1.67 and a debt-to-equity ratio of 0.47. BILL has a 12 month low of $35.46 and a 12 month high of $98.00. The stock has a market capitalization of $3.57 billion, a price-to-earnings ratio of -131.87, a PEG ratio of 5.17 and a beta of 1.30.

BILL (NYSE:BILL) last released its earnings results on Thursday, February 5th. The company reported $0.64 earnings per share (EPS) for the quarter, beating analysts’ consensus estimates of $0.56 by $0.08. BILL had a return on equity of 1.39% and a net margin of 0.79%.The business had revenue of $414.67 million for the quarter, compared to the consensus estimate of $399.71 million. During the same quarter in the previous year, the business earned $0.56 earnings per share. BILL’s quarterly revenue was up 14.4% on a year-over-year basis. BILL has set its Q3 2026 guidance at 0.530-0.570 EPS and its FY 2026 guidance at 2.330-2.410 EPS. Research analysts forecast that BILL will post 0.12 EPS for the current fiscal year.

Insider Transactions at BILL

In other BILL news, SVP Germaine Cota sold 1,104 shares of the firm’s stock in a transaction on Tuesday, December 2nd. The stock was sold at an average price of $51.23, for a total transaction of $56,557.92. Following the transaction, the senior vice president owned 10,812 shares in the company, valued at $553,898.76. This trade represents a 9.26% decrease in their position. The transaction was disclosed in a legal filing with the Securities & Exchange Commission, which is available at the SEC website. 13.20% of the stock is owned by corporate insiders.

Institutional Inflows and Outflows

A number of hedge funds and other institutional investors have recently bought and sold shares of the stock. Vanguard Group Inc. lifted its stake in BILL by 3.5% in the 3rd quarter. Vanguard Group Inc. now owns 10,843,612 shares of the company’s stock valued at $574,386,000 after purchasing an additional 371,265 shares during the last quarter. Greenhouse Funds LLLP boosted its holdings in shares of BILL by 23.0% during the 2nd quarter. Greenhouse Funds LLLP now owns 2,889,979 shares of the company’s stock valued at $133,690,000 after acquiring an additional 541,213 shares in the last quarter. Ameriprise Financial Inc. grew its position in BILL by 14.2% during the 3rd quarter. Ameriprise Financial Inc. now owns 2,546,171 shares of the company’s stock worth $134,871,000 after acquiring an additional 317,014 shares during the last quarter. Marshall Wace LLP increased its holdings in BILL by 190.8% in the 3rd quarter. Marshall Wace LLP now owns 2,166,899 shares of the company’s stock worth $114,781,000 after purchasing an additional 1,421,785 shares in the last quarter. Finally, Senvest Management LLC raised its position in BILL by 96.2% in the second quarter. Senvest Management LLC now owns 1,827,889 shares of the company’s stock valued at $84,558,000 after purchasing an additional 896,393 shares during the last quarter. Institutional investors and hedge funds own 97.99% of the company’s stock.

Key BILL News

Here are the key news stories impacting BILL this week:

• Positive Sentiment: Strong Q2 beat and upgraded guidance — Revenue and EPS topped estimates and management raised both FY26 and Q3 guidance, which supports faster-than-expected growth and improved profitability. BILL Reports Second Quarter Fiscal Year 2026 Financial Results
• Positive Sentiment: Analyst coverage is highlighting the beat — Zacks and others note the upside to revenue and EPS and point to durable platform metrics (TPV, customer expansion) that support recurring subscription revenue. BILL Holdings (BILL) Beats Q2 Earnings and Revenue Estimates
• Positive Sentiment: Buy thesis / valuation notes — A bullish piece argues the stock is attractively valued on FY26 multiples (EV/FY26 revenue and FY26 P/E) relative to growth and gross margins, providing a value-entry case for longer-term investors. BILL Holdings: Muscle Past AI Fears And Buy This Stock For Value
• Neutral Sentiment: Earnings call and transcripts available — Management commentary and the Q&A may clarify customer trends, TPV dynamics and margin outlook; worth reading for guidance detail and execution color. BILL Holdings, Inc. (BILL) Q2 2026 Earnings Call Transcript
• Neutral Sentiment: Deeper metric analysis published — Zacks published a follow-up on key metrics vs. estimates (useful for monitoring TPV, churn, and subscription trends). Here’s What Key Metrics Tell Us About BILL Holdings (BILL) Q2 Earnings
• Negative Sentiment: Technical and valuation headwinds — The stock is trading well below its 50- and 200-day averages and near its 52-week low, which can trigger technical selling and increased volatility despite the beat. Investors may be taking profits or avoiding names with elevated beta. BILL stock profile and technicals
• Negative Sentiment: Profitability and returns remain modest — Reported net margin (~0.8%) and ROE (~1.4%) are low, and trailing valuation metrics remain uneven; some investors may be concerned that margin expansion and consistent high returns are still a work in progress. BILL stock profile and metrics

BILL Company Profile

BILL Holdings, Inc provides financial automation software for small and midsize businesses worldwide. The company provides software-as-a-service, cloud-based payments, and spend management products, which allow users to automate accounts payable and accounts receivable transactions, as well as enable users to connect with their suppliers and/or customers to do business, eliminate expense reports, manage cash flows, and improve office efficiency. It also offers onboarding implementation support, and ongoing support and training services.