Pagaya Technologies (PGY) Projected to Post Quarterly Earnings on Monday

Pagaya Technologies (NASDAQ:PGY) is expected to be posting its Q4 2025 results before the market opens on Monday, February 9th. Analysts expect Pagaya Technologies to post earnings of $0.75 per share and revenue of $348.7490 million for the quarter. Interested persons can find conference call details on the company’s upcoming Q4 2025 earning report page for the latest details on the call scheduled for Monday, February 9, 2026 at 8:30 AM ET.

Pagaya Technologies (NASDAQ:PGY) last posted its quarterly earnings data on Monday, November 10th. The company reported $1.02 EPS for the quarter, beating the consensus estimate of $0.56 by $0.46. The firm had revenue of $350.17 million during the quarter, compared to the consensus estimate of $338.86 million. Pagaya Technologies had a positive return on equity of 31.59% and a negative net margin of 15.32%.The firm’s revenue was up 36.3% compared to the same quarter last year. During the same period in the prior year, the company earned $0.44 EPS. On average, analysts expect Pagaya Technologies to post $1 EPS for the current fiscal year and $1 EPS for the next fiscal year.

Pagaya Technologies Price Performance

Shares of NASDAQ PGY opened at $18.64 on Friday. The firm has a 50-day simple moving average of $22.36 and a 200-day simple moving average of $27.92. The company has a quick ratio of 11.41, a current ratio of 11.41 and a debt-to-equity ratio of 1.16. The stock has a market capitalization of $1.50 billion, a price-to-earnings ratio of -6.98 and a beta of 5.85. Pagaya Technologies has a 52 week low of $8.50 and a 52 week high of $44.99.

Analyst Upgrades and Downgrades

PGY has been the subject of a number of analyst reports. Zacks Research lowered Pagaya Technologies from a “strong-buy” rating to a “hold” rating in a research report on Monday, February 2nd. Keefe, Bruyette & Woods dropped their target price on Pagaya Technologies from $38.00 to $35.00 and set an “outperform” rating for the company in a report on Friday, January 2nd. Canaccord Genuity Group lifted their price target on Pagaya Technologies from $36.00 to $39.00 and gave the stock a “buy” rating in a report on Tuesday, November 11th. Freedom Capital raised shares of Pagaya Technologies to a “strong-buy” rating in a research report on Tuesday, February 3rd. Finally, Wall Street Zen cut shares of Pagaya Technologies from a “strong-buy” rating to a “buy” rating in a research report on Saturday, December 6th. One equities research analyst has rated the stock with a Strong Buy rating, eight have issued a Buy rating, one has issued a Hold rating and one has assigned a Sell rating to the company’s stock. Based on data from MarketBeat, the stock has an average rating of “Moderate Buy” and a consensus price target of $37.25.

Insider Activity at Pagaya Technologies

In other Pagaya Technologies news, President Sanjiv Das sold 3,945 shares of the company’s stock in a transaction dated Monday, January 5th. The shares were sold at an average price of $22.99, for a total value of $90,695.55. Following the transaction, the president owned 129,986 shares of the company’s stock, valued at $2,988,378.14. This represents a 2.95% decrease in their ownership of the stock. The transaction was disclosed in a filing with the SEC, which is available through this link. Also, insider Tami Rosen sold 7,561 shares of the company’s stock in a transaction that occurred on Friday, December 19th. The stock was sold at an average price of $30.73, for a total transaction of $232,349.53. Following the completion of the transaction, the insider owned 37,544 shares in the company, valued at approximately $1,153,727.12. This represents a 16.76% decrease in their ownership of the stock. Additional details regarding this sale are available in the official SEC disclosure. In the last ninety days, insiders have sold 21,256 shares of company stock worth $547,198. Company insiders own 47.59% of the company’s stock.

Institutional Investors Weigh In On Pagaya Technologies

Large investors have recently added to or reduced their stakes in the business. Tower Research Capital LLC TRC increased its holdings in Pagaya Technologies by 177.8% in the second quarter. Tower Research Capital LLC TRC now owns 6,561 shares of the company’s stock valued at $140,000 after buying an additional 4,199 shares during the last quarter. NewEdge Advisors LLC lifted its holdings in Pagaya Technologies by 3,739.7% during the 3rd quarter. NewEdge Advisors LLC now owns 5,798 shares of the company’s stock worth $172,000 after buying an additional 5,647 shares during the last quarter. Creative Planning acquired a new position in shares of Pagaya Technologies during the 3rd quarter worth about $249,000. New York State Common Retirement Fund increased its holdings in shares of Pagaya Technologies by 57.8% in the 2nd quarter. New York State Common Retirement Fund now owns 14,200 shares of the company’s stock valued at $303,000 after acquiring an additional 5,200 shares during the last quarter. Finally, The Manufacturers Life Insurance Company raised its position in shares of Pagaya Technologies by 17.0% during the 2nd quarter. The Manufacturers Life Insurance Company now owns 14,350 shares of the company’s stock worth $306,000 after acquiring an additional 2,082 shares in the last quarter. 57.14% of the stock is owned by hedge funds and other institutional investors.

Pagaya Technologies Company Profile

Pagaya Technologies is a financial technology company that applies artificial intelligence and machine learning to the credit and asset management industries. Through its proprietary data-driven platform, Pagaya analyzes vast datasets from consumer credit portfolios to build predictive risk models, enabling institutional investors to gain access to alternative credit products. The company’s solutions streamline underwriting, optimize portfolio construction and facilitate the efficient securitization of consumer loans, credit card receivables and other asset classes.

Founded in 2016 and headquartered in New York, Pagaya has expanded its operations to serve financial institutions and asset managers primarily in the United States.