Greenpro Capital (NASDAQ:GRNQ) vs. Community Financial System (NYSE:CBU) Head to Head Review

Community Financial System (NYSE:CBU) and Greenpro Capital (NASDAQ:GRNQ) are both finance companies, but which is the better business? We will compare the two companies based on the strength of their risk, analyst recommendations, earnings, profitability, institutional ownership, dividends and valuation.

Profitability

This table compares Community Financial System and Greenpro Capital’s net margins, return on equity and return on assets.

	Net Margins	Return on Equity	Return on Assets
Community Financial System	20.82%	11.09%	1.26%
Greenpro Capital	-41.16%	-25.31%	-18.80%

Insider & Institutional Ownership

73.8% of Community Financial System shares are held by institutional investors. Comparatively, 0.9% of Greenpro Capital shares are held by institutional investors. 1.0% of Community Financial System shares are held by company insiders. Comparatively, 40.9% of Greenpro Capital shares are held by company insiders. Strong institutional ownership is an indication that hedge funds, endowments and large money managers believe a stock will outperform the market over the long term.

Analyst Ratings

This is a summary of current ratings and recommmendations for Community Financial System and Greenpro Capital, as reported by MarketBeat.

	Sell Ratings	Hold Ratings	Buy Ratings	Strong Buy Ratings	Rating Score
Community Financial System	0	4	0	0	2.00
Greenpro Capital	1	0	0	0	1.00

Community Financial System presently has a consensus price target of $64.00, indicating a potential downside of 3.24%. Given Community Financial System’s stronger consensus rating and higher possible upside, equities analysts plainly believe Community Financial System is more favorable than Greenpro Capital.

Earnings & Valuation

This table compares Community Financial System and Greenpro Capital”s revenue, earnings per share and valuation.

	Gross Revenue	Price/Sales Ratio	Net Income	Earnings Per Share	Price/Earnings Ratio
Community Financial System	$1.01 billion	3.45	$210.46 million	$3.97	16.66
Greenpro Capital	$3.50 million	4.33	-$710,000.00	($0.16)	-11.31

Community Financial System has higher revenue and earnings than Greenpro Capital. Greenpro Capital is trading at a lower price-to-earnings ratio than Community Financial System, indicating that it is currently the more affordable of the two stocks.

Risk and Volatility

Community Financial System has a beta of 0.81, suggesting that its stock price is 19% less volatile than the S&P 500. Comparatively, Greenpro Capital has a beta of 1.57, suggesting that its stock price is 57% more volatile than the S&P 500.

Summary

Community Financial System beats Greenpro Capital on 10 of the 13 factors compared between the two stocks.

About Community Financial System

Community Bank System, Inc. operates as the bank holding company for Community Bank, N.A. that provides various banking and other financial services to retail, commercial, institutional, and municipal customers. It operates through three segments: Banking, Employee Benefit Services, and All Other. The company offers various deposits products, such as interest and noninterest -bearing checking, savings, and money market deposit accounts, as well as time deposits. It also provides loans, including consumer mortgages; general purpose commercial and industrial loans, and mortgages on commercial properties; paycheck protection program loans; installment loans that are originated through selected dealerships and are secured by automobiles, marine, and other recreational vehicles; personal installment loans and check credit lines of credit for consumers; and home equity products. In addition, the company offers broker-dealer and investment advisory; cash management, investment, and treasury services; asset management services; and employee benefit services, as well as operates as a full-service insurance agency that provides personal and commercial lines of insurance, and other risk management products and services. Further, it offers contribution plan administration, employee benefit trust, collective investment fund, retirement plan administration and benefit consulting, fund administration, transfer agency, actuarial and benefit consulting, and health and welfare consulting services; and act as an investor in residential and commercial real estate activities. Additionally, the company offers wealth management, retirement planning, higher educational planning, fiduciary, risk management, trust, and personal financial planning services; and investment alternatives, including stocks, bonds, mutual funds, and insurance and advisory products, as well as master recordkeeping services. Community Bank System, Inc. was founded in 1866 and is headquartered in DeWitt, New York.

About Greenpro Capital

Greenpro Capital Corp. provides financial consulting and corporate advisory services to small and medium-size businesses primarily in Hong Kong, Malaysia, and China. It operates in two segments, Service Business and Real Estate Business. The company offers business consulting and corporate advisory services, including cross-border listing advisory, tax planning, bookkeeping, advisory and transaction, record management, and accounting outsourcing services; and venture capital related education and support services. It is also involved in the acquisition and rental of real estate properties held for investment and sale; and provision of company formation advisory, company secretarial, and financial services. In addition, the company provides corporate advisory services, such as company review, bank loan advisory, and bank products analysis, as well as loan and credit, and insurance brokerage services; and wealth planning, administration, charity, tax and legal, trusteeship and risk management, investment planning and management, and business support services, as well as asset protection and management, consolidation, and performance monitoring services. The company was formerly known as Greenpro, Inc. and changed its name to Greenpro Capital Corp. in May 2015. Greenpro Capital Corp. was incorporated in 2013 and is headquartered in Kuala Lumpur, Malaysia.