Visa (NYSE:V) Trading Down 1.5% – Should You Sell?

Visa Inc. (NYSE:V) fell 1.5% during trading on Thursday . The stock traded as low as $324.00 and last traded at $324.2250. 9,363,781 shares changed hands during mid-day trading, an increase of 11% from the average session volume of 8,440,361 shares. The stock had previously closed at $329.24.

Visa News Summary

Here are the key news stories impacting Visa this week:

• Positive Sentiment: Zacks Research raised multiple near- and medium-term EPS forecasts for Visa (upgrades to Q2‑2026, FY2026–FY2028 and beyond), supporting a constructive earnings trajectory that can underpin valuation. Here’s Why Visa (V) is a Strong Momentum Stock
• Positive Sentiment: Visa announced upcoming investor-conference appearances (Morgan Stanley TMT and Wolfe Research FinTech), giving management chances to outline growth drivers (product roadmap, cross-border volumes, commercial solutions) and potentially reassure investors. Visa to Participate in Upcoming Investor Conferences
• Neutral Sentiment: Crypto/NFT project Pudgy Penguins teased a debit card using Visa rails; while this highlights Visa’s continued role as a payments backbone and potential incremental volume, the commercial and revenue impact to Visa is unclear and likely immaterial near term. Pudgy Penguins (PENGU) Lifts After Visa Debit Card Reveal: What You Should Know
• Negative Sentiment: Europe is moving to reduce reliance on Visa and Mastercard (policy and market measures to encourage alternatives and lower fees). That raises medium-term regulatory and pricing risk for Visa’s European interchange and network economics, and is the clearest near-term downside catalyst in today’s tape. Europe Moves to Cut Reliance on Visa and Mastercard

Analyst Ratings Changes

Several equities analysts recently weighed in on the company. Bank of America raised Visa from a “neutral” rating to a “buy” rating and set a $382.00 price objective for the company in a research note on Thursday, December 11th. Piper Sandler set a $160.00 target price on shares of Visa in a research report on Wednesday, January 28th. Robert W. Baird set a $425.00 price objective on shares of Visa in a research note on Wednesday, October 29th. Truist Financial set a $372.00 target price on Visa in a report on Tuesday. Finally, Wells Fargo & Company upgraded Visa to a “strong-buy” rating in a research report on Wednesday, October 22nd. Six equities research analysts have rated the stock with a Strong Buy rating, twenty-one have assigned a Buy rating and four have issued a Hold rating to the stock. According to data from MarketBeat.com, Visa currently has an average rating of “Buy” and an average target price of $392.21.

Visa Stock Performance

The firm has a market cap of $588.52 billion, a PE ratio of 30.42, a P/E/G ratio of 1.88 and a beta of 0.79. The stock has a 50-day moving average price of $338.37 and a 200 day moving average price of $340.29. The company has a debt-to-equity ratio of 0.51, a current ratio of 1.11 and a quick ratio of 1.11.

Visa (NYSE:V) last issued its quarterly earnings results on Thursday, January 29th. The credit-card processor reported $3.17 earnings per share (EPS) for the quarter, topping analysts’ consensus estimates of $3.14 by $0.03. Visa had a return on equity of 61.74% and a net margin of 50.23%.The firm had revenue of $10.90 billion for the quarter, compared to analyst estimates of $10.69 billion. During the same period last year, the company earned $2.75 EPS. The firm’s quarterly revenue was up 14.6% on a year-over-year basis. Research analysts forecast that Visa Inc. will post 11.3 earnings per share for the current year.

Visa Announces Dividend

The business also recently declared a quarterly dividend, which will be paid on Monday, March 2nd. Investors of record on Tuesday, February 10th will be given a dividend of $0.67 per share. The ex-dividend date of this dividend is Tuesday, February 10th. This represents a $2.68 annualized dividend and a yield of 0.8%. Visa’s dividend payout ratio is 25.14%.

Insiders Place Their Bets

In related news, insider Paul D. Fabara sold 2,172 shares of the stock in a transaction on Friday, November 21st. The stock was sold at an average price of $325.93, for a total value of $707,919.96. Following the transaction, the insider directly owned 26,413 shares of the company’s stock, valued at approximately $8,608,789.09. This trade represents a 7.60% decrease in their position. The sale was disclosed in a filing with the SEC, which can be accessed through the SEC website. Also, CEO Ryan Mcinerney sold 10,485 shares of Visa stock in a transaction on Friday, January 2nd. The shares were sold at an average price of $349.18, for a total value of $3,661,152.30. Following the completion of the transaction, the chief executive officer owned 9,401 shares in the company, valued at $3,282,641.18. The trade was a 52.73% decrease in their position. Additional details regarding this sale are available in the official SEC disclosure. 0.12% of the stock is owned by company insiders.

Hedge Funds Weigh In On Visa

Several hedge funds and other institutional investors have recently modified their holdings of the company. Clayton Financial Group LLC increased its position in shares of Visa by 446.2% in the fourth quarter. Clayton Financial Group LLC now owns 71 shares of the credit-card processor’s stock worth $25,000 after acquiring an additional 58 shares in the last quarter. PayPay Securities Corp boosted its position in Visa by 102.7% during the 4th quarter. PayPay Securities Corp now owns 75 shares of the credit-card processor’s stock worth $26,000 after purchasing an additional 38 shares during the period. Cresta Advisors Ltd. acquired a new stake in Visa in the 4th quarter valued at $26,000. Parvin Asset Management LLC raised its position in Visa by 200.0% in the third quarter. Parvin Asset Management LLC now owns 75 shares of the credit-card processor’s stock valued at $26,000 after purchasing an additional 50 shares during the period. Finally, Harbor Asset Planning Inc. purchased a new position in Visa in the second quarter valued at about $29,000. 82.15% of the stock is owned by institutional investors and hedge funds.

Visa Company Profile

Visa Inc is a global payments technology company that facilitates electronic funds transfers and digital commerce by connecting consumers, merchants, financial institutions and governments. The firm operates one of the world’s largest payment networks, providing processing, authorization, clearing and settlement services for credit, debit and prepaid card transactions. Visa’s network-based model enables partner banks and other issuers to offer branded payment products while Visa focuses on the infrastructure, standards and technologies that move money securely and efficiently around the world.

Visa’s product and service portfolio includes card-based payment products for consumers and businesses, real-time push-payment capabilities, tokenization and authentication services, fraud and risk-management tools, data analytics and APIs for fintech and merchant integration.