UWM (NYSE:UWMC) CEO Sells $2,860,590.48 in Stock

UWM Holdings Corporation (NYSE:UWMC) CEO Ishbia Mat sold 632,874 shares of the business’s stock in a transaction dated Monday, February 23rd. The stock was sold at an average price of $4.52, for a total transaction of $2,860,590.48. Following the sale, the chief executive officer directly owned 3,963,533 shares in the company, valued at $17,915,169.16. This trade represents a 13.77% decrease in their ownership of the stock. The sale was disclosed in a filing with the Securities & Exchange Commission, which is available at the SEC website.

Ishbia Mat also recently made the following trade(s):

• On Wednesday, February 25th, Ishbia Mat sold 632,874 shares of UWM stock. The shares were sold at an average price of $4.03, for a total value of $2,550,482.22.
• On Thursday, February 19th, Ishbia Mat sold 632,874 shares of UWM stock. The shares were sold at an average price of $4.77, for a total value of $3,018,808.98.
• On Tuesday, February 17th, Ishbia Mat sold 632,874 shares of UWM stock. The shares were sold at an average price of $4.88, for a total value of $3,088,425.12.
• On Friday, February 13th, Ishbia Mat sold 632,874 shares of UWM stock. The shares were sold at an average price of $4.94, for a total value of $3,126,397.56.
• On Wednesday, February 11th, Ishbia Mat sold 632,874 shares of UWM stock. The stock was sold at an average price of $4.66, for a total value of $2,949,192.84.
• On Monday, February 9th, Ishbia Mat sold 632,874 shares of UWM stock. The stock was sold at an average price of $4.61, for a total value of $2,917,549.14.
• On Friday, February 6th, Ishbia Mat sold 632,874 shares of UWM stock. The shares were sold at an average price of $4.84, for a total transaction of $3,063,110.16.
• On Wednesday, February 4th, Ishbia Mat sold 632,874 shares of UWM stock. The stock was sold at an average price of $5.05, for a total transaction of $3,196,013.70.
• On Monday, February 2nd, Ishbia Mat sold 632,874 shares of UWM stock. The stock was sold at an average price of $5.20, for a total transaction of $3,290,944.80.
• On Friday, January 30th, Ishbia Mat sold 632,874 shares of UWM stock. The shares were sold at an average price of $5.00, for a total transaction of $3,164,370.00.

UWM Trading Down 8.9%

Shares of UWMC opened at $4.16 on Thursday. The firm has a 50-day moving average of $5.01 and a 200-day moving average of $5.46. UWM Holdings Corporation has a one year low of $3.79 and a one year high of $7.14. The company has a debt-to-equity ratio of 2.40, a current ratio of 1.45 and a quick ratio of 1.45.

UWM (NYSE:UWMC) last issued its earnings results on Wednesday, February 25th. The company reported $0.08 earnings per share (EPS) for the quarter, missing the consensus estimate of $0.09 by ($0.01). The firm had revenue of $945.25 million during the quarter, compared to analyst estimates of $759.12 million. UWM had a net margin of 0.61% and a negative return on equity of 6.81%. Sell-side analysts anticipate that UWM Holdings Corporation will post 0.2 earnings per share for the current year.

UWM Announces Dividend

The firm also recently announced a quarterly dividend, which will be paid on Thursday, April 9th. Stockholders of record on Thursday, March 19th will be paid a dividend of $0.10 per share. This represents a $0.40 annualized dividend and a dividend yield of 9.6%. The ex-dividend date is Thursday, March 19th.

Wall Street Analyst Weigh In

UWMC has been the subject of a number of research analyst reports. Jefferies Financial Group set a $4.40 price objective on shares of UWM in a research report on Wednesday. The Goldman Sachs Group set a $5.00 target price on shares of UWM in a report on Tuesday, January 6th. UBS Group increased their price target on shares of UWM from $5.50 to $6.00 and gave the company a “neutral” rating in a report on Wednesday, November 12th. Morgan Stanley set a $6.00 price objective on UWM in a report on Tuesday, December 16th. Finally, Keefe, Bruyette & Woods upped their target price on UWM from $6.50 to $6.75 and gave the company a “market perform” rating in a research report on Thursday, December 18th. Two investment analysts have rated the stock with a Buy rating, seven have issued a Hold rating and one has assigned a Sell rating to the company’s stock. According to MarketBeat.com, the company currently has an average rating of “Hold” and an average target price of $6.46.

Institutional Trading of UWM

A number of institutional investors have recently bought and sold shares of UWMC. Dynamic Technology Lab Private Ltd acquired a new position in shares of UWM during the 1st quarter worth approximately $92,000. Focus Partners Wealth bought a new stake in shares of UWM in the first quarter valued at approximately $55,000. Vanguard Personalized Indexing Management LLC grew its position in UWM by 39.0% during the second quarter. Vanguard Personalized Indexing Management LLC now owns 19,060 shares of the company’s stock worth $79,000 after buying an additional 5,348 shares in the last quarter. 180 Wealth Advisors LLC raised its holdings in UWM by 59.7% in the 2nd quarter. 180 Wealth Advisors LLC now owns 107,822 shares of the company’s stock valued at $446,000 after acquiring an additional 40,314 shares in the last quarter. Finally, R Squared Ltd bought a new stake in shares of UWM during the 2nd quarter valued at $51,000. Institutional investors own 53.59% of the company’s stock.

UWM News Roundup

Here are the key news stories impacting UWM this week:

• Positive Sentiment: UWM declared a quarterly cash dividend of $0.10 per share (record/ex‑div date Mar 19; payable Apr 9), implying a high ~9.6% yield that may attract income-focused buyers. Dividend Announcement
• Positive Sentiment: Top-line beat: UWM reported Q4 revenue of ~$945.3M vs. consensus ~ $759.1M, showing stronger origination volume/fee revenue than expected — a constructive sign for franchise cash flow. Press Release
• Positive Sentiment: Unusual options activity: traders bought ~54,116 call contracts (≈+687% vs typical volume), indicating speculative bullish interest that can amplify intraday volatility. (Market data report)
• Neutral Sentiment: Industry context: coverage notes that easing interest rates helped UWM late in 2025, which supports originations and margins if the rate environment persists. Crain’s: Lower Rates Help UWM
• Neutral Sentiment: Analyst snapshot: the Street remains mostly “Hold” (consensus target ~$6.53), so expectations are mixed and any guidance swings may matter more than upgrades. Analyst Consensus
• Negative Sentiment: EPS miss: UWM reported Q4 EPS of $0.08 vs. the $0.09 consensus and showed weak profitability metrics (net margin ~0.61%, negative ROE), which can pressure valuation multiple. Zacks: Earnings Miss
• Negative Sentiment: Q1 revenue guidance trimmed: UWM set Q1 revenue guidance of ~$650M–$850M versus consensus ~$816.5M — the lower end of the range and the wide band increase uncertainty and may signal cautious origination expectations. Guidance in Press Release
• Negative Sentiment: Insider selling: CEO Mat Ishbia executed a sizable sale (632,874 shares at ~$4.03 on Feb 25), trimming his stake materially; repeated large insider sales this month can be perceived negatively by investors. SEC Form 4

UWM Company Profile

United Wholesale Mortgage (NYSE: UWMC) is a leading mortgage lender in the United States specializing in the wholesale channel. The company partners with independent mortgage brokers, community banks and credit unions to offer a full suite of residential mortgage products. Through its network of third-party originators, United Wholesale Mortgage underwrites, funds and closes loans, allowing its partners to focus on customer acquisition and service.

The company’s product offerings include conventional fixed- and adjustable-rate mortgages, Federal Housing Administration (FHA) loans, Veterans Affairs (VA) loans, U.S.