Payoneer Global (NASDAQ:PAYO) Issues Earnings Results

Payoneer Global (NASDAQ:PAYO) issued its quarterly earnings data on Thursday. The company reported $0.05 earnings per share (EPS) for the quarter, missing analysts’ consensus estimates of $0.06 by ($0.01), FiscalAI reports. Payoneer Global had a return on equity of 10.71% and a net margin of 6.96%.The business had revenue of $274.69 million during the quarter, compared to the consensus estimate of $282.79 million. During the same period last year, the company earned $0.05 earnings per share. The business’s quarterly revenue was up 5.0% compared to the same quarter last year.

Here are the key takeaways from Payoneer Global’s conference call:

• Payoneer reported a strong 2025 with revenue ex-interest up 14%, $272M Adjusted EBITDA (26% margin), $146M free cash flow, and $175M of share repurchases, signaling improved profitability and capital returns.
• 2026 guidance targets revenue of $1.09B–$1.13B (core revenue ex-interest $900M–$940M) and core Adjusted EBITDA ex-interest more than doubling to ~$90M at the midpoint, with an expected exit at mid‑teens growth and mid‑teens core margins.
• Management expects an approximately 300 basis‑point drag to 2026 revenue growth from migrating checkout to Stripe and portfolio optimization, a front‑loaded headwind that could pressure near‑term top‑line results.
• The upmarket/B2B strategy is gaining momentum—B2B revenue grew 28%, now 30% of revenue, and customers with ≥$600k annual volume represent 42% of revenue and drove 60% of 2025 growth, supported by enterprise wins like Airbnb, Upwork, TikTok LIVE, and Best Buy.
• Payoneer launched a stablecoin pilot with Bridge (Stripe) and applied to form an uninsured national trust bank to integrate stablecoin capabilities—this could expand TAM but carries regulatory and execution uncertainty.

Payoneer Global Price Performance

PAYO stock traded down $0.97 on Thursday, reaching $4.27. 9,760,620 shares of the company were exchanged, compared to its average volume of 4,170,070. The firm has a market capitalization of $1.52 billion, a PE ratio of 22.47, a PEG ratio of 5.82 and a beta of 1.04. The stock’s fifty day moving average price is $5.64 and its 200 day moving average price is $5.96. Payoneer Global has a 12 month low of $4.18 and a 12 month high of $9.19.

Key Payoneer Global News

Here are the key news stories impacting Payoneer Global this week:

• Positive Sentiment: Company highlights — Payoneer reported a 14% increase in revenue excluding interest and 28% B2B revenue growth for 2025; its 2026 guidance emphasizes higher‑margin growth and “core business profitability unlock,” which supports a constructive longer‑term thesis. Payoneer Reports Fourth Quarter and Full Year 2025 Financial Results
• Positive Sentiment: Analyst action — Needham lowered its price target from $10 to $8 but maintained a Buy rating; the new target still implies a large upside from current levels, providing some analyst support amid the sell‑off. Benzinga
• Neutral Sentiment: Earnings call transcript available — Full Q4 2025 earnings call transcript provides management commentary useful for judging cadence on profitability initiatives and the stablecoin strategy. PAYO Q4 2025 Earnings Call Transcript
• Neutral Sentiment: Guidance — The company issued FY‑2026 revenue guidance roughly in line with consensus (~$1.1B) and framed the year around higher margin growth, but EPS guidance was not clearly specified in the update, leaving near‑term visibility limited. (Company guidance release referenced in filings/press materials.)
• Neutral Sentiment: Strategic note — Coverage ahead of earnings discussed Payoneer’s bet on stablecoins as a potential growth driver; this is a longer‑horizon catalyst but currently speculative. Investing.com: Can stablecoin bet revive growth?
• Negative Sentiment: Earnings miss — Q4 EPS was $0.05 vs. the $0.06 consensus and revenue of $274.7M missed the $282.8M estimate; misses on both EPS and revenue are the immediate trigger for downward pressure. Zacks: PAYO Misses Q4 Earnings and Revenue
• Negative Sentiment: Market recaps emphasize the miss and marginal YoY revenue growth (5%), which combined with the unclear EPS outlook has increased near‑term risk perception among investors. MarketBeat earnings recap

Wall Street Analysts Forecast Growth

Several research firms have issued reports on PAYO. Needham & Company LLC decreased their price objective on shares of Payoneer Global from $10.00 to $8.00 and set a “buy” rating for the company in a research note on Thursday. Benchmark decreased their target price on Payoneer Global from $12.00 to $10.00 and set a “buy” rating for the company in a research report on Tuesday, December 23rd. Wall Street Zen upgraded Payoneer Global from a “sell” rating to a “hold” rating in a report on Saturday, November 8th. Jefferies Financial Group set a $7.00 price objective on Payoneer Global in a research note on Wednesday, November 5th. Finally, Weiss Ratings reaffirmed a “hold (c)” rating on shares of Payoneer Global in a research note on Thursday, January 22nd. Seven investment analysts have rated the stock with a Buy rating and one has issued a Hold rating to the company’s stock. Based on data from MarketBeat, Payoneer Global currently has a consensus rating of “Moderate Buy” and an average price target of $8.71.

Institutional Trading of Payoneer Global

Large investors have recently added to or reduced their stakes in the company. Van ECK Associates Corp boosted its position in Payoneer Global by 2.4% during the fourth quarter. Van ECK Associates Corp now owns 84,678 shares of the company’s stock valued at $476,000 after purchasing an additional 1,977 shares during the last quarter. Susquehanna International Group LLP raised its stake in shares of Payoneer Global by 9.5% during the 3rd quarter. Susquehanna International Group LLP now owns 24,637 shares of the company’s stock worth $149,000 after purchasing an additional 2,144 shares in the last quarter. LPL Financial LLC boosted its holdings in shares of Payoneer Global by 5.8% in the 4th quarter. LPL Financial LLC now owns 42,211 shares of the company’s stock valued at $237,000 after buying an additional 2,304 shares during the last quarter. Thrivent Financial for Lutherans grew its stake in shares of Payoneer Global by 1.5% in the second quarter. Thrivent Financial for Lutherans now owns 191,478 shares of the company’s stock valued at $1,312,000 after buying an additional 2,882 shares in the last quarter. Finally, Osaic Holdings Inc. grew its stake in shares of Payoneer Global by 246.5% in the second quarter. Osaic Holdings Inc. now owns 4,636 shares of the company’s stock valued at $33,000 after buying an additional 3,298 shares in the last quarter. 82.22% of the stock is owned by institutional investors.

About Payoneer Global

Payoneer Global (NASDAQ: PAYO) operates a digital payments platform that enables businesses, marketplaces and professionals to send and receive cross-border payments. The company’s core offerings include multi-currency receiving accounts, mass payout services and working capital solutions. Through its platform, Payoneer facilitates global transactions by connecting payors and payees across a network of local bank transfers, card payouts and digital wallets, supporting the seamless movement of funds in over 150 currencies.

Founded in 2005, Payoneer has grown from a small fintech venture into a widely adopted payments infrastructure provider that serves clients in more than 200 countries and territories.