Baldwin Insurance Group (NASDAQ:BWIN) Shares Gap Up After Strong Earnings

Baldwin Insurance Group, Inc. (NASDAQ:BWIN) shares gapped up before the market opened on Friday following a stronger than expected earnings report. The stock had previously closed at $18.49, but opened at $20.17. Baldwin Insurance Group shares last traded at $22.4370, with a volume of 1,031,187 shares trading hands.

The company reported $0.31 earnings per share (EPS) for the quarter, topping analysts’ consensus estimates of $0.29 by $0.02. The firm had revenue of $347.28 million for the quarter, compared to analysts’ expectations of $351.75 million. Baldwin Insurance Group had a negative net margin of 1.89% and a positive return on equity of 12.65%. Baldwin Insurance Group’s revenue was up 5.3% on a year-over-year basis. During the same quarter last year, the company posted $0.27 earnings per share.

Baldwin Insurance Group News Summary

Here are the key news stories impacting Baldwin Insurance Group this week:

• Positive Sentiment: Raymond James upgraded BWIN from “Outperform” to “Strong Buy” and set a $30 price target, implying material upside from recent levels — a clear buy‑side signal that likely lifted sentiment and flows.
• Positive Sentiment: The Board authorized a substantial share repurchase program of up to $250 million, which reduces share count and signals management confidence in valuation. Repurchase Program Announcement
• Positive Sentiment: Baldwin announced a strategic partnership with Fairway Independent Mortgage Corporation, which may expand distribution for UCTS/consumer products and support revenue growth. Fairway Partnership
• Positive Sentiment: Q4 results: EPS came in at $0.31, beating the consensus ~$0.29 and up from $0.27 year‑ago — an earnings beat that supports the thesis of improving profitability. Earnings Beat
• Neutral Sentiment: Coverage initiation at TD Cowen may increase institutional attention and liquidity; impact depends on published rating and model assumptions. TD Cowen Coverage Initiation
• Neutral Sentiment: Analyses and write‑ups (Yahoo/Zacks) are reviewing valuation and key metrics post‑partnership and earnings — useful for investors but not immediate price drivers. Valuation After Partnership
• Negative Sentiment: Revenue for the quarter was $347.3M, slightly below the ~$351.8M consensus, and the company still reported a negative net margin (~‑1.89%) — items that could temper enthusiasm if trends persist. Earnings Release / Slide Deck

Analyst Ratings Changes

A number of research analysts have issued reports on the stock. Wells Fargo & Company reduced their target price on shares of Baldwin Insurance Group from $27.00 to $21.00 and set an “equal weight” rating for the company in a research note on Friday. BMO Capital Markets cut their target price on Baldwin Insurance Group from $34.00 to $33.00 and set a “market perform” rating on the stock in a research note on Thursday, December 4th. Wall Street Zen upgraded Baldwin Insurance Group from a “sell” rating to a “hold” rating in a research report on Saturday, February 7th. Weiss Ratings reissued a “sell (e+)” rating on shares of Baldwin Insurance Group in a report on Monday, December 29th. Finally, Raymond James Financial raised shares of Baldwin Insurance Group from an “outperform” rating to a “strong-buy” rating and set a $30.00 price objective for the company in a report on Friday. One investment analyst has rated the stock with a Strong Buy rating, two have assigned a Buy rating, four have given a Hold rating and two have given a Sell rating to the company’s stock. According to data from MarketBeat, the company currently has an average rating of “Hold” and a consensus target price of $31.17.

Insider Activity at Baldwin Insurance Group

In related news, insider James Morgan Roche sold 100,000 shares of the company’s stock in a transaction that occurred on Friday, December 12th. The shares were sold at an average price of $24.20, for a total value of $2,420,000.00. Following the completion of the sale, the insider owned 122,113 shares in the company, valued at approximately $2,955,134.60. This represents a 45.02% decrease in their position. The sale was disclosed in a legal filing with the Securities & Exchange Commission, which can be accessed through the SEC website. Insiders have sold 255,000 shares of company stock valued at $6,119,000 in the last ninety days. Company insiders own 18.51% of the company’s stock.

Institutional Investors Weigh In On Baldwin Insurance Group

A number of institutional investors have recently bought and sold shares of the business. Larson Financial Group LLC grew its holdings in shares of Baldwin Insurance Group by 666.5% during the 4th quarter. Larson Financial Group LLC now owns 1,211 shares of the company’s stock valued at $29,000 after acquiring an additional 1,053 shares in the last quarter. MTM Investment Management LLC acquired a new position in Baldwin Insurance Group in the second quarter worth approximately $30,000. Dorato Capital Management acquired a new stake in Baldwin Insurance Group in the fourth quarter valued at approximately $35,000. Caitong International Asset Management Co. Ltd acquired a new position in shares of Baldwin Insurance Group during the 3rd quarter worth $39,000. Finally, Wealth Preservation Advisors LLC bought a new position in shares of Baldwin Insurance Group during the 4th quarter valued at $46,000. 77.49% of the stock is currently owned by institutional investors and hedge funds.

Baldwin Insurance Group Stock Performance

The company has a debt-to-equity ratio of 1.45, a quick ratio of 1.15 and a current ratio of 1.15. The firm has a market cap of $2.64 billion, a price-to-earnings ratio of -51.77, a price-to-earnings-growth ratio of 0.62 and a beta of 1.33. The firm’s 50 day moving average is $22.27 and its 200-day moving average is $25.95.

About Baldwin Insurance Group

Baldwin Insurance Group, Inc (NASDAQ: BWIN) is a specialty insurance and surety firm that underwrites contract bonds, commercial insurance policies and related risk-management services. Its core offerings include contract and commercial surety, which provide performance and payment guarantees to obligees in construction, service and public-sector projects. In addition, the company delivers complementary commercial lines coverages designed to mitigate liability, property and workers’ compensation exposures.

Through a network of regional agency offices primarily across the Midwestern United States, Baldwin Insurance Group serves contractors, developers, small and mid-sized businesses as well as municipal and public-sector clients.