KGI Securities Reiterates Neutral Rating for PayPal (NASDAQ:PYPL)

PayPal (NASDAQ:PYPL)‘s stock had its “neutral” rating reiterated by equities researchers at KGI Securities in a report released on Monday,Benzinga reports. They currently have a $55.00 target price on the credit services provider’s stock. KGI Securities’ price objective indicates a potential upside of 20.62% from the company’s previous close.

Several other equities research analysts also recently weighed in on PYPL. UBS Group reaffirmed a “neutral” rating and issued a $44.00 price objective on shares of PayPal in a report on Wednesday, February 4th. Mizuho set a $60.00 price target on shares of PayPal in a research note on Wednesday, February 4th. Argus lowered their price objective on shares of PayPal from $87.00 to $65.00 and set a “buy” rating on the stock in a research note on Friday, February 6th. BTIG Research reissued a “neutral” rating on shares of PayPal in a report on Tuesday, February 3rd. Finally, Piper Sandler decreased their price target on PayPal from $76.00 to $74.00 and set a “neutral” rating for the company in a research note on Wednesday, January 14th. Eight analysts have rated the stock with a Buy rating, thirty-one have issued a Hold rating and six have issued a Sell rating to the company. According to data from MarketBeat.com, PayPal presently has an average rating of “Hold” and an average price target of $59.55.

PayPal Stock Performance

Shares of PYPL traded down $0.61 during mid-day trading on Monday, reaching $45.60. 13,480,558 shares of the company’s stock traded hands, compared to its average volume of 27,205,779. The company has a debt-to-equity ratio of 0.49, a quick ratio of 1.29 and a current ratio of 1.29. The business’s 50-day moving average price is $51.58 and its 200-day moving average price is $61.31. The stock has a market capitalization of $41.98 billion, a P/E ratio of 8.44, a price-to-earnings-growth ratio of 1.21 and a beta of 1.43. PayPal has a 12 month low of $38.46 and a 12 month high of $79.50.

PayPal (NASDAQ:PYPL) last announced its earnings results on Tuesday, February 3rd. The credit services provider reported $1.23 earnings per share for the quarter, missing the consensus estimate of $1.29 by ($0.06). PayPal had a net margin of 15.77% and a return on equity of 25.42%. The business had revenue of $8.68 billion for the quarter, compared to the consensus estimate of $8.82 billion. During the same period in the previous year, the firm earned $1.19 EPS. The firm’s revenue was up 4.0% on a year-over-year basis. Equities analysts predict that PayPal will post 5.03 earnings per share for the current year.

Insider Buying and Selling

In other news, insider Suzan Kereere sold 37,613 shares of the firm’s stock in a transaction on Wednesday, February 18th. The stock was sold at an average price of $41.49, for a total value of $1,560,563.37. Following the completion of the sale, the insider owned 30,983 shares of the company’s stock, valued at $1,285,484.67. This trade represents a 54.83% decrease in their ownership of the stock. The sale was disclosed in a filing with the SEC, which is available at this link. Also, CAO Chris Natali sold 1,213 shares of the company’s stock in a transaction on Tuesday, February 17th. The shares were sold at an average price of $40.49, for a total value of $49,114.37. Following the transaction, the chief accounting officer directly owned 404 shares in the company, valued at $16,357.96. The trade was a 75.02% decrease in their ownership of the stock. Additional details regarding this sale are available in the official SEC disclosure. In the last 90 days, insiders sold 42,304 shares of company stock valued at $1,749,493. Company insiders own 0.08% of the company’s stock.

Hedge Funds Weigh In On PayPal

Several institutional investors and hedge funds have recently bought and sold shares of PYPL. Bard Associates Inc. acquired a new stake in shares of PayPal during the fourth quarter worth approximately $25,000. Caitong International Asset Management Co. Ltd increased its stake in PayPal by 15,233.3% in the 4th quarter. Caitong International Asset Management Co. Ltd now owns 460 shares of the credit services provider’s stock valued at $27,000 after buying an additional 457 shares during the period. Safe Harbor Fiduciary LLC purchased a new stake in PayPal in the 4th quarter worth approximately $28,000. Cloud Capital Management LLC acquired a new stake in shares of PayPal during the 3rd quarter valued at $30,000. Finally, Kelleher Financial Advisors purchased a new position in shares of PayPal during the 3rd quarter valued at $30,000. Hedge funds and other institutional investors own 68.32% of the company’s stock.

Key PayPal News

Here are the key news stories impacting PayPal this week:

• Positive Sentiment: Buyout/takeover rumors are circulating, including reported early interest from potential acquirers; takeover speculation can lift shares if it gains credibility. PayPal Buyout Rumors
• Neutral Sentiment: Brokerage consensus sits around a “Hold” — suggests analysts are cautious and not yet bullish despite any takeover chatter. PayPal Holdings, Inc. (NASDAQ:PYPL) Given Average Recommendation of “Hold” by Brokerages
• Neutral Sentiment: Industry moves such as Mastercard’s Agent Pay initiative highlight competitive innovation in payments; not directly about PayPal but relevant to long‑term competitive dynamics. Agentic payments: European first for Mastercard Agent Pay and Santander
• Negative Sentiment: A wave of securities class‑action notices and lawsuits has been filed/announced by multiple firms alleging misleading statements about growth and guidance; multiple firms are soliciting lead‑plaintiff candidates with an April 20, 2026 deadline — this raises potential legal costs, management distraction and downside risk. INVESTOR NOTICE: PayPal Holdings, Inc. Investors with Substantial Losses Have Opportunity to Lead Class Action Lawsuit
• Negative Sentiment: Corporate shakeups and withdrawn forward targets reported (CEO change and withdrawal of 2027 targets) amplify investor concern about execution and visibility — a material reason for the share weakness. PayPal Faces Lawsuits And CEO Change As Valuation Gap Widens
• Negative Sentiment: Analysis shows PYPL has underperformed broader benchmarks and analysts remain cautious — that backdrop makes the stock more sensitive to negative headlines. Is PayPal Holdings Stock Underperforming the Dow?

PayPal Company Profile

PayPal Holdings, Inc operates a global digital payments platform that enables consumers and merchants to send and receive payments online, on mobile devices and at the point of sale. The company provides a broad set of payment solutions, including a digital wallet, merchant payment processing, checkout services, invoicing and fraud-management tools. PayPal’s platform is designed to support e-commerce, in-person retail and person-to-person transfers, targeting both individual consumers and businesses of varying sizes.

Key products and services in PayPal’s portfolio include the PayPal wallet and checkout ecosystem, the Venmo peer-to-peer mobile app, Braintree’s developer-focused payment gateway, Xoom for international money transfers, and PayPal Credit and buy-now-pay-later options.