Riskified (NYSE:RSKD) Issues Quarterly Earnings Results, Beats Estimates By $0.02 EPS

Riskified (NYSE:RSKD) announced its earnings results on Wednesday. The company reported $0.12 earnings per share (EPS) for the quarter, beating the consensus estimate of $0.10 by $0.02, FiscalAI reports. Riskified had a negative return on equity of 8.12% and a negative net margin of 11.04%.

Here are the key takeaways from Riskified’s conference call:

• Record Q4 results and profitability: Q4 revenue was $99.3M, the company reported its first-ever quarter of GAAP profitability (Q4 net income $5.8M) and Q4 Adjusted EBITDA was $17.7M (18% margin); full‑year revenue was $344.6M with Adjusted EBITDA up >55% YoY.
• 2026 guidance is for revenue of $372–384M (8–11% growth), non‑GAAP gross profit growth of 7–12% (midpoint targeting double‑digit acceleration), and Adjusted EBITDA of $26–34M (≈8% margin), with results sensitive to merchant timing and macro factors.
• Strong capital position and shareholder returns: the company holds ~$298M in cash, zero debt, expects ~ $40M in free cash flow in 2026, has repurchased ~52M shares since 2023 and the board authorized an additional $75M buyback (total available ≈$84M).
• Commercial momentum and product expansion: net dollar retention improved to 105% (ADR ≈100%), Q4 delivered the highest quarterly new‑business wins since the IPO, multi‑product merchant adoption rose ~50%, and non‑core products generated ~$10M in 2025 with a $15–20M target for 2026.
• Material FX headwind: appreciation of the Israeli shekel versus the USD is expected to compress Adjusted EBITDA margin by ~400 basis points (roughly $14M), increasing reported operating expense pressure in 2026.

Riskified Stock Up 0.7%

Shares of NYSE:RSKD traded up $0.03 during midday trading on Wednesday, reaching $4.74. The company’s stock had a trading volume of 320,971 shares, compared to its average volume of 576,202. The firm has a market capitalization of $764.46 million, a PE ratio of -20.67 and a beta of 1.33. Riskified has a twelve month low of $3.94 and a twelve month high of $5.68. The stock has a fifty day moving average of $4.61 and a 200 day moving average of $4.70.

Institutional Investors Weigh In On Riskified

Hedge funds and other institutional investors have recently added to or reduced their stakes in the stock. Raymond James Financial Inc. acquired a new stake in Riskified during the second quarter valued at $36,000. Man Group plc acquired a new position in shares of Riskified in the fourth quarter worth about $50,000. Invesco Ltd. purchased a new stake in shares of Riskified during the 1st quarter worth about $51,000. Virtu Financial LLC acquired a new stake in shares of Riskified during the 3rd quarter valued at about $51,000. Finally, Orion Porfolio Solutions LLC purchased a new position in Riskified during the second quarter worth approximately $54,000. 58.98% of the stock is owned by institutional investors and hedge funds.

Analysts Set New Price Targets

Several brokerages have weighed in on RSKD. UBS Group upped their target price on Riskified from $5.00 to $5.50 and gave the stock a “neutral” rating in a report on Thursday, November 13th. DA Davidson restated a “buy” rating and issued a $6.00 price target on shares of Riskified in a report on Thursday, November 13th. JPMorgan Chase & Co. upgraded Riskified from an “underweight” rating to a “neutral” rating and set a $6.00 price objective for the company in a report on Friday, November 14th. Wall Street Zen upgraded Riskified from a “hold” rating to a “buy” rating in a research note on Sunday, November 16th. Finally, Weiss Ratings reaffirmed a “sell (d-)” rating on shares of Riskified in a research report on Monday, December 29th. Three investment analysts have rated the stock with a Buy rating, three have assigned a Hold rating and two have assigned a Sell rating to the company. Based on data from MarketBeat.com, the stock presently has an average rating of “Hold” and a consensus target price of $5.89.

Riskified Company Profile

Riskified is a technology company specializing in e-commerce fraud prevention and revenue optimization for online merchants. Its platform combines machine learning, behavioral analytics and proprietary risk models to assess the legitimacy of transactions in real time. By offering a chargeback guarantee, Riskified assumes the financial liability for approved orders that later turn out to be fraudulent, allowing retailers to focus on growth rather than dispute management.

The company’s core product suite addresses various aspects of the online shopping lifecycle, including order approval, account takeover protection and policy compliance.