Financial Comparison: PRA Group (NASDAQ:PRAA) vs. Coinbase Global (NASDAQ:COIN)

Coinbase Global (NASDAQ:COINGet Free Report) and PRA Group (NASDAQ:PRAAGet Free Report) are both finance companies, but which is the better stock? We will contrast the two companies based on the strength of their institutional ownership, analyst recommendations, risk, profitability, valuation, earnings and dividends.

Risk and Volatility

Coinbase Global has a beta of 3.32, suggesting that its share price is 232% more volatile than the S&P 500. Comparatively, PRA Group has a beta of 1.15, suggesting that its share price is 15% more volatile than the S&P 500.

Analyst Ratings

This is a breakdown of recent ratings and price targets for Coinbase Global and PRA Group, as reported by MarketBeat.com.

Sell Ratings Hold Ratings Buy Ratings Strong Buy Ratings Rating Score
Coinbase Global 3 11 19 0 2.48
PRA Group 1 3 1 0 2.00

Coinbase Global presently has a consensus target price of $250.81, indicating a potential upside of 37.35%. PRA Group has a consensus target price of $25.00, indicating a potential upside of 69.38%. Given PRA Group’s higher possible upside, analysts plainly believe PRA Group is more favorable than Coinbase Global.

Valuation & Earnings

This table compares Coinbase Global and PRA Group”s top-line revenue, earnings per share (EPS) and valuation.

Gross Revenue Price/Sales Ratio Net Income Earnings Per Share Price/Earnings Ratio
Coinbase Global $7.18 billion 6.70 $1.26 billion $2.66 68.65
PRA Group $1.20 billion 0.47 -$305.14 million ($7.16) -2.06

Coinbase Global has higher revenue and earnings than PRA Group. PRA Group is trading at a lower price-to-earnings ratio than Coinbase Global, indicating that it is currently the more affordable of the two stocks.

Profitability

This table compares Coinbase Global and PRA Group’s net margins, return on equity and return on assets.

Net Margins Return on Equity Return on Assets
Coinbase Global 12.20% 4.16% 2.07%
PRA Group -22.51% 13.19% 2.85%

Institutional and Insider Ownership

68.8% of Coinbase Global shares are owned by institutional investors. Comparatively, 97.2% of PRA Group shares are owned by institutional investors. 16.7% of Coinbase Global shares are owned by company insiders. Comparatively, 2.0% of PRA Group shares are owned by company insiders. Strong institutional ownership is an indication that endowments, large money managers and hedge funds believe a stock will outperform the market over the long term.

Summary

Coinbase Global beats PRA Group on 10 of the 14 factors compared between the two stocks.

About Coinbase Global

(Get Free Report)

Coinbase Global, Inc. provides financial infrastructure and technology for the crypto economy in the United States and internationally. The company offers the primary financial account in the crypto economy for consumers; and a marketplace with a pool of liquidity for transacting in crypto assets for institutions. It also provides technology and services that enable developers to build crypto products and securely accept crypto assets as payment. The company was founded in 2012 and is based in Wilmington, Delaware.

About PRA Group

(Get Free Report)

PRA Group, Inc., a financial and business services company, engages in the purchase, collection, and management of portfolios of nonperforming loans worldwide. It is involved in the purchase of accounts that are primarily the unpaid obligations of individuals owed to credit originators, which include banks and other types of consumer, retail, and auto finance companies. The company also acquires nonperforming loans, including Visa and MasterCard credit card accounts, private label and other credit card accounts, personal loans, automobile loans, and small business loans from banks, credit unions, consumer finance companies, retailers, utilities, automobile finance companies, and other credit originators. In addition, it provides fee-based services on class action claims recoveries. The company was formerly known as Portfolio Recovery Associates, Inc. and changed its name to PRA Group, Inc. in October 2014. PRA Group, Inc. was founded in 1996 and is headquartered in Norfolk, Virginia.

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