Qfin (NASDAQ:QFIN – Get Free Report) and Society Pass (NASDAQ:SOPA – Get Free Report) are both business services companies, but which is the better investment? We will contrast the two companies based on the strength of their profitability, institutional ownership, earnings, risk, analyst recommendations, valuation and dividends.
Valuation and Earnings
This table compares Qfin and Society Pass”s revenue, earnings per share (EPS) and valuation.
| Gross Revenue | Price/Sales Ratio | Net Income | Earnings Per Share | Price/Earnings Ratio | |
| Qfin | $2.75 billion | 0.75 | $856.52 million | $5.46 | 2.66 |
| Society Pass | $7.23 million | 0.08 | -$10.23 million | ($2.43) | -0.03 |
Profitability
This table compares Qfin and Society Pass’ net margins, return on equity and return on assets.
| Net Margins | Return on Equity | Return on Assets | |
| Qfin | 27.48% | 20.85% | 8.71% |
| Society Pass | -145.99% | -343.41% | -39.70% |
Volatility and Risk
Qfin has a beta of 0.61, suggesting that its share price is 39% less volatile than the S&P 500. Comparatively, Society Pass has a beta of 1.8, suggesting that its share price is 80% more volatile than the S&P 500.
Analyst Recommendations
This is a summary of current recommendations and price targets for Qfin and Society Pass, as provided by MarketBeat.
| Sell Ratings | Hold Ratings | Buy Ratings | Strong Buy Ratings | Rating Score | |
| Qfin | 1 | 3 | 1 | 0 | 2.00 |
| Society Pass | 1 | 1 | 1 | 1 | 2.50 |
Qfin presently has a consensus price target of $19.91, suggesting a potential upside of 37.03%. Society Pass has a consensus price target of $22.50, suggesting a potential upside of 29,505.26%. Given Society Pass’ stronger consensus rating and higher possible upside, analysts plainly believe Society Pass is more favorable than Qfin.
Institutional and Insider Ownership
74.8% of Qfin shares are held by institutional investors. Comparatively, 3.1% of Society Pass shares are held by institutional investors. 17.1% of Qfin shares are held by company insiders. Comparatively, 5.5% of Society Pass shares are held by company insiders. Strong institutional ownership is an indication that endowments, large money managers and hedge funds believe a stock is poised for long-term growth.
Summary
Qfin beats Society Pass on 10 of the 14 factors compared between the two stocks.
About Qfin
Qifu Technology, Inc., through its subsidiaries, operates credit-tech platform under the 360 Jietiao brand in the People's Republic of China. It provides credit-driven services that matches borrowers with financial institutions to conduct customer acquisition, initial and credit screening, advanced risk assessment, credit assessment, fund matching, and other post-facilitation services; and platform services, including loan facilitation and post-facilitation services to financial institution partners under intelligence credit engine, referral services, and risk management software-as-a-service. The company also offers e-commerce loans, enterprise loans, and invoice loans to SME owners. It serves financial institutions, consumers, and small- and micro-enterprises. The company was formerly known as 360 DigiTech, Inc. and changed its name to Qifu Technology, Inc. in March 2023. The company was founded in 2016 and is headquartered in Shanghai, the People's Republic of China.
About Society Pass
Society Pass Incorporated acquires and operates fintech and e-commerce platforms and mobile applications for consumers and merchants in Singapore, Vietnam, Indonesia, Philippines, the United States, Malaysia, Hong Kong, and Thailand. It operates through Online Grocery and Food and Groceries Deliveries, Digital marketing, Online ticketing and reservation, Telecommunications Reseller, e-Commerce, and Merchant Point of Sale segments. The company operates Leflair, an online lifestyle platform that offers services and products, such as fashion and accessories, beauty and personal care, and home and lifestyle; an online food delivery service under the Handycart brand name; and an online grocery delivery service under the Pushkart brand name. It also sells hardware and software to merchant; local mobile phone and global internet data plans; and domestic and overseas air ticket, and global hotel reservations, as well as offers digital marketing services. The company was formerly known as Food Society, Inc. and changed its name to Society Pass Incorporated in October 2018. Society Pass Incorporated was incorporated in 2018 and is headquartered in Singapore.
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