Capital One Financial (NYSE:COF) Hits New 12-Month Low – Should You Sell?

Shares of Capital One Financial Corporation (NYSE:COF) reached a new 52-week low during mid-day trading on Thursday . The company traded as low as $174.24 and last traded at $175.1110, with a volume of 545013 shares. The stock had previously closed at $177.63.

More Capital One Financial News

Here are the key news stories impacting Capital One Financial this week:

• Positive Sentiment: President Trump nominated Capital One executive Brian Johnson to lead the CFPB, which could be a favorable regulatory development for COF if it leads to a more industry-friendly consumer watchdog. Trump Picks Capital One Exec Brian Johnson to Lead CFPB
• Positive Sentiment: Analysts continue to highlight upside potential for Capital One despite its year-to-date decline, citing improving AI-driven efficiency efforts and a still-bullish long-term view. Analysts Maintain Positive Outlook on Capital One Financial (COF) Amidst 25% Drop YTD
• Positive Sentiment: Additional coverage from Insider Monkey also framed COF as an attractive pick for the next few months, reinforcing that some investors still see meaningful rebound potential. 5 Best Stocks to Buy Now for the Next 3 Months
• Neutral Sentiment: Capital One’s presentation at the Morgan Stanley US Financials Conference kept the stock in view, but the transcript itself did not signal a major new catalyst. Capital One Financial Corporation (COF) Presents at Morgan Stanley US Financials Conference 2026 Transcript
• Neutral Sentiment: Coverage on Capital One credit cards and bonus offers may support brand awareness, but it is unlikely to materially move the stock. Limited-time offer: Earn a bigger cash bonus on everyday spending with these Capital One credit cards
• Negative Sentiment: Several articles warned that COF remains risky after a steep multi-month selloff, pointing to softer quarterly results and ongoing scrutiny around credit trends. 3 Reasons COF is Risky and 1 Stock to Buy Instead

Analysts Set New Price Targets

A number of equities analysts have weighed in on the stock. Argus decreased their target price on shares of Capital One Financial from $260.00 to $250.00 and set a “buy” rating for the company in a research note on Thursday, April 23rd. The Goldman Sachs Group decreased their target price on shares of Capital One Financial from $300.00 to $260.00 and set a “buy” rating for the company in a research note on Tuesday, April 7th. Evercore decreased their target price on shares of Capital One Financial from $265.00 to $222.00 and set an “outperform” rating for the company in a research note on Monday, April 6th. BTIG Research reaffirmed a “buy” rating and set a $224.00 target price on shares of Capital One Financial in a research note on Wednesday, April 22nd. Finally, TD Cowen decreased their target price on shares of Capital One Financial from $290.00 to $260.00 and set a “buy” rating for the company in a research note on Tuesday, March 31st. Seventeen analysts have rated the stock with a Buy rating and five have issued a Hold rating to the company’s stock. According to data from MarketBeat, the stock currently has an average rating of “Moderate Buy” and an average price target of $258.75.

Capital One Financial Trading Up 1.2%

The stock’s fifty day moving average price is $189.14 and its 200 day moving average price is $207.70. The company has a quick ratio of 1.03, a current ratio of 1.03 and a debt-to-equity ratio of 0.46. The stock has a market cap of $111.84 billion, a PE ratio of 62.99, a PEG ratio of 0.67 and a beta of 1.03.

Capital One Financial (NYSE:COF) last posted its quarterly earnings results on Tuesday, April 21st. The financial services provider reported $4.42 EPS for the quarter, missing analysts’ consensus estimates of $5.08 by ($0.66). Capital One Financial had a net margin of 4.29% and a return on equity of 10.59%. The firm had revenue of $15.23 billion for the quarter, compared to analysts’ expectations of $15.68 billion. During the same quarter in the previous year, the company earned $4.06 EPS. The company’s quarterly revenue was up 52.3% compared to the same quarter last year. On average, sell-side analysts forecast that Capital One Financial Corporation will post 19.13 EPS for the current year.

Capital One Financial Announces Dividend

The firm also recently declared a quarterly dividend, which was paid on Monday, June 1st. Shareholders of record on Tuesday, May 19th were given a $0.80 dividend. The ex-dividend date was Tuesday, May 19th. This represents a $3.20 annualized dividend and a yield of 1.8%. Capital One Financial’s dividend payout ratio (DPR) is presently 112.28%.

Insiders Place Their Bets

In other Capital One Financial news, General Counsel Matthew W. Cooper sold 3,500 shares of the stock in a transaction that occurred on Tuesday, May 12th. The shares were sold at an average price of $183.93, for a total value of $643,755.00. Following the transaction, the general counsel directly owned 97,194 shares in the company, valued at approximately $17,876,892.42. This trade represents a 3.48% decrease in their ownership of the stock. The transaction was disclosed in a legal filing with the Securities & Exchange Commission, which is accessible through this hyperlink. The transaction was executed under a pre-arranged Rule 10b5-1 trading plan. Also, insider Celia Karam sold 1,749 shares of the stock in a transaction that occurred on Friday, May 1st. The stock was sold at an average price of $192.58, for a total transaction of $336,822.42. Following the completion of the transaction, the insider owned 61,579 shares in the company, valued at $11,858,883.82. The trade was a 2.76% decrease in their ownership of the stock. The disclosure for this sale is available in the SEC filing. The transaction was executed under a pre-arranged Rule 10b5-1 trading plan. Over the last ninety days, insiders have sold 8,040 shares of company stock worth $1,498,615. Company insiders own 0.78% of the company’s stock.

Institutional Trading of Capital One Financial

Several institutional investors and hedge funds have recently modified their holdings of COF. Victory Capital Management Inc. increased its holdings in Capital One Financial by 16.6% in the 3rd quarter. Victory Capital Management Inc. now owns 378,450 shares of the financial services provider’s stock valued at $80,451,000 after acquiring an additional 53,961 shares during the last quarter. APG Asset Management N.V. increased its holdings in Capital One Financial by 12.9% in the 3rd quarter. APG Asset Management N.V. now owns 416,935 shares of the financial services provider’s stock valued at $88,632,000 after acquiring an additional 47,627 shares during the last quarter. Swiss Life Asset Management Ltd increased its holdings in Capital One Financial by 16.4% in the 3rd quarter. Swiss Life Asset Management Ltd now owns 104,192 shares of the financial services provider’s stock valued at $22,149,000 after acquiring an additional 14,700 shares during the last quarter. Waverton Investment Management Ltd increased its holdings in Capital One Financial by 1,390.9% in the 3rd quarter. Waverton Investment Management Ltd now owns 1,181,834 shares of the financial services provider’s stock valued at $251,323,000 after acquiring an additional 1,102,563 shares during the last quarter. Finally, Caprock Group LLC bought a new stake in Capital One Financial in the 3rd quarter valued at $7,798,000. 89.84% of the stock is currently owned by institutional investors.

Capital One Financial Company Profile

Capital One Financial Corporation (NYSE: COF) is a diversified bank holding company headquartered in McLean, Virginia. The company’s core businesses include credit card lending, consumer and commercial banking, and auto finance. Capital One issues a wide range of credit card products for consumers and small businesses, and it operates deposit and digital banking services aimed at retail customers and small to midsize enterprises.

Products and services include credit and charge cards, checking and savings accounts (including the online-focused Capital One 360 platform), auto loans, and commercial lending solutions.