Zacks Research Has Positive View of Bank OZK FY2026 Earnings

Bank OZK (NASDAQ:OZK) – Research analysts at Zacks Research lifted their FY2026 earnings per share (EPS) estimates for Bank OZK in a report released on Monday, July 20th. Zacks Research analyst Team now forecasts that the company will earn $5.98 per share for the year, up from their previous estimate of $5.96. The consensus estimate for Bank OZK’s current full-year earnings is $6.02 per share. Zacks Research also issued estimates for Bank OZK’s Q4 2026 earnings at $1.56 EPS and Q1 2027 earnings at $1.57 EPS.

Several other research firms also recently commented on OZK. Weiss Ratings raised Bank OZK from a “buy (b-)” rating to a “buy (b)” rating in a report on Tuesday, June 23rd. Wall Street Zen raised shares of Bank OZK from a “sell” rating to a “hold” rating in a research report on Sunday, May 17th. Wells Fargo & Company increased their price target on shares of Bank OZK from $50.00 to $52.00 and gave the company an “equal weight” rating in a research note on Monday, July 6th. UBS Group started coverage on shares of Bank OZK in a report on Tuesday, April 7th. They issued a “neutral” rating and a $48.00 target price on the stock. Finally, TD Cowen downgraded shares of Bank OZK from a “buy” rating to a “hold” rating and set a $53.00 target price for the company. in a research note on Monday, July 6th. Three analysts have rated the stock with a Buy rating, six have issued a Hold rating and one has given a Sell rating to the stock. According to data from MarketBeat, the stock currently has an average rating of “Hold” and an average price target of $56.25.

Bank OZK Stock Down 1.3%

NASDAQ:OZK opened at $50.78 on Wednesday. The firm has a market capitalization of $5.68 billion, a price-to-earnings ratio of 8.27 and a beta of 0.89. Bank OZK has a twelve month low of $42.37 and a twelve month high of $53.66. The stock’s 50 day moving average price is $49.79 and its two-hundred day moving average price is $48.21. The company has a quick ratio of 1.00, a current ratio of 1.00 and a debt-to-equity ratio of 0.14.

Bank OZK (NASDAQ:OZK) last issued its quarterly earnings results on Tuesday, July 21st. The company reported $1.49 EPS for the quarter, beating the consensus estimate of $1.48 by $0.01. Bank OZK had a return on equity of 12.32% and a net margin of 25.27%.During the same quarter in the previous year, the firm earned $1.47 earnings per share.

Institutional Inflows and Outflows

Several large investors have recently bought and sold shares of the stock. Royal Bank of Canada grew its position in shares of Bank OZK by 37.8% in the first quarter. Royal Bank of Canada now owns 41,257 shares of the company’s stock valued at $1,792,000 after purchasing an additional 11,310 shares during the last quarter. MIRAE ASSET GLOBAL ETFS HOLDINGS Ltd. lifted its holdings in Bank OZK by 14.0% during the 1st quarter. MIRAE ASSET GLOBAL ETFS HOLDINGS Ltd. now owns 46,690 shares of the company’s stock worth $2,029,000 after purchasing an additional 5,717 shares during the last quarter. Empowered Funds LLC boosted its stake in Bank OZK by 1.8% in the 1st quarter. Empowered Funds LLC now owns 60,037 shares of the company’s stock valued at $2,609,000 after purchasing an additional 1,058 shares during the period. UBS AM A Distinct Business Unit of UBS Asset Management Americas LLC boosted its stake in Bank OZK by 8.3% in the 1st quarter. UBS AM A Distinct Business Unit of UBS Asset Management Americas LLC now owns 349,749 shares of the company’s stock valued at $15,197,000 after purchasing an additional 26,676 shares during the period. Finally, Focus Partners Wealth grew its holdings in Bank OZK by 11.0% in the 1st quarter. Focus Partners Wealth now owns 17,711 shares of the company’s stock valued at $770,000 after buying an additional 1,756 shares in the last quarter. 86.18% of the stock is owned by institutional investors.

Bank OZK declared that its board has authorized a stock repurchase program on Monday, June 29th that permits the company to buyback $200.00 million in outstanding shares. This buyback authorization permits the company to reacquire up to 3.4% of its stock through open market purchases. Stock buyback programs are often a sign that the company’s board of directors believes its shares are undervalued.

Bank OZK Increases Dividend

The business also recently announced a quarterly dividend, which was paid on Monday, July 20th. Investors of record on Monday, July 13th were issued a dividend of $0.48 per share. This represents a $1.92 annualized dividend and a dividend yield of 3.8%. The ex-dividend date of this dividend was Monday, July 13th. This is a positive change from Bank OZK’s previous quarterly dividend of $0.47. Bank OZK’s payout ratio is presently 31.27%.

Key Bank OZK News

Here are the key news stories impacting Bank OZK this week:

• Positive Sentiment: Bank OZK reported second-quarter EPS of $1.49, topping consensus by a penny, which suggests the bank is still delivering modest earnings resilience. Bank OZK (OZK) Tops Q2 Earnings Estimates
• Positive Sentiment: Several analyst forecasts were raised, with Zacks Research lifting estimates for 2027 and 2028 EPS, signaling confidence in Bank OZK’s longer-term earnings power. Bank OZK analyst estimate updates
• Neutral Sentiment: Brokerage coverage remains cautious overall, with consensus still at “Hold,” suggesting Wall Street sees limited near-term upside despite the earnings beat. Bank OZK Receives Consensus Recommendation of “Hold” from Brokerages
• Neutral Sentiment: Bank OZK also announced a new senior warehouse credit facility for Empire Asset Finance, a small business-development update that could support diversification but is unlikely to move the stock on its own. Empire Asset Finance Secures Senior Warehouse Credit Facility with Bank OZK
• Negative Sentiment: Second-quarter net income fell to $163.3 million from $178.9 million a year earlier, and first-half net income and EPS also declined year over year, highlighting some earnings pressure. Bank OZK Announces Second Quarter 2026 Earnings
• Negative Sentiment: A Seeking Alpha analysis argues that faster diversification may be worth the near-term earnings pressure, implying investors may need to accept some short-term margin or profit tradeoffs for longer-term stability. Bank OZK: Faster Diversification Is Worth Near-Term Earnings Pressure

Bank OZK Company Profile

Bank OZK, formerly known as Bank of the Ozarks, is a regional commercial bank headquartered in Little Rock, Arkansas. Established in 1903, the bank offers a full suite of banking products and services to both individual and corporate clients. Through a combination of organic growth and targeted acquisitions, Bank OZK has built a diversified lending portfolio and a strong deposit franchise.

The bank’s core operations focus on commercial real estate lending, including acquisition, development and construction financing.