TransUnion (NYSE:TRU) Updates Q3 2026 Earnings Guidance

TransUnion (NYSE:TRU) issued an update on its third quarter 2026 earnings guidance on Tuesday morning. The company provided EPS guidance of 1.180-1.210 for the period, compared to the consensus estimate of 1.210. The company issued revenue guidance of $1.3 billion-$1.3 billion, compared to the consensus revenue estimate of $1.3 billion. TransUnion also updated its FY 2026 guidance to 4.750-4.830 EPS.

TransUnion Trading Up 0.8%

Shares of TRU opened at $77.13 on Tuesday. The company has a current ratio of 1.93, a quick ratio of 1.93 and a debt-to-equity ratio of 1.10. The firm’s 50-day moving average is $72.06 and its two-hundred day moving average is $73.63. TransUnion has a twelve month low of $63.37 and a twelve month high of $99.39. The firm has a market capitalization of $14.87 billion, a P/E ratio of 21.37, a PEG ratio of 1.37 and a beta of 1.55.

TransUnion (NYSE:TRU) last issued its earnings results on Tuesday, July 28th. The business services provider reported $1.23 earnings per share (EPS) for the quarter, beating analysts’ consensus estimates of $1.16 by $0.07. TransUnion had a net margin of 14.91% and a return on equity of 16.09%. The company had revenue of $1.31 billion during the quarter, compared to analysts’ expectations of $1.28 billion. During the same period last year, the company posted $1.08 earnings per share. The firm’s quarterly revenue was up 14.9% compared to the same quarter last year. TransUnion has set its Q3 2026 guidance at 1.180-1.210 EPS and its FY 2026 guidance at 4.750-4.830 EPS. On average, research analysts predict that TransUnion will post 4.14 earnings per share for the current fiscal year.

TransUnion Dividend Announcement

The company also recently disclosed a quarterly dividend, which was paid on Thursday, June 11th. Investors of record on Wednesday, May 27th were issued a dividend of $0.125 per share. The ex-dividend date of this dividend was Wednesday, May 27th. This represents a $0.50 annualized dividend and a yield of 0.6%. TransUnion’s payout ratio is currently 13.85%.

Wall Street Analyst Weigh In

TRU has been the topic of a number of research analyst reports. Needham & Company LLC reiterated a “buy” rating and set a $95.00 target price on shares of TransUnion in a research report on Wednesday, April 29th. Mizuho cut their price target on TransUnion from $88.00 to $77.00 and set a “neutral” rating for the company in a research note on Thursday, July 2nd. Robert W. Baird set a $108.00 price objective on shares of TransUnion in a research report on Wednesday, April 29th. UBS Group increased their price objective on shares of TransUnion from $72.00 to $77.00 and gave the company a “neutral” rating in a research note on Thursday, July 2nd. Finally, JPMorgan Chase & Co. dropped their target price on shares of TransUnion from $95.00 to $90.00 and set an “overweight” rating for the company in a report on Wednesday, April 29th. One research analyst has rated the stock with a Strong Buy rating, seven have given a Buy rating and six have given a Hold rating to the company’s stock. According to MarketBeat, TransUnion currently has an average rating of “Moderate Buy” and a consensus price target of $91.60.

Insider Buying and Selling

In other news, EVP Heather J. Russell sold 6,683 shares of the company’s stock in a transaction on Friday, May 29th. The stock was sold at an average price of $71.87, for a total value of $480,307.21. Following the sale, the executive vice president directly owned 45,248 shares in the company, valued at $3,251,973.76. This represents a 12.87% decrease in their ownership of the stock. The sale was disclosed in a legal filing with the Securities & Exchange Commission, which is available through the SEC website. The transaction was executed under a pre-arranged Rule 10b5-1 trading plan. Also, insider Todd C. Skinner sold 1,000 shares of the stock in a transaction on Wednesday, July 1st. The shares were sold at an average price of $72.64, for a total value of $72,640.00. Following the sale, the insider directly owned 64,634 shares in the company, valued at approximately $4,695,013.76. The trade was a 1.52% decrease in their position. The disclosure for this sale is available in the SEC filing. The transaction was executed under a pre-arranged Rule 10b5-1 trading plan. Insiders have sold a total of 30,155 shares of company stock worth $2,177,102 in the last 90 days. Corporate insiders own 0.37% of the company’s stock.

TransUnion News Roundup

Here are the key news stories impacting TransUnion this week:

• Positive Sentiment: TransUnion earned $1.23 per share, exceeding analyst estimates of $1.16 and increasing from $1.08 a year earlier. Revenue rose 14.9% year over year to $1.31 billion, also topping the $1.28 billion consensus estimate. TransUnion Beats Q2 Earnings and Revenue Estimates
• Positive Sentiment: The company raised its full-year 2026 outlook, calling for adjusted EPS of $4.75-$4.83, above the $4.67 analyst consensus. Full-year revenue guidance is $5.1 billion-$5.2 billion, with the high end exceeding current expectations. TransUnion Announces Strong Second Quarter 2026 Results
• Positive Sentiment: Management’s results suggest continued demand for TransUnion’s credit-information and data analytics services. The company is also expanding alternative credit data in mortgage reports, potentially broadening its addressable market and improving underwriting tools. TransUnion Adds Alternative Credit Data
• Neutral Sentiment: Third-quarter 2026 EPS guidance of $1.18-$1.21 brackets the $1.21 consensus estimate, while revenue guidance of approximately $1.3 billion is broadly in line. This indicates expectations for continued growth but leaves limited near-term upside relative to forecasts.
• Neutral Sentiment: Although alternative credit data could support longer-term growth, investors are weighing whether the recent rally already reflects much of the opportunity, making valuation a potential constraint on further gains. TransUnion Valuation and Alternative Credit Data

Institutional Investors Weigh In On TransUnion

Hedge funds have recently modified their holdings of the company. Royal Bank of Canada grew its stake in TransUnion by 85.3% in the 1st quarter. Royal Bank of Canada now owns 75,761 shares of the business services provider’s stock worth $6,288,000 after acquiring an additional 34,867 shares during the period. Geneos Wealth Management Inc. increased its stake in TransUnion by 1,318.2% in the first quarter. Geneos Wealth Management Inc. now owns 312 shares of the business services provider’s stock valued at $26,000 after purchasing an additional 290 shares during the last quarter. Invesco Ltd. lifted its position in TransUnion by 4.5% during the second quarter. Invesco Ltd. now owns 578,599 shares of the business services provider’s stock worth $50,917,000 after buying an additional 24,736 shares during the period. EverSource Wealth Advisors LLC boosted its stake in TransUnion by 59.5% in the 2nd quarter. EverSource Wealth Advisors LLC now owns 528 shares of the business services provider’s stock worth $46,000 after buying an additional 197 shares during the last quarter. Finally, The Manufacturers Life Insurance Company boosted its stake in TransUnion by 2.2% in the 2nd quarter. The Manufacturers Life Insurance Company now owns 576,019 shares of the business services provider’s stock worth $50,690,000 after buying an additional 12,280 shares during the last quarter.

About TransUnion

TransUnion is a global information and insights company that helps businesses and consumers make critical decisions using data and analytics. As one of the three major credit bureaus in the United States, TransUnion collects and aggregates credit information on individuals and businesses, providing credit reports, risk scores and portfolio management tools to financial institutions, lenders, landlords and other decision makers. Its consumer-facing products enable individuals to monitor credit status, detect identity theft and access personalized financial insights.

The company’s offerings span credit risk assessment, identity management, fraud prevention and marketing solutions.