TransUnion (NYSE:TRU) Trading 10.2% Higher on Strong Earnings

TransUnion (NYSE:TRU)’s share price rose 10.2% on Tuesday following a stronger than expected earnings report. The stock traded as high as $85.35 and last traded at $85.1440. Approximately 823,522 shares traded hands during mid-day trading, a decline of 67% from the average daily volume of 2,517,855 shares. The stock had previously closed at $77.24.

The business services provider reported $1.23 EPS for the quarter, beating the consensus estimate of $1.16 by $0.07. The company had revenue of $1.31 billion for the quarter, compared to analyst estimates of $1.28 billion. TransUnion had a net margin of 14.91% and a return on equity of 16.09%. The firm’s quarterly revenue was up 14.9% compared to the same quarter last year. During the same quarter last year, the firm earned $1.08 EPS. TransUnion has set its Q3 2026 guidance at 1.180-1.210 EPS and its FY 2026 guidance at 4.750-4.830 EPS.

TransUnion Dividend Announcement

The firm also recently declared a quarterly dividend, which was paid on Thursday, June 11th. Shareholders of record on Wednesday, May 27th were given a dividend of $0.125 per share. This represents a $0.50 annualized dividend and a yield of 0.6%. The ex-dividend date was Wednesday, May 27th. TransUnion’s dividend payout ratio is presently 13.85%.

Trending Headlines about TransUnion

Here are the key news stories impacting TransUnion this week:

• Positive Sentiment: TransUnion earned $1.23 per share, exceeding analyst estimates of $1.16 and increasing from $1.08 a year earlier. Revenue rose 14.9% year over year to $1.31 billion, also topping the $1.28 billion consensus estimate. TransUnion Beats Q2 Earnings and Revenue Estimates
• Positive Sentiment: The company raised its full-year 2026 outlook, calling for adjusted EPS of $4.75-$4.83, above the $4.67 analyst consensus. Full-year revenue guidance is $5.1 billion-$5.2 billion, with the high end exceeding current expectations. TransUnion Announces Strong Second Quarter 2026 Results
• Positive Sentiment: Management’s results suggest continued demand for TransUnion’s credit-information and data analytics services. The company is also expanding alternative credit data in mortgage reports, potentially broadening its addressable market and improving underwriting tools. TransUnion Adds Alternative Credit Data
• Neutral Sentiment: Third-quarter 2026 EPS guidance of $1.18-$1.21 brackets the $1.21 consensus estimate, while revenue guidance of approximately $1.3 billion is broadly in line. This indicates expectations for continued growth but leaves limited near-term upside relative to forecasts.
• Neutral Sentiment: Although alternative credit data could support longer-term growth, investors are weighing whether the recent rally already reflects much of the opportunity, making valuation a potential constraint on further gains. TransUnion Valuation and Alternative Credit Data

Analysts Set New Price Targets

Several research analysts have recently commented on TRU shares. UBS Group lifted their price objective on TransUnion from $72.00 to $77.00 and gave the stock a “neutral” rating in a report on Thursday, July 2nd. JPMorgan Chase & Co. reduced their price target on TransUnion from $95.00 to $90.00 and set an “overweight” rating on the stock in a research report on Wednesday, April 29th. Robert W. Baird set a $108.00 price target on TransUnion in a research note on Wednesday, April 29th. Weiss Ratings upgraded TransUnion from a “hold (c-)” rating to a “hold (c)” rating in a research report on Thursday, July 16th. Finally, Bank of America lowered their price objective on TransUnion from $83.00 to $80.00 and set a “neutral” rating for the company in a research report on Tuesday, May 19th. One analyst has rated the stock with a Strong Buy rating, seven have issued a Buy rating and six have issued a Hold rating to the company. According to MarketBeat.com, the company has a consensus rating of “Moderate Buy” and a consensus target price of $91.60.

Insider Activity

In related news, insider Steven M. Chaouki sold 10,000 shares of the firm’s stock in a transaction dated Wednesday, July 1st. The stock was sold at an average price of $72.64, for a total value of $726,400.00. Following the sale, the insider directly owned 89,906 shares of the company’s stock, valued at $6,530,771.84. This trade represents a 10.01% decrease in their ownership of the stock. The transaction was disclosed in a document filed with the Securities & Exchange Commission, which is available through this link. The transaction was executed under a pre-arranged Rule 10b5-1 trading plan. Also, insider Todd C. Skinner sold 1,000 shares of the business’s stock in a transaction dated Monday, June 1st. The shares were sold at an average price of $70.73, for a total value of $70,730.00. Following the transaction, the insider owned 65,634 shares in the company, valued at approximately $4,642,292.82. This represents a 1.50% decrease in their position. Additional details regarding this sale are available in the official SEC disclosure. The transaction was executed under a pre-arranged Rule 10b5-1 trading plan. Insiders have sold a total of 30,155 shares of company stock worth $2,177,102 over the last ninety days. 0.37% of the stock is owned by insiders.

Institutional Investors Weigh In On TransUnion

Several institutional investors and hedge funds have recently bought and sold shares of the business. Eagle Bay Advisors LLC bought a new stake in shares of TransUnion in the 4th quarter worth approximately $25,000. Geneos Wealth Management Inc. raised its holdings in shares of TransUnion by 1,318.2% during the first quarter. Geneos Wealth Management Inc. now owns 312 shares of the business services provider’s stock valued at $26,000 after acquiring an additional 290 shares in the last quarter. Cornerstone Planning Group LLC raised its holdings in shares of TransUnion by 130.2% during the fourth quarter. Cornerstone Planning Group LLC now owns 389 shares of the business services provider’s stock valued at $32,000 after acquiring an additional 220 shares in the last quarter. Measured Wealth Private Client Group LLC purchased a new stake in TransUnion in the third quarter worth $36,000. Finally, Osterweis Capital Management Inc. bought a new stake in TransUnion in the second quarter valued at $45,000.

TransUnion Trading Up 10.3%

The company has a quick ratio of 1.93, a current ratio of 1.93 and a debt-to-equity ratio of 1.10. The firm’s fifty day moving average is $72.06 and its two-hundred day moving average is $73.63. The firm has a market cap of $16.43 billion, a P/E ratio of 23.60, a PEG ratio of 1.37 and a beta of 1.55.

About TransUnion

TransUnion is a global information and insights company that helps businesses and consumers make critical decisions using data and analytics. As one of the three major credit bureaus in the United States, TransUnion collects and aggregates credit information on individuals and businesses, providing credit reports, risk scores and portfolio management tools to financial institutions, lenders, landlords and other decision makers. Its consumer-facing products enable individuals to monitor credit status, detect identity theft and access personalized financial insights.

The company’s offerings span credit risk assessment, identity management, fraud prevention and marketing solutions.