Credit Acceptance (CACC) Projected to Announce Quarterly Earnings on Thursday

Credit Acceptance (NASDAQ:CACC) is expected to post its Q2 2026 results after the market closes on Thursday, July 30th. Analysts expect Credit Acceptance to post earnings of $12.20 per share and revenue of $588.0670 million for the quarter. Interested persons can check the company’s upcoming Q2 2026 earning report page for the latest details on the call scheduled for Thursday, August 6, 2026 at 5:00 PM ET.

Credit Acceptance (NASDAQ:CACC) last posted its quarterly earnings data on Tuesday, May 5th. The credit services provider reported $10.71 earnings per share (EPS) for the quarter, missing analysts’ consensus estimates of $10.73 by ($0.02). The firm had revenue of $406.00 million during the quarter, compared to the consensus estimate of $580.77 million. Credit Acceptance had a return on equity of 29.95% and a net margin of 19.49%.Credit Acceptance’s revenue for the quarter was up 1.6% compared to the same quarter last year. During the same quarter last year, the company posted $9.35 EPS. On average, analysts expect Credit Acceptance to post $48 EPS for the current fiscal year and $54 EPS for the next fiscal year.

Credit Acceptance Stock Performance

Shares of Credit Acceptance stock opened at $558.55 on Wednesday. The company has a current ratio of 13.62, a quick ratio of 13.62 and a debt-to-equity ratio of 4.09. The firm has a market capitalization of $5.84 billion, a P/E ratio of 13.88 and a beta of 1.36. The business has a fifty day simple moving average of $590.77 and a two-hundred day simple moving average of $521.25. Credit Acceptance has a 12 month low of $401.90 and a 12 month high of $668.86.

Analyst Upgrades and Downgrades

CACC has been the subject of several research reports. TD Cowen increased their price target on shares of Credit Acceptance from $500.00 to $575.00 and gave the stock a “hold” rating in a research note on Tuesday, July 7th. Zacks Research lowered shares of Credit Acceptance from a “strong-buy” rating to a “hold” rating in a research note on Wednesday, May 13th. Stephens upped their price objective on shares of Credit Acceptance from $450.00 to $540.00 and gave the stock an “equal weight” rating in a report on Friday, April 17th. Finally, Weiss Ratings raised shares of Credit Acceptance from a “hold (c+)” rating to a “buy (b-)” rating in a research note on Thursday, July 16th. One equities research analyst has rated the stock with a Buy rating and three have assigned a Hold rating to the stock. Based on data from MarketBeat.com, Credit Acceptance currently has a consensus rating of “Hold” and a consensus price target of $557.50.

Insider Transactions at Credit Acceptance

In other news, CFO Jay D. Martin sold 3,000 shares of the firm’s stock in a transaction on Wednesday, June 24th. The stock was sold at an average price of $601.04, for a total transaction of $1,803,120.00. Following the completion of the transaction, the chief financial officer directly owned 25,963 shares in the company, valued at $15,604,801.52. This trade represents a 10.36% decrease in their ownership of the stock. The sale was disclosed in a legal filing with the Securities & Exchange Commission, which is available through the SEC website. The transaction was executed under a pre-arranged Rule 10b5-1 trading plan. Also, major shareholder Jill Foss Watson sold 11,000 shares of Credit Acceptance stock in a transaction dated Thursday, July 2nd. The stock was sold at an average price of $653.24, for a total value of $7,185,640.00. Following the completion of the transaction, the insider directly owned 49,346 shares of the company’s stock, valued at approximately $32,234,781.04. This represents a 18.23% decrease in their position. Additional details regarding this sale are available in the official SEC disclosure. In the last 90 days, insiders sold 47,304 shares of company stock valued at $29,186,331. 6.10% of the stock is currently owned by corporate insiders.

Institutional Inflows and Outflows

Several large investors have recently bought and sold shares of CACC. Kestra Advisory Services LLC bought a new stake in shares of Credit Acceptance during the fourth quarter valued at approximately $27,000. State of Wyoming purchased a new stake in Credit Acceptance during the 4th quarter valued at $27,000. Vestcor Inc bought a new stake in shares of Credit Acceptance in the 3rd quarter worth $50,000. Raymond James Financial Inc. bought a new stake in shares of Credit Acceptance in the 2nd quarter worth $150,000. Finally, Prudential Financial Inc. bought a new stake in shares of Credit Acceptance in the 2nd quarter worth $215,000. 81.71% of the stock is owned by hedge funds and other institutional investors.

Credit Acceptance Company Profile

Credit Acceptance Corporation, founded in 1972 and headquartered in Southfield, Michigan, is a specialty finance company focused on the indirect automotive lending market. The company partners with independent and franchised auto dealers to facilitate purchase financing for consumers who may not qualify for traditional prime auto loans. By purchasing retail installment contracts originated by these dealers, Credit Acceptance provides capital and credit insurance to support vehicle sales, enabling dealers to broaden their customer base and reduce credit risk.

Through its proprietary underwriting platform and risk management strategies, Credit Acceptance evaluates borrower applications, structures credit plans, and retains servicing rights on the acquired contracts.