Reviewing PPDAI Group (NYSE:FINV) and Bitcoin Depot (NASDAQ:BTM)

Bitcoin Depot (NASDAQ:BTMGet Free Report) and PPDAI Group (NYSE:FINVGet Free Report) are both small-cap finance companies, but which is the superior business? We will contrast the two companies based on the strength of their risk, dividends, profitability, analyst recommendations, valuation, institutional ownership and earnings.

Valuation and Earnings

This table compares Bitcoin Depot and PPDAI Group”s gross revenue, earnings per share and valuation.

Gross Revenue Price/Sales Ratio Net Income Earnings Per Share Price/Earnings Ratio
Bitcoin Depot $614.85 million 0.01 -$6.18 million $1.90 0.26
PPDAI Group $1.94 billion 0.61 $363.56 million $1.19 4.11

PPDAI Group has higher revenue and earnings than Bitcoin Depot. Bitcoin Depot is trading at a lower price-to-earnings ratio than PPDAI Group, indicating that it is currently the more affordable of the two stocks.

Risk and Volatility

Bitcoin Depot has a beta of 3.12, meaning that its stock price is 212% more volatile than the S&P 500. Comparatively, PPDAI Group has a beta of 0.33, meaning that its stock price is 67% less volatile than the S&P 500.

Profitability

This table compares Bitcoin Depot and PPDAI Group’s net margins, return on equity and return on assets.

Net Margins Return on Equity Return on Assets
Bitcoin Depot -0.94% -70.95% -5.08%
PPDAI Group 16.58% 14.22% 9.15%

Analyst Ratings

This is a breakdown of current recommendations and price targets for Bitcoin Depot and PPDAI Group, as reported by MarketBeat.

Sell Ratings Hold Ratings Buy Ratings Strong Buy Ratings Rating Score
Bitcoin Depot 1 4 0 0 1.80
PPDAI Group 0 1 0 0 2.00

Bitcoin Depot presently has a consensus target price of $4.10, indicating a potential upside of 733.50%. Given Bitcoin Depot’s higher possible upside, equities research analysts plainly believe Bitcoin Depot is more favorable than PPDAI Group.

Insider & Institutional Ownership

9.2% of Bitcoin Depot shares are held by institutional investors. Comparatively, 31.1% of PPDAI Group shares are held by institutional investors. 51.8% of Bitcoin Depot shares are held by company insiders. Comparatively, 44.0% of PPDAI Group shares are held by company insiders. Strong institutional ownership is an indication that hedge funds, large money managers and endowments believe a company is poised for long-term growth.

Summary

PPDAI Group beats Bitcoin Depot on 9 of the 13 factors compared between the two stocks.

About Bitcoin Depot

(Get Free Report)

Bitcoin Depot Inc. owns and operates a network of cryptocurrency kiosks in North America. Its customers can buy and sell bitcoin, litecoin, and ethereum cryptocurrencies using the BTM kiosk network and other services. The company also engages in the sale of cryptocurrency to consumers at a network of retail locations through its BDCheckout product offering, as well as its website through over-the-counter trade. The company is headquartered in Atlanta, Georgia. Bitcoin Depot Inc. is a subsidiary of BT Assets, Inc.

About PPDAI Group

(Get Free Report)

FinVolution Group operates in the online consumer finance industry. The company operates a fintech platform that is empowered by borrowers with financial institutions. It operates in China and internationally. The company was formerly known as PPDAI Group Inc. and changed its name to FinVolution Group in November 2019. FinVolution Group was founded in 2007 and is headquartered in Shanghai, the People’s Republic of China.

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