Upbound Group (NASDAQ:UPBD) Releases Q3 2026 Earnings Guidance

Upbound Group (NASDAQ:UPBD) updated its third quarter 2026 earnings guidance on Thursday morning. The company provided earnings per share guidance of 0.850-0.950 for the period, compared to the consensus estimate of 1.000. The company issued revenue guidance of $1.1 billion-$1.2 billion, compared to the consensus revenue estimate of $1.2 billion. Upbound Group also updated its FY 2026 guidance to 4.000-4.350 EPS.

Upbound Group Trading Down 4.3%

UPBD traded down $0.86 during midday trading on Friday, reaching $19.26. 2,865,664 shares of the company’s stock traded hands, compared to its average volume of 881,525. The stock has a market capitalization of $1.12 billion, a price-to-earnings ratio of 13.47 and a beta of 1.79. Upbound Group has a 52 week low of $15.82 and a 52 week high of $28.02. The firm has a fifty day moving average of $19.78 and a two-hundred day moving average of $19.40. The company has a debt-to-equity ratio of 2.01, a current ratio of 3.06 and a quick ratio of 0.88.

Upbound Group (NASDAQ:UPBD) last announced its earnings results on Thursday, July 30th. The company reported $1.07 EPS for the quarter, meeting analysts’ consensus estimates of $1.07. The company had revenue of $1.16 billion during the quarter, compared to the consensus estimate of $1.16 billion. Upbound Group had a return on equity of 35.56% and a net margin of 1.78%.The firm’s revenue for the quarter was up .5% on a year-over-year basis. During the same quarter in the prior year, the company earned $1.12 earnings per share. Upbound Group has set its FY 2026 guidance at 4.000-4.350 EPS and its Q3 2026 guidance at 0.850-0.950 EPS. On average, equities analysts anticipate that Upbound Group will post 4.15 earnings per share for the current fiscal year.

Upbound Group Dividend Announcement

The business also recently disclosed a quarterly dividend, which was paid on Tuesday, July 7th. Shareholders of record on Tuesday, June 16th were issued a $0.39 dividend. The ex-dividend date was Tuesday, June 16th. This represents a $1.56 annualized dividend and a yield of 8.1%. Upbound Group’s dividend payout ratio (DPR) is 109.09%.

Analysts Set New Price Targets

A number of equities analysts have issued reports on UPBD shares. Weiss Ratings reiterated a “hold (c-)” rating on shares of Upbound Group in a report on Wednesday, June 24th. TD Cowen dropped their price objective on shares of Upbound Group from $29.00 to $28.00 and set a “buy” rating on the stock in a research note on Friday. BTIG Research lowered Upbound Group from a “buy” rating to a “neutral” rating and set a $28.00 price objective for the company. in a research report on Friday. Finally, Zacks Research downgraded shares of Upbound Group from a “strong-buy” rating to a “hold” rating in a research report on Monday, June 29th. Two investment analysts have rated the stock with a Buy rating and three have issued a Hold rating to the stock. According to data from MarketBeat.com, the company currently has a consensus rating of “Hold” and a consensus target price of $30.67.

Insider Transactions at Upbound Group

In other Upbound Group news, Director Jeffrey J. Brown bought 2,295 shares of the stock in a transaction dated Tuesday, July 7th. The stock was bought at an average cost of $20.09 per share, for a total transaction of $46,106.55. Following the completion of the purchase, the director owned 96,681 shares in the company, valued at $1,942,321.29. This represents a 2.43% increase in their position. The acquisition was disclosed in a document filed with the Securities & Exchange Commission, which is available through this hyperlink. Insiders own 1.20% of the company’s stock.

Key Stories Impacting Upbound Group

Here are the key news stories impacting Upbound Group this week:

• Positive Sentiment: Upbound reported second-quarter earnings and revenue of $1.07 per share and $1.16 billion, respectively, matching analyst estimates. Management also highlighted growth at Brigit, digital initiatives and disciplined portfolio management. UPBD Q2 Earnings Call Highlights Brigit Growth & Portfolio Discipline
• Positive Sentiment: The company raised its 2026 free-cash-flow outlook to approximately $250 million, improving the cash-generation outlook despite recording $13 million in losses related to fraud at Acima. Upbound narrows 2026 revenue while raising free cash flow
• Positive Sentiment: TD Cowen maintained a Buy rating while lowering its price target modestly to $28 from $29, implying substantial potential appreciation from recent levels. TD Cowen price target update
• Neutral Sentiment: Analysts view UPBD as potentially undervalued following the earnings report, with the company’s execution and cash flow partly offsetting softer demand and a more cautious sales outlook. Upbound Group could be undervalued
• Negative Sentiment: Third-quarter adjusted EPS guidance of $0.85–$0.95 is below the $1.00 consensus estimate, while full-year revenue guidance was narrowed to roughly $4.7–$4.9 billion. Revenue grew only 0.5% year over year in the second quarter, and EPS declined from $1.12 a year earlier. Upbound Q2 earnings and FY26 outlook

Hedge Funds Weigh In On Upbound Group

A number of hedge funds and other institutional investors have recently made changes to their positions in UPBD. AQR Capital Management LLC increased its position in shares of Upbound Group by 15.9% in the 1st quarter. AQR Capital Management LLC now owns 48,276 shares of the company’s stock valued at $1,157,000 after buying an additional 6,623 shares in the last quarter. MIRAE ASSET GLOBAL ETFS HOLDINGS Ltd. grew its stake in Upbound Group by 4.5% in the first quarter. MIRAE ASSET GLOBAL ETFS HOLDINGS Ltd. now owns 31,891 shares of the company’s stock valued at $764,000 after acquiring an additional 1,376 shares during the period. Goldman Sachs Group Inc. increased its holdings in shares of Upbound Group by 73.0% in the first quarter. Goldman Sachs Group Inc. now owns 532,809 shares of the company’s stock worth $12,766,000 after acquiring an additional 224,811 shares in the last quarter. Jane Street Group LLC increased its holdings in shares of Upbound Group by 286.3% in the first quarter. Jane Street Group LLC now owns 86,450 shares of the company’s stock worth $2,071,000 after acquiring an additional 64,073 shares in the last quarter. Finally, Norges Bank acquired a new stake in shares of Upbound Group during the second quarter worth about $440,000. 90.30% of the stock is owned by institutional investors.

Upbound Group Company Profile

Upbound Group, Inc leases household durable goods to customers on a lease-to-own basis in the United States, Puerto Rico, and Mexico. It operates through four segments: Rent-A-Center, Acima, Mexico, and Franchising. The company's brands, such as Rent-A-Center and Acima that facilitate consumer transactions across a range of store-based and virtual channels. It offers furniture comprising mattresses, tires, consumer electronics, appliances, tools, handbags, computers, smartphones, and accessories.