Huntington Bancshares (NASDAQ:HBANL) vs. CoastalSouth Bancshares (NYSE:COSO) Financial Contrast

CoastalSouth Bancshares (NYSE:COSO) and Huntington Bancshares (NASDAQ:HBANL) are both finance companies, but which is the superior stock? We will contrast the two companies based on the strength of their analyst recommendations, institutional ownership, dividends, risk, earnings, profitability and valuation.

Profitability

This table compares CoastalSouth Bancshares and Huntington Bancshares’ net margins, return on equity and return on assets.

	Net Margins	Return on Equity	Return on Assets
CoastalSouth Bancshares	19.59%	10.69%	1.20%
Huntington Bancshares	N/A	N/A	N/A

Dividends

CoastalSouth Bancshares pays an annual dividend of $0.20 per share and has a dividend yield of 0.7%. Huntington Bancshares pays an annual dividend of $1.72 per share and has a dividend yield of 6.8%. CoastalSouth Bancshares pays out 9.0% of its earnings in the form of a dividend.

Analyst Ratings

This is a summary of recent ratings and price targets for CoastalSouth Bancshares and Huntington Bancshares, as provided by MarketBeat.

	Sell Ratings	Hold Ratings	Buy Ratings	Strong Buy Ratings	Rating Score
CoastalSouth Bancshares	0	1	2	0	2.67
Huntington Bancshares	0	0	0	0	0.00

CoastalSouth Bancshares currently has a consensus target price of $30.00, suggesting a potential upside of 10.01%. Given CoastalSouth Bancshares’ stronger consensus rating and higher possible upside, research analysts clearly believe CoastalSouth Bancshares is more favorable than Huntington Bancshares.

Earnings & Valuation

This table compares CoastalSouth Bancshares and Huntington Bancshares”s gross revenue, earnings per share (EPS) and valuation.

	Gross Revenue	Price/Sales Ratio	Net Income	Earnings Per Share	Price/Earnings Ratio
CoastalSouth Bancshares	$135.78 million	2.42	$24.89 million	$2.22	12.28
Huntington Bancshares	$9.68 billion	N/A	N/A	N/A	N/A

CoastalSouth Bancshares has higher earnings, but lower revenue than Huntington Bancshares.

Summary

CoastalSouth Bancshares beats Huntington Bancshares on 6 of the 9 factors compared between the two stocks.

About CoastalSouth Bancshares

CoastalSouth Bancshares, Inc. is a bank holding company headquartered in Atlanta, Georgia. Through our wholly owned subsidiary, Coastal States Bank, a South Carolina state-chartered commercial bank, we offer a full range of banking products and services designed for businesses, real estate professionals, and consumers looking for a deep and meaningful relationship with their bank. Today, we have a community banking presence in some of the fastest growing and most business-friendly markets in the U.S., namely the Lowcountry of South Carolina (Hilton Head Island, Bluffton, and Beaufort), nearby Savannah, Georgia, and the Atlanta, Georgia market. — In addition to our traditional community banking operations, we operate four specialty lines of business that provide scalability and diversification: • Senior Housing Lending – focuses on lending to operators across the spectrum of senior care, with an emphasis on assisted living; • Marine Lending – focuses on consumer loans primarily to high-net-worth borrowers secured by yachts and high-end sport fishing vessels; • Government Guaranteed Lending – focuses on origination of small business and other loans guaranteed by the SBA and USDA; and • Mortgage Banker Finance – focuses on mortgage warehouse lending to mortgage originators. By combining the relationship-based focus of a community bank with our specialty lines of business, we believe we can capitalize on the substantial growth opportunities available in our markets, particularly given the scarcity of community banks between $1.5 billion and $5.0 billion in total assets. Our principal executive offices are located in Atlanta, Georgia.

About Huntington Bancshares

Huntington Bancshares Incorporated operates as the bank holding company for The Huntington National Bank that provides commercial, consumer, and mortgage banking services in the United States. The company offers financial products and services to consumer and business customers, including deposits, lending, payments, mortgage banking, dealer financing, investment management, trust, brokerage, insurance, and other financial products and services. It also provides 24-hour grace, asterisk-free checking, money scout, $50 safety zone, standby cash, early pay, instant access, savings goal getter, and Huntington heads up; digitally powered consumer and business financial solutions to consumer lending, regional banking, branch banking, and wealth management customers; direct and indirect consumer loans, as well as dealer finance loans and deposits; and private banking, wealth management and legacy planning through investment and portfolio management, fiduciary administration and trust, institutional custody, and full-service retail brokerage investment services. The company offers equipment financing, asset-based lending, distribution finance, structured lending, and municipal financing solutions, as well as Huntington ChoicePay. In addition, it offers lending, liquidity, treasury management and other payment services, and capital markets; government and non-profits, healthcare, technology and telecommunications, franchises, financial sponsors, and global services; and corporate risk management, institutional sales and trading, debt and equity issuance, and additional advisory services. The company offers its products through a network of channels, including branches and ATMs, online and mobile banking, and through customer call centers to customers in middle market banking, corporate, specialty, and government banking, asset finance, commercial real estate banking, and capital markets. The company was founded in 1866 and is headquartered in Columbus, Ohio.