LendingTree (NASDAQ:TREE) and Intrum AB (publ) (OTCMKTS:ITJTY) Financial Survey

Intrum AB (publ) (OTCMKTS:ITJTY) and LendingTree (NASDAQ:TREE) are both finance companies, but which is the better investment? We will compare the two businesses based on the strength of their risk, earnings, analyst recommendations, institutional ownership, profitability, valuation and dividends.

Analyst Ratings

This is a summary of current ratings and target prices for Intrum AB (publ) and LendingTree, as reported by MarketBeat.

	Sell Ratings	Hold Ratings	Buy Ratings	Strong Buy Ratings	Rating Score
Intrum AB (publ)	0	0	0	0	0.00
LendingTree	0	2	5	0	2.71

LendingTree has a consensus target price of $61.33, suggesting a potential upside of 92.88%. Given LendingTree’s stronger consensus rating and higher probable upside, analysts plainly believe LendingTree is more favorable than Intrum AB (publ).

Profitability

This table compares Intrum AB (publ) and LendingTree’s net margins, return on equity and return on assets.

	Net Margins	Return on Equity	Return on Assets
Intrum AB (publ)	N/A	N/A	N/A
LendingTree	14.33%	14.57%	4.49%

Earnings & Valuation

This table compares Intrum AB (publ) and LendingTree”s gross revenue, earnings per share (EPS) and valuation.

	Gross Revenue	Price/Sales Ratio	Net Income	Earnings Per Share	Price/Earnings Ratio
Intrum AB (publ)	N/A	N/A	N/A	$12.65	0.02
LendingTree	$1.12 billion	0.40	$151.31 million	$12.90	2.47

LendingTree has higher revenue and earnings than Intrum AB (publ). Intrum AB (publ) is trading at a lower price-to-earnings ratio than LendingTree, indicating that it is currently the more affordable of the two stocks.

Insider & Institutional Ownership

68.3% of LendingTree shares are held by institutional investors. 4.0% of LendingTree shares are held by insiders. Strong institutional ownership is an indication that hedge funds, large money managers and endowments believe a stock is poised for long-term growth.

Summary

LendingTree beats Intrum AB (publ) on 11 of the 11 factors compared between the two stocks.

About Intrum AB (publ)

Intrum AB (publ), together with its subsidiaries, provides credit management services in Europe and internationally. The company offers credit optimization services, including credit monitoring, credit decision, factoring, and credit information services; and debt collection comprising surveillance and purchase services. It also provides payment services, such as reminder, payment guarantee, and VAT services; e-commerce services comprising credit management, payment solutions, and collection services; accounts receivables services that include invoice, payment booking, monitoring of due dates, reminder, and collection services; and financing and portfolio investment services. Intrum AB (publ) was founded in 1923 and is headquartered in Stockholm, Sweden.

About LendingTree

LendingTree, Inc., through its subsidiary, operates online consumer platform in the United States. It operates through three segments: Home, Consumer, and Insurance. The Home segment offers purchase mortgage, refinance mortgage, and home equity loans and lines of credit; and real estate brokerage services. The Consumer segment provides credit cards; personal, small business, student, and auto loans; deposit accounts; and other credit products, such as debt settlement services. The Insurance segment includes information, tools, and access to insurance quote products, including home, automobile, and health and Medicare through which consumers are matched with insurance lead aggregators to obtain insurance offers and policies. In addition, the company offers QuoteWizard, a marketplace for insurance comparison; ValuePenguin, a personal finance website that offers consumers objective analysis on various financial topics from insurance to credit cards; and Stash, a consumer investing and banking platform that offers a suite of personal investment accounts, traditional and Roth IRAs, custodial investment accounts, and banking services, including checking accounts and debit cards with a Stock-Back rewards program. The company was formerly known as Tree.com, Inc. and changed its name to LendingTree, Inc. in January 2015. LendingTree, Inc. was incorporated in 1996 and is based in Charlotte, North Carolina.