OppFi (NYSE:OPFI) Rating Increased to Hold at Stephens

Stephens upgraded shares of OppFi (NYSE:OPFI) to a hold rating in a report issued on Tuesday,Zacks.com reports.

A number of other analysts also recently issued reports on OPFI. Wall Street Zen downgraded shares of OppFi from a “strong-buy” rating to a “buy” rating in a report on Saturday. Zacks Research cut shares of OppFi from a “strong-buy” rating to a “hold” rating in a research note on Tuesday, July 28th. Citigroup reissued a “market outperform” rating on shares of OppFi in a research report on Tuesday. Weiss Ratings restated a “hold (c)” rating on shares of OppFi in a research note on Friday. Finally, Citizens Jmp lowered their price target on shares of OppFi from $15.00 to $11.00 and set a “market outperform” rating on the stock in a report on Tuesday. Two equities research analysts have rated the stock with a Buy rating and three have assigned a Hold rating to the stock. Based on data from MarketBeat.com, the stock currently has a consensus rating of “Hold” and an average price target of $10.25.

OppFi Price Performance

Shares of NYSE:OPFI opened at $6.58 on Tuesday. The company has a market capitalization of $561.61 million, a PE ratio of 3.48 and a beta of 1.77. The business has a fifty day moving average price of $9.06 and a two-hundred day moving average price of $8.86. OppFi has a 1 year low of $6.50 and a 1 year high of $12.45.

OppFi (NYSE:OPFI) last announced its earnings results on Monday, August 10th. The company reported $0.33 earnings per share (EPS) for the quarter, missing the consensus estimate of $0.44 by ($0.11). The business had revenue of $86.17 million for the quarter, compared to analysts’ expectations of $155.89 million. OppFi had a net margin of 16.64% and a return on equity of 33.50%. OppFi has set its FY 2026 guidance at 1.340-1.510 EPS. Sell-side analysts anticipate that OppFi will post 1.8 earnings per share for the current year.

Insiders Place Their Bets

In other OppFi news, Director Christina M. Favilla sold 30,000 shares of the stock in a transaction dated Monday, June 8th. The shares were sold at an average price of $8.14, for a total transaction of $244,200.00. Following the completion of the transaction, the director owned 156,737 shares in the company, valued at $1,275,839.18. This trade represents a 16.07% decrease in their ownership of the stock. The sale was disclosed in a document filed with the Securities & Exchange Commission, which is available through this link. 70.20% of the stock is owned by corporate insiders.

Institutional Trading of OppFi

A number of institutional investors have recently modified their holdings of OPFI. Quarry LP grew its stake in OppFi by 669.2% in the 3rd quarter. Quarry LP now owns 3,492 shares of the company’s stock valued at $40,000 after buying an additional 3,038 shares in the last quarter. Russell Investments Group Ltd. lifted its position in shares of OppFi by 217.6% during the second quarter. Russell Investments Group Ltd. now owns 4,681 shares of the company’s stock worth $65,000 after acquiring an additional 3,207 shares in the last quarter. Moran Wealth Management LLC bought a new position in shares of OppFi in the first quarter worth $84,000. Lazard Asset Management LLC bought a new position in shares of OppFi in the first quarter worth $91,000. Finally, Kemnay Advisory Services Inc. purchased a new position in shares of OppFi in the fourth quarter valued at $95,000. 7.10% of the stock is currently owned by hedge funds and other institutional investors.

Key Stories Impacting OppFi

Here are the key news stories impacting OppFi this week:

• Positive Sentiment: OppFi reported record second-quarter revenue of $145.2 million, up 1.9% year over year, while net income rose 36% to $15.6 million. Management said its strategic transformation and growth initiatives remain on track. OppFi Reports Second Quarter 2026 Results
• Positive Sentiment: Citizens JMP maintained a “market outperform” rating, although it reduced its price target from $15 to $11. The revised target still implies substantial potential upside from recent trading levels. Citizens JMP price target update
• Neutral Sentiment: Stonegate Capital Partners said the second-quarter results weaken OppFi’s near-term earnings outlook but do not invalidate its longer-term investment thesis. The firm’s updated coverage suggests investors may need to tolerate weaker near-term performance while the company executes its transformation. Stonegate Capital Partners coverage update
• Negative Sentiment: Adjusted earnings of $0.33 per share missed analyst estimates of approximately $0.44-$0.48, and earnings declined from $0.45 a year earlier. Reports also highlighted lower loan originations as a key factor weighing on quarterly performance. OppFi Q2 earnings miss
• Negative Sentiment: OppFi lowered its fiscal 2026 outlook to EPS of $1.34-$1.51, versus consensus of $1.79, and revenue of $600 million-$625 million, below the $658.3 million analyst estimate. The guidance reduction is the primary reason for the negative stock reaction and raises concerns about slower growth and profitability in the near term. OppFi lower originations and guidance

About OppFi

OppFi (NYSE: OPFI) is a financial technology company that provides digital lending and credit solutions designed to meet the needs of near-prime consumers in the United States. Through its technology-driven platform, OppFi offers unsecured installment loans under the OppLoans brand, allowing borrowers to access credit online or via mobile devices. The company leverages proprietary data analytics and machine learning models to assess credit risk, streamline underwriting processes and deliver personalized loan products with transparent terms.

Headquartered in Chicago, Illinois, OppFi was founded in 2013 with a mission to increase financial inclusion for underserved and underbanked populations.