Financial Comparison: Intact Financial (IFCZF) & Its Competitors

Intact Financial (OTCMKTS:IFCZF) is one of 316 publicly-traded companies in the “Insurance” industry, but how does it compare to its rivals? We will compare Intact Financial to similar companies based on the strength of its earnings, institutional ownership, risk, dividends, profitability, analyst recommendations and valuation.

Institutional and Insider Ownership

55.8% of shares of all “Insurance” companies are held by institutional investors. 13.8% of shares of all “Insurance” companies are held by insiders. Strong institutional ownership is an indication that hedge funds, large money managers and endowments believe a company is poised for long-term growth.

Profitability

This table compares Intact Financial and its rivals’ net margins, return on equity and return on assets.

	Net Margins	Return on Equity	Return on Assets
Intact Financial	11.45%	16.95%	5.09%
Intact Financial Competitors	10.35%	11.03%	4.12%

Analyst Recommendations

This is a breakdown of recent ratings and price targets for Intact Financial and its rivals, as provided by MarketBeat.com.

	Sell Ratings	Hold Ratings	Buy Ratings	Strong Buy Ratings	Rating Score
Intact Financial	0	2	5	0	2.71
Intact Financial Competitors	3202	15267	16078	673	2.40

As a group, “Insurance” companies have a potential upside of 7.23%. Given Intact Financial’s rivals higher possible upside, analysts clearly believe Intact Financial has less favorable growth aspects than its rivals.

Earnings & Valuation

This table compares Intact Financial and its rivals revenue, earnings per share and valuation.

	Gross Revenue	Net Income	Price/Earnings Ratio
Intact Financial	$20.46 billion	$2.41 billion	14.88
Intact Financial Competitors	$15.57 billion	$1.69 billion	33.98

Intact Financial has higher revenue and earnings than its rivals. Intact Financial is trading at a lower price-to-earnings ratio than its rivals, indicating that it is currently more affordable than other companies in its industry.

Dividends

Intact Financial pays an annual dividend of $4.26 per share and has a dividend yield of 2.2%. Intact Financial pays out 32.7% of its earnings in the form of a dividend. As a group, “Insurance” companies pay a dividend yield of 3.0% and pay out 30.0% of their earnings in the form of a dividend. Intact Financial lags its rivals as a dividend stock, given its lower dividend yield and higher payout ratio.

About Intact Financial

Intact Financial Corporation, through its subsidiaries, provides property and casualty insurance products to individuals and businesses in Canada, the United States, the United Kingdom, and internationally. The company offers insurance, such as personal auto which provides coverage from accidents, third party liability, and physical damage; personal property which provides protection for homes and contents from risks, including fire, theft, vandalism, water damages, other damages, and personal liability; and commercial line and specialty line insurance which provides commercial auto, property, and liability coverages. It also provides pet and business insurance, as well as provides risk management solutions. The company serves its products to accident and health, technology, ocean and inland marine, builder's risk, and entertainment, as well as financial services and institutions; and various products to specialty property, surety, tuition reimbursement, management liability, and cyber and environmental institutions. It offers specialty insurance products including travel insurance, brokers, direct to consumer, agencies, wholesalers, affinity group, Intact Prestige, and managing general agent platform. The company was formerly known as ING Canada Inc. and changed its name to Intact Financial Corporation in 2009. Intact Financial Corporation was founded in 1809 and is based in Toronto, Canada.