Zacks Research Issues Negative Outlook for Bank OZK Earnings

Bank OZK (NASDAQ:OZK) – Research analysts at Zacks Research cut their Q3 2026 earnings per share (EPS) estimates for shares of Bank OZK in a research note issued on Friday, August 14th. Zacks Research analyst Team now forecasts that the company will earn $1.43 per share for the quarter, down from their prior forecast of $1.44. Zacks Research currently has a “Strong Sell” rating on the stock. The consensus estimate for Bank OZK’s current full-year earnings is $5.85 per share. Zacks Research also issued estimates for Bank OZK’s Q4 2026 earnings at $1.45 EPS, FY2026 earnings at $5.81 EPS, Q1 2027 earnings at $1.47 EPS, Q2 2027 earnings at $1.56 EPS, Q3 2027 earnings at $1.54 EPS, Q4 2027 earnings at $1.60 EPS, FY2027 earnings at $6.18 EPS and Q1 2028 earnings at $1.67 EPS.

Other research analysts have also issued reports about the stock. Wall Street Zen upgraded shares of Bank OZK from a “sell” rating to a “hold” rating in a research note on Saturday, August 8th. Morgan Stanley boosted their price objective on Bank OZK from $54.00 to $56.00 and gave the company an “equal weight” rating in a research note on Monday, June 29th. Citigroup restated a “sell” rating on shares of Bank OZK in a research note on Monday. Weiss Ratings raised Bank OZK from a “buy (b-)” rating to a “buy (b)” rating in a report on Tuesday, June 23rd. Finally, TD Cowen decreased their price target on Bank OZK from $53.00 to $52.00 and set a “hold” rating on the stock in a research report on Friday, July 24th. Three investment analysts have rated the stock with a Buy rating, five have given a Hold rating and two have issued a Sell rating to the stock. Based on data from MarketBeat, the company has an average rating of “Hold” and an average price target of $56.88.

Bank OZK Price Performance

OZK opened at $51.11 on Monday. The firm has a 50-day moving average price of $51.06 and a 200-day moving average price of $48.75. Bank OZK has a twelve month low of $42.37 and a twelve month high of $53.66. The company has a quick ratio of 1.00, a current ratio of 0.97 and a debt-to-equity ratio of 0.08. The company has a market capitalization of $5.72 billion, a price-to-earnings ratio of 8.45 and a beta of 0.89.

Bank OZK (NASDAQ:OZK) last announced its quarterly earnings data on Tuesday, July 21st. The company reported $1.49 earnings per share for the quarter, topping the consensus estimate of $1.48 by $0.01. The company had revenue of $430.02 million during the quarter, compared to analyst estimates of $436.42 million. Bank OZK had a return on equity of 11.87% and a net margin of 24.95%.The firm’s revenue for the quarter was up .5% on a year-over-year basis. During the same quarter last year, the firm posted $1.47 EPS.

Bank OZK Increases Dividend

The firm also recently declared a quarterly dividend, which was paid on Monday, July 20th. Shareholders of record on Monday, July 13th were issued a $0.48 dividend. This represents a $1.92 annualized dividend and a dividend yield of 3.8%. The ex-dividend date of this dividend was Monday, July 13th. This is an increase from Bank OZK’s previous quarterly dividend of $0.47. Bank OZK’s payout ratio is 31.74%.

Bank OZK declared that its board has approved a share buyback plan on Monday, June 29th that permits the company to repurchase $200.00 million in outstanding shares. This repurchase authorization permits the company to reacquire up to 3.4% of its shares through open market purchases. Shares repurchase plans are usually an indication that the company’s leadership believes its shares are undervalued.

Institutional Inflows and Outflows

Institutional investors have recently modified their holdings of the stock. BOKF NA bought a new stake in Bank OZK during the third quarter valued at approximately $27,000. Bayforest Capital Ltd raised its position in shares of Bank OZK by 100.5% during the 4th quarter. Bayforest Capital Ltd now owns 766 shares of the company’s stock valued at $35,000 after buying an additional 384 shares in the last quarter. Eurizon Capital SGR S.p.A. purchased a new stake in shares of Bank OZK during the 4th quarter valued at $36,000. Transamerica Financial Advisors LLC lifted its holdings in shares of Bank OZK by 111.2% during the 4th quarter. Transamerica Financial Advisors LLC now owns 830 shares of the company’s stock worth $38,000 after acquiring an additional 437 shares during the last quarter. Finally, Atlas Capital Advisors Inc. bought a new stake in shares of Bank OZK during the 4th quarter worth $47,000. 86.18% of the stock is currently owned by institutional investors.

Bank OZK Company Profile

Bank OZK, formerly known as Bank of the Ozarks, is a regional commercial bank headquartered in Little Rock, Arkansas. Established in 1903, the bank offers a full suite of banking products and services to both individual and corporate clients. Through a combination of organic growth and targeted acquisitions, Bank OZK has built a diversified lending portfolio and a strong deposit franchise.

The bank’s core operations focus on commercial real estate lending, including acquisition, development and construction financing.