Comparing Cuentas (CUEN) & The Competition

Insider & Institutional Ownership

42.3% of shares of all “Software” companies are held by institutional investors. 8.6% of Cuentas shares are held by company insiders. Comparatively, 19.8% of shares of all “Software” companies are held by company insiders. Strong institutional ownership is an indication that large money managers, hedge funds and endowments believe a company is poised for long-term growth.

Valuation & Earnings

This table compares Cuentas and its peers gross revenue, earnings per share (EPS) and valuation.

	Gross Revenue	Net Income	Price/Earnings Ratio
Cuentas	$1.79 million	-$2.20 million	-1.09
Cuentas Competitors	$1.79 billion	$385.95 million	82.22

Cuentas’ peers have higher revenue and earnings than Cuentas. Cuentas is trading at a lower price-to-earnings ratio than its peers, indicating that it is currently more affordable than other companies in its industry.

Volatility and Risk

Cuentas has a beta of -16.84, indicating that its share price is 1,784% less volatile than the S&P 500. Comparatively, Cuentas’ peers have a beta of 1.20, indicating that their average share price is 20% more volatile than the S&P 500.

Profitability

This table compares Cuentas and its peers’ net margins, return on equity and return on assets.

	Net Margins	Return on Equity	Return on Assets
Cuentas	N/A	N/A	N/A
Cuentas Competitors	-630.18%	30.95%	-9.07%

Summary

Cuentas peers beat Cuentas on 7 of the 9 factors compared.

About Cuentas

Cuentas Inc., together with its subsidiaries, provides mobile financial, prepaid debit, and digital content services to the unbanked, underbanked, and underserved communities in the United States. It operates through three segments: Telecommunications, Wholesale Telecommunication services, and Digital Products and General Purpose Reloadable (GPR) Cards. It offers prepaid voice, text, and data mobile phone services; and domestic and international long-distance voice, text, and data telephony services. The company also provides general-purpose reloadable debit cards; wholesale and retail telecommunication service; installation of WiFi6 shared network systems in the New York metropolitan tristate area; and mobile app and wallet. In addition, it operates e-commerce distribution and mobile payments ecosystem; and sells and distributes digital products. The company is based in Miami Beach, Florida.