VIRGINIA RETIREMENT SYSTEMS ET Al Buys Shares of 33,029 Fair Isaac Corporation $FICO

VIRGINIA RETIREMENT SYSTEMS ET Al purchased a new position in Fair Isaac Corporation (NYSE:FICO) in the second quarter, Holdings Channel reports. The fund purchased 33,029 shares of the technology company’s stock, valued at approximately $39,462,000.

Other large investors also recently made changes to their positions in the company. Bayban bought a new position in shares of Fair Isaac in the 4th quarter valued at approximately $25,000. Rakuten Securities Inc. grew its holdings in Fair Isaac by 100.0% during the second quarter. Rakuten Securities Inc. now owns 24 shares of the technology company’s stock valued at $44,000 after purchasing an additional 12 shares during the last quarter. Elyxium Wealth LLC bought a new position in shares of Fair Isaac in the fourth quarter valued at approximately $42,000. Keating Financial Advisory Services Inc. bought a new position in shares of Fair Isaac in the second quarter valued at approximately $30,000. Finally, Western Wealth Management LLC acquired a new stake in shares of Fair Isaac in the first quarter worth $29,000. Institutional investors own 85.75% of the company’s stock.

Fair Isaac Price Performance

NYSE FICO opened at $931.63 on Monday. The company’s fifty day moving average is $1,169.37 and its two-hundred day moving average is $1,164.53. Fair Isaac Corporation has a 52-week low of $870.01 and a 52-week high of $1,998.01. The firm has a market capitalization of $20.12 billion, a price-to-earnings ratio of 26.91, a P/E/G ratio of 0.84 and a beta of 1.32.

Fair Isaac (NYSE:FICO) last announced its quarterly earnings data on Wednesday, July 29th. The technology company reported $12.18 EPS for the quarter, beating analysts’ consensus estimates of $11.76 by $0.42. The business had revenue of $674.19 million during the quarter, compared to analyst estimates of $679.17 million. Fair Isaac had a net margin of 34.05% and a negative return on equity of 32.51%. The firm’s revenue for the quarter was up 25.7% on a year-over-year basis. During the same quarter in the prior year, the business earned $8.57 earnings per share. Fair Isaac has set its FY 2026 guidance at 42.430-42.430 EPS. As a group, sell-side analysts expect that Fair Isaac Corporation will post 37.37 earnings per share for the current fiscal year.

Fair Isaac News Summary

Here are the key news stories impacting Fair Isaac this week:

• Neutral Sentiment: Fair Isaac’s recent quarterly results showed strong underlying performance: earnings exceeded estimates, revenue increased 25.7% year over year, and scores revenue grew 41%. However, the results also highlighted the importance of mortgage-related scoring revenue, making the company more sensitive to increased competition in that market.
• Negative Sentiment: The Federal Housing Finance Agency ordered Fannie Mae and Freddie Mac to allow all lenders to use VantageScore 4.0 for mortgage underwriting. The move expands access to a competing scoring model and challenges FICO’s long-standing position as the primary model used in agency-backed mortgages. Pulte orders Fannie and Freddie to let all lenders use VantageScore
• Negative Sentiment: Investors fear broader VantageScore adoption could reduce FICO’s mortgage-score volumes, pricing power, and profit margins by giving lenders greater choice. The market is reassessing the durability of FICO’s competitive moat and elevated pricing in a business that has been a major growth driver. Mortgage credit-score competition threatens FICO’s core franchise
• Negative Sentiment: FHFA Director Bill Pulte criticized the credit-scoring industry and ordered the policy change, raising concern that additional regulatory pressure could limit FICO’s pricing leverage. The directive was widely cited as the immediate catalyst for the selloff in FICO and credit-bureau stocks. FHFA chief Pulte criticizes the industry

Insiders Place Their Bets

In other news, Director Eva Manolis sold 967 shares of the company’s stock in a transaction dated Wednesday, July 29th. The shares were sold at an average price of $1,400.00, for a total value of $1,353,800.00. Following the sale, the director owned 498 shares of the company’s stock, valued at approximately $697,200. This represents a 66.01% decrease in their position. The transaction was disclosed in a document filed with the Securities & Exchange Commission, which is available through the SEC website. The transaction was executed under a pre-arranged Rule 10b5-1 trading plan. 3.02% of the stock is owned by company insiders.

Analysts Set New Price Targets

A number of research analysts recently issued reports on FICO shares. Weiss Ratings upgraded shares of Fair Isaac from a “hold (c-)” rating to a “hold (c)” rating in a research note on Friday, August 28th. Wells Fargo & Company boosted their target price on shares of Fair Isaac from $1,400.00 to $1,450.00 and gave the stock an “overweight” rating in a research report on Thursday, July 30th. Barclays decreased their price target on shares of Fair Isaac from $1,950.00 to $1,700.00 and set an “overweight” rating for the company in a report on Monday, August 10th. UBS Group dropped their price objective on Fair Isaac from $1,200.00 to $1,130.00 and set a “neutral” rating on the stock in a research note on Wednesday, August 12th. Finally, Needham & Company LLC reissued a “buy” rating and set a $1,650.00 price objective on shares of Fair Isaac in a research report on Thursday, July 30th. Eleven investment analysts have rated the stock with a Buy rating and five have issued a Hold rating to the stock. According to data from MarketBeat, the company currently has an average rating of “Moderate Buy” and a consensus target price of $1,553.69.

Fair Isaac Company Profile

Fair Isaac Corporation, commonly known as FICO, is a data analytics and software company best known for its FICO Score, a widely used credit-scoring system that helps lenders assess consumer credit risk. Founded in 1956 by Bill Fair and Earl Isaac, the company has evolved from its origins in statistical credit scoring to a broader focus on predictive analytics, decision management and artificial intelligence-driven solutions for financial services and other industries. FICO is headquartered in San Jose, California, and operates globally, serving clients across North America, Latin America, Europe, the Middle East, Africa and the Asia-Pacific region.

FICO’s product portfolio centers on analytics and decisioning technologies.