Critical Comparison: Cheche Group (CCG) vs. Its Rivals

Cheche Group (NASDAQ:CCG) is one of 313 publicly-traded companies in the “Insurance” industry, but how does it compare to its competitors? We will compare Cheche Group to similar companies based on the strength of its risk, profitability, valuation, dividends, institutional ownership, earnings and analyst recommendations.

Institutional and Insider Ownership

19.8% of Cheche Group shares are held by institutional investors. Comparatively, 55.7% of shares of all “Insurance” companies are held by institutional investors. 1.2% of Cheche Group shares are held by company insiders. Comparatively, 13.9% of shares of all “Insurance” companies are held by company insiders. Strong institutional ownership is an indication that large money managers, endowments and hedge funds believe a stock will outperform the market over the long term.

Volatility and Risk

Cheche Group has a beta of 0.18, suggesting that its stock price is 82% less volatile than the S&P 500. Comparatively, Cheche Group’s competitors have a beta of 0.61, suggesting that their average stock price is 39% less volatile than the S&P 500.

Profitability

This table compares Cheche Group and its competitors’ net margins, return on equity and return on assets.

	Net Margins	Return on Equity	Return on Assets
Cheche Group	N/A	N/A	N/A
Cheche Group Competitors	10.28%	11.04%	4.10%

Analyst Recommendations

This is a breakdown of recent recommendations and price targets for Cheche Group and its competitors, as reported by MarketBeat.

	Sell Ratings	Hold Ratings	Buy Ratings	Strong Buy Ratings	Rating Score
Cheche Group	1	2	0	0	1.67
Cheche Group Competitors	3245	15354	16164	696	2.40

As a group, “Insurance” companies have a potential upside of 9.46%. Given Cheche Group’s competitors stronger consensus rating and higher possible upside, analysts clearly believe Cheche Group has less favorable growth aspects than its competitors.

Earnings and Valuation

This table compares Cheche Group and its competitors top-line revenue, earnings per share (EPS) and valuation.

	Gross Revenue	Net Income	Price/Earnings Ratio
Cheche Group	$430.40 million	-$2.47 million	-4.93
Cheche Group Competitors	$15.33 billion	$1.69 billion	35.16

Cheche Group’s competitors have higher revenue and earnings than Cheche Group. Cheche Group is trading at a lower price-to-earnings ratio than its competitors, indicating that it is currently more affordable than other companies in its industry.

Summary

Cheche Group competitors beat Cheche Group on 13 of the 13 factors compared.

Cheche Group Company Profile

Cheche Group Inc. offer auto insurance technology platform. The company evolved into a comprehensive, data-driven technology platform which offers a full suite of services and products for digital insurance transactions and insurance SaaS solutions principally in China. Cheche Group Inc., formerly known as Prime Impact, is headquartered in Beijing, China.