What is Zacks Research’s Estimate for Bank OZK Q3 Earnings?

Bank OZK (NASDAQ:OZK) – Zacks Research upped their Q3 2026 earnings per share estimates for shares of Bank OZK in a report issued on Wednesday, September 16th. Zacks Research analyst Team now anticipates that the company will earn $1.44 per share for the quarter, up from their prior forecast of $1.43. Zacks Research has a “Strong Sell” rating on the stock. The consensus estimate for Bank OZK’s current full-year earnings is $5.83 per share. Zacks Research also issued estimates for Bank OZK’s FY2026 earnings at $5.82 EPS, Q3 2027 earnings at $1.61 EPS and Q1 2028 earnings at $1.73 EPS.

Bank OZK (NASDAQ:OZK) last issued its quarterly earnings data on Tuesday, July 21st. The company reported $1.49 earnings per share (EPS) for the quarter, beating analysts’ consensus estimates of $1.48 by $0.01. The business had revenue of $430.02 million for the quarter, compared to the consensus estimate of $436.42 million. Bank OZK had a net margin of 24.95% and a return on equity of 11.87%. The company’s quarterly revenue was up .5% compared to the same quarter last year. During the same period in the previous year, the firm earned $1.47 EPS.

Other equities research analysts also recently issued reports about the company. TD Cowen decreased their target price on Bank OZK from $53.00 to $52.00 and set a “hold” rating on the stock in a research report on Friday, July 24th. UBS Group upped their target price on shares of Bank OZK from $50.00 to $51.00 and gave the stock a “neutral” rating in a research note on Tuesday, July 28th. Weiss Ratings upgraded Bank OZK from a “buy (b-)” rating to a “buy (b)” rating in a report on Tuesday, June 23rd. Raymond James Financial started coverage on Bank OZK in a research note on Tuesday, September 1st. They issued a “market perform” rating for the company. Finally, Citigroup reissued a “sell” rating on shares of Bank OZK in a research report on Monday, August 17th. Three equities research analysts have rated the stock with a Buy rating, five have assigned a Hold rating and three have issued a Sell rating to the stock. According to data from MarketBeat, Bank OZK presently has an average rating of “Hold” and a consensus price target of $56.88.

Bank OZK Price Performance

Shares of NASDAQ:OZK opened at $47.84 on Friday. The firm’s 50 day moving average price is $50.43 and its 200-day moving average price is $48.78. Bank OZK has a twelve month low of $42.37 and a twelve month high of $53.41. The company has a quick ratio of 0.97, a current ratio of 0.97 and a debt-to-equity ratio of 0.08. The stock has a market capitalization of $5.35 billion, a PE ratio of 7.91 and a beta of 0.88.

Institutional Investors Weigh In On Bank OZK

Large investors have recently added to or reduced their stakes in the business. Dimensional Fund Advisors LP grew its stake in shares of Bank OZK by 0.6% during the 1st quarter. Dimensional Fund Advisors LP now owns 6,625,660 shares of the company’s stock valued at $304,045,000 after buying an additional 38,592 shares during the period. First Trust Advisors LP grew its holdings in shares of Bank OZK by 4.6% during the first quarter. First Trust Advisors LP now owns 3,036,101 shares of the company’s stock valued at $139,327,000 after purchasing an additional 134,490 shares during the last quarter. Geode Capital Management LLC lifted its position in Bank OZK by 1.4% in the 4th quarter. Geode Capital Management LLC now owns 2,146,728 shares of the company’s stock valued at $98,812,000 after purchasing an additional 29,024 shares during the last quarter. Bank of New York Mellon Corp bought a new stake in shares of Bank OZK during the second quarter valued at about $63,410,000. Finally, Norges Bank acquired a new stake in shares of Bank OZK in the 4th quarter worth approximately $59,809,000. 86.18% of the stock is owned by institutional investors and hedge funds.

Bank OZK declared that its board has initiated a stock buyback program on Monday, June 29th that allows the company to repurchase $200.00 million in outstanding shares. This repurchase authorization allows the company to reacquire up to 3.4% of its stock through open market purchases. Stock repurchase programs are typically an indication that the company’s board believes its stock is undervalued.

Bank OZK Increases Dividend

The firm also recently announced a quarterly dividend, which was paid on Monday, July 20th. Stockholders of record on Monday, July 13th were issued a $0.48 dividend. This represents a $1.92 dividend on an annualized basis and a dividend yield of 4.0%. The ex-dividend date of this dividend was Monday, July 13th. This is a positive change from Bank OZK’s previous quarterly dividend of $0.47. Bank OZK’s dividend payout ratio is presently 31.74%.

Bank OZK News Summary

Here are the key news stories impacting Bank OZK this week:

• Positive Sentiment: Zacks lifted its Q3 2026 EPS estimate to $1.44 from $1.43, its FY2026 forecast to $5.82 from $5.81, its Q3 2027 estimate to $1.61 from $1.54, and its Q1 2028 estimate to $1.73 from $1.67. These increases suggest some improvement in expectations for selected reporting periods.
• Neutral Sentiment: The revised FY2026 estimate of $5.82 remains close to the broader consensus forecast of $5.83, limiting the immediate significance of the upgrade. Zacks continues to project earnings growth into FY2027 and FY2028 despite its negative rating.
• Negative Sentiment: Zacks added Bank OZK to its Rank #5, or Strong Sell, list on September 17. The rating may pressure investor sentiment because it signals that the analyst views the stock as unattractive relative to other covered companies. New Strong Sell Stocks for September 17th
• Negative Sentiment: Zacks lowered its estimates for Q1 2027 EPS to $1.44 from $1.47, Q2 2027 to $1.48 from $1.56, Q4 2027 to $1.55 from $1.60, FY2027 to $6.09 from $6.18, Q2 2028 to $1.74 from $2.01, and FY2028 to $7.32 from $7.78. The reductions, particularly the 13% cut to Q2 2028, indicate weaker longer-term earnings expectations.

Bank OZK Company Profile

Bank OZK is a regional financial institution headquartered in Little Rock, Arkansas. The company provides banking services to individuals, businesses and institutions through a network of banking offices concentrated in the Southeastern United States and select markets, including New York and California.

Its products and services include checking and savings accounts, certificates of deposit, residential and commercial real estate loans, consumer lending, commercial and industrial financing, treasury management and other business banking solutions.