Head to Head Analysis: BitMine Immersion Technologies (NYSE:BMNR) & Voya Financial (NYSE:VOYA)

Voya Financial (NYSE:VOYA) and BitMine Immersion Technologies (NYSE:BMNR) are both finance companies, but which is the better investment? We will compare the two companies based on the strength of their earnings, valuation, institutional ownership, risk, profitability, analyst recommendations and dividends.

Profitability

This table compares Voya Financial and BitMine Immersion Technologies’ net margins, return on equity and return on assets.

	Net Margins	Return on Equity	Return on Assets
Voya Financial	7.45%	12.31%	0.46%
BitMine Immersion Technologies	-14,306.56%	3.35%	3.32%

Earnings & Valuation

This table compares Voya Financial and BitMine Immersion Technologies”s top-line revenue, earnings per share (EPS) and valuation.

	Gross Revenue	Price/Sales Ratio	Net Income	Earnings Per Share	Price/Earnings Ratio
Voya Financial	$8.19 billion	1.05	$654.00 million	$5.93	15.99
BitMine Immersion Technologies	$6.09 million	2,363.29	$348.58 million	$0.05	477.18

Voya Financial has higher revenue and earnings than BitMine Immersion Technologies. Voya Financial is trading at a lower price-to-earnings ratio than BitMine Immersion Technologies, indicating that it is currently the more affordable of the two stocks.

Dividends

Voya Financial pays an annual dividend of $1.88 per share and has a dividend yield of 2.0%. BitMine Immersion Technologies pays an annual dividend of $0.01 per share and has a dividend yield of 0.0%. Voya Financial pays out 31.7% of its earnings in the form of a dividend. BitMine Immersion Technologies pays out 20.0% of its earnings in the form of a dividend. Both companies have healthy payout ratios and should be able to cover their dividend payments with earnings for the next several years. Voya Financial has increased its dividend for 6 consecutive years. Voya Financial is clearly the better dividend stock, given its higher yield and longer track record of dividend growth.

Risk & Volatility

Voya Financial has a beta of 0.9, meaning that its share price is 10% less volatile than the S&P 500. Comparatively, BitMine Immersion Technologies has a beta of 1.52, meaning that its share price is 52% more volatile than the S&P 500.

Insider & Institutional Ownership

96.1% of Voya Financial shares are owned by institutional investors. 1.6% of Voya Financial shares are owned by insiders. Comparatively, 0.2% of BitMine Immersion Technologies shares are owned by insiders. Strong institutional ownership is an indication that endowments, large money managers and hedge funds believe a stock is poised for long-term growth.

Analyst Recommendations

This is a summary of current ratings and target prices for Voya Financial and BitMine Immersion Technologies, as provided by MarketBeat.

	Sell Ratings	Hold Ratings	Buy Ratings	Strong Buy Ratings	Rating Score
Voya Financial	1	4	7	1	2.62
BitMine Immersion Technologies	1	1	2	0	2.25

Voya Financial presently has a consensus target price of $104.00, suggesting a potential upside of 9.67%. BitMine Immersion Technologies has a consensus target price of $48.80, suggesting a potential upside of 104.53%. Given BitMine Immersion Technologies’ higher possible upside, analysts clearly believe BitMine Immersion Technologies is more favorable than Voya Financial.

Summary

Voya Financial beats BitMine Immersion Technologies on 12 of the 18 factors compared between the two stocks.

About Voya Financial

Voya Financial, Inc. engages in the provision of workplace benefits and savings products in the United States and internationally. The company operates through three segments: Wealth Solutions, Health Solutions, and Investment Management. The Wealth Solutions segment offers full-service retirement products; recordkeeping services; stable value and fixed general account investment products; non-qualified plan administration services; and tools, guidance, and services to promote the financial well-being and retirement security of employees. The segment also provides wealth management services, such as individual retirement, managed, and brokerage accounts, as well as financial guidance and advisory services. This segment serves corporate, public and private school systems, higher education institutions, hospitals and healthcare facilities, other non-profit organizations, and state and local governments, as well as institutional and individual customers. The Health Solutions segment offers various insurance products comprising stop loss, group life, group disability, whole life, critical illness, accident, and hospital indemnity insurance. The segment also provides worksite employee benefits, health account solutions, leave management, benefits administration, health plan enrollment, financial wellness, and decision support products and services to mid-size and large corporate employers and professional associations. The Investment Management segment provides fixed income, equity, multi-asset, and alternative products and solutions to individual investors and institutional clients through its direct sales force, consultant channel, banks, broker-dealers, and independent financial advisers. The company was formerly known as ING U.S., Inc. and changed its name to Voya Financial, Inc. in April 2014. Voya Financial, Inc. was founded in 1975 and is based in New York, New York.

About BitMine Immersion Technologies

BitMine Immersion Technologies Inc. focused on bitcoin mining using immersion technology. BitMine Immersion Technologies Inc. is based in ATLANTA, GA.